Another factor which has had an influence on the tourism industry in recent years has been the introduction of the minimum wage. Although I welcome it, it has had a big impact on the tourism industry. I do not think the Government fully recognises its impact. Another issue which affects business is insurance premiums. Like every other industry, the tourism industry was greatly affected by the insurance premium increases of between 40% and 200% in the past year alone. I know the Minister for Enterprise, Trade and Employment, Deputy Harney, is investigating this area, but she has been in office for six years and nothing has yet been done about it. Perhaps she could do something as quickly as possible.