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Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Discussion (Resumed) (28 Jun 2023)

Rose Conway-Walsh: That is where the ambiguity comes into it. I put an example to Mr. Palmer which I have put to other witnesses in a case I have been dealing with on push payments where a confirmation text from say Apple Pay came in at the same time as the person attempted to make the online purchase, essentially attaching their bank account to the fraudsters' Apple bank account. The sender then assumed the...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Banking and Payments Federation Ireland (24 May 2023)

Rose Conway-Walsh: Therefore it continues to get worse. I have been dealing with a case of an authorised push payment where a confirmation text from Apple Pay came in at the same time they were attempting to make an online purchase. It was essentially attaching their bank account to the fraudster's Apple Pay account. Assuming that the text was to confirm the purchase the person had approved, this allowed the...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Banking and Payments Federation Ireland (24 May 2023)

Rose Conway-Walsh: Should those apps be available through the Apple store if they can be used to do what we are taking about?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Banking and Payments Federation Ireland (24 May 2023)

Rose Conway-Walsh: Would the BPFI have contacted Apple to say it has concerns?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Banking and Payments Federation Ireland (24 May 2023)

Rose Conway-Walsh: It is important Apple is asked for a response, because people are left vulnerable.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Authorised Push Payments Fraud: Banking and Payments Federation Ireland (24 May 2023)

Rose Conway-Walsh: The BPFI would have a responsibility to get a response from Apple. When will data for 2022 be released?

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