The Government has argued that because the grant came a few months later it was not actually part of the deposit. That flies in the face of reality. Very many people, not all by any means, trying to put together a deposit borrowed the €4,000 from friends or family or, in some cases, from lending institutions. I am aware of cases where builders agreed to forgo, for a few months, the amount of the grant and took it on assignment when the money came through from the Department of the Environment and Local Government. It was a very necessary part of the €20,000, approximately, that people needed to buy the cheapest houses available.