I come from a business in which a special offer is expected to sell a certain amount. If you realise that you have misjudged how much you will sell, you save while stocks last. In this case the stocks have not lasted, they will not last. We should admit to making a mistake, apologise and cancel the scheme. This takes legislation and the Government will be accused of letting people down, having coaxed them into it. The signs say that it is the wealthy who are putting money into it and that child benefit payments are being invested in it because the recipients are well enough off.