This is obviously quite an imposition on bed and breakfast establishments when one considers that they may be in relatively isolated locations, the small markets available to them and, in some cases, the very limited tourism season in which they have to operate. Such a figure also accounts for a very large amount of their annual turnover. This is clearly an inhibiting factor that only results in preventing the more balanced spread of tourism. Will the Minister carry out an investigation into the effect insurance costs are having on the industry and ascertain the means by which we can revert this clearly detrimental trend?