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- Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (11 Nov 2020)
Gerald Nash: 95. To ask the Minister for Housing, Planning, and Local Government if local authorities are directly funded the actual cost to the authority of funding and administering the Rebuilding Ireland home loan scheme; if the scheme creates a contingent liability on the balance sheet of the local authorities; and if he will make a statement on the matter. [35569/20]
- Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (11 Nov 2020)
Darragh O'Brien: Local authorities offer fixed-rate annuity finance to eligible Rebuilding Ireland Home Loan (RIHL) borrowers at rates of 2.745% and 2.995% per annum, for twenty five and thirty years respectively. There is an additional mortgage protection insurance premium of 0.555%. The 2.745% (2.995%) interest charged to RIHL borrowers can be broken down as follows: - Local authorities borrow from...
- Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (11 Nov 2020)
Gerald Nash: 96. To ask the Minister for Housing, Planning, and Local Government the number of Rebuilding Ireland home loans currently in arrears and over three months by local authority in tabular form; if bad debt provisions under this scheme are carried by the local authorities or another agency; and if he will make a statement on the matter. [35570/20]
- Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (11 Nov 2020)
Darragh O'Brien: ...mortgage arrears on its website on the following link: , which shows data up to 30 June 2020. This dataset provides information on arrears on all local authority mortgage lending, including the Rebuilding Ireland Home Loan (RIHL). Separately, the Department collects information on arrears on the RIHL. Provisional data for 31 August shows that 12 RIHL loans were notified as being in arrears...