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Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Difficulties in Obtaining Home Insurance: Discussion with Irish Insurance Federation (25 Sep 2012)

Catherine Murphy: The figures provided include the bad winters of recent years, when there were blanket spreads of claims rather than claims from specific geographic areas. Many of these claims were initiated by burst pipes, which occurred across the country, rather than specific flood events which tend to occur over 30 year intervals. It is unusual to experience two very bad winters consecutively. We...

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Difficulties in Obtaining Home Insurance: Discussion with Irish Insurance Federation (25 Sep 2012)

Catherine Murphy: Yes, residential households. Mr. Horan indicated that 2% of people are not getting flood insurance. Some people may not even be looking for insurance because they will not pay for insurance that will not cover flood where that has been the biggest exposure for them. It may well be that they are so heavily loaded that they do not seek that. Does the 2% reflect the real situation?

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Difficulties in Obtaining Home Insurance: Discussion with Irish Insurance Federation (25 Sep 2012)

Catherine Murphy: As the Chairman said, there are cases where there might have been a flood in a small area in a valley following something that happened on a hillside and the entire area is put on some sort of floodplain, which is nonsensical. I could bring Mr. Horan to places where that is happening today. Huge investment has been made in flood defences. There does not seem to be any kind of certification...

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Difficulties in Obtaining Home Insurance: Discussion with Irish Insurance Federation (25 Sep 2012)

Catherine Murphy: We are all focused on one issue. I have made a point regarding a certification process. We heard a letter read out detailing a reputable certification process as it related to a case on the Dodder. There does not seem to be any process between the OPW and the industry. It is well and good for the industry representatives to ask to be told about the projects around the country, including...

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Discussion with Housing Finance Agency (2 Oct 2012)

Catherine Murphy: I thank Dr. Norris for her comprehensive introduction and for the copies of the Housing Finance Agency's annual report, which makes for interesting reading. I accept that the agency does not make policy, but I assume it does advise the Government on such issues as the costs and risks associated with, for example, the shared ownership loan scheme. That particular scheme is aimed at people...

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Discussion with Housing Finance Agency (2 Oct 2012)

Catherine Murphy: I will return after Priority Questions.

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Discussion with Housing Finance Agency (2 Oct 2012)

Catherine Murphy: The loans are off the Government balance sheet when the HFA fund the voluntary housing association as opposed to Government funded projects

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Discussion with Housing Finance Agency (2 Oct 2012)

Catherine Murphy: In actual fact that is probably what makes the decision. It is not counted as Government borrowings.

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Discussion with Housing Finance Agency (2 Oct 2012)

Catherine Murphy: Rent assistance is also paid to persons eligible for social housing.

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Decision-Making Processes: Discussion with An Bord Pleanála (9 Oct 2012)

Catherine Murphy: I thank Dr. Kelly for her comprehensive presentation. In regard to the seven ordinary members of the board, is it necessary to achieve a balance across representative sectors? I am concerned that the quorum is two members. Is it possible to achieve a balance when only two members are present? I take Dr. Kelly's point in regard to the inspectors' reports, the directions and the orders...

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Decision-Making Processes: Discussion with An Bord Pleanála (9 Oct 2012)

Catherine Murphy: I would like to know the cost of the lease.

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Decision-Making Processes: Discussion with An Bord Pleanála (9 Oct 2012)

Catherine Murphy: My question related to leasing.

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Decision-Making Processes: Discussion with An Bord Pleanála (9 Oct 2012)

Catherine Murphy: According to the report, it is a ten-year lease, which is due for review in 2012. Am I reading that wrong? Does that leave some scope for movement?

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Decision-Making Processes: Discussion with An Bord Pleanála (9 Oct 2012)

Catherine Murphy: Is that upward only?

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Decision-Making Processes: Discussion with An Bord Pleanála (9 Oct 2012)

Catherine Murphy: I thank Mr. Egan.

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Business of Joint Committee (16 Oct 2012)

Catherine Murphy: Before we do that, I wish to ask why most of us had to find out about the reorganisation of local government through the media and why this committee has been bypassed essentially in that it was not given any kind of briefing on this. I have seen absolutely nothing on this other than what I heard from listening to "News At One". Some respect must be shown for this committee. This is...

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Building Regulations: Discussion (16 Oct 2012)

Catherine Murphy: We should help Mr. O'Connor with that.

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Building Regulations: Discussion (16 Oct 2012)

Catherine Murphy: We had the issue of pyrite, the problem in Priory Hall and then the estate in Longford that had a gas leak. There are plenty more examples. One of the common denominators is that the people who are left holding the mortgage are the people who purchased. Clearly, there is a lack of protection. If we do not learn from this problem and do not respond by putting suitable protections in place,...

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Building Regulations: Discussion (16 Oct 2012)

Catherine Murphy: Is that likely to be legislation or regulation?

Joint Oireachtas Committee on Environment, Culture and the Gaeltacht: Building Regulations: Discussion (16 Oct 2012)

Catherine Murphy: What is the mix of inspections?

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