I congratulate the Minister for Transport on introducing a penalty points system which is already having an effect on our roads. However, I am concerned by media reports that the Department of Transport intends to pass on information to insurance companies or, at least, to ask motorists to sign consent forms to allow the Department to pass on such information in relation to penalty points incurred. Insurance companies will use this information to increase premiums rather than rewarding safer driving. It is purely a profit exercise for them.