Results 81-100 of 370 for rebuilding ireland home loan

Did you mean: Rebuilding Ireland come loan?

Written Answers — Department of Housing, Planning, and Local Government: Housing Provision (11 Nov 2021)

Darragh O'Brien: As part of Housing for All, I announced a reformed successor to the Rebuilding Ireland Home Loan Scheme (RIHL), the 'Local Authority Home Loan'. On 10 September 2021, I also announced a reduction of the mortgage interest rate for new borrowers of the Rebuilding Ireland Home Loan by 0.25%. This lower rate will be retained for mortgages issued under the forthcoming Local...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (17 Sep 2020)

Darragh O'Brien: The Rebuilding Ireland Home Loan is designed to enable credit-worthy first-time buyers to access sustainable mortgage lending to purchase new or second-hand properties in a suitable price range. The scheme is targeted at first-time buyers who have access to an adequate deposit and have the capacity to repay a mortgage, but who are unable to access a mortgage sufficient for them to...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (9 Apr 2019)

Eoghan Murphy: Applicants for the Rebuilding Ireland Home Loan must be of good credit standing and have a satisfactory credit record.  A person who has been discharged from bankruptcy and is eligible in all other respects, including being a first-time buyer, for a Rebuilding Ireland Home Loan may apply for a loan and will be subject to the same credit assessment process that applies to all...

Written Answers — Department of Housing, Planning, and Local Government: Social and Affordable Housing Data (17 Apr 2018) See 2 other results from this answer

Eoghan Murphy: I propose to take Questions Nos. 1603, 1604 and 1623 together. Following a review of the two existing local authority home loan schemes, the House Purchase Loan and the Home Choice Loan, a new loan offering, known as the Rebuilding Ireland Home Loan, was introduced on 1 February 2018. As with the previous local authority home loan offerings, the Rebuilding Ireland Home Loan is a...

Written Answers — Department of Housing, Planning, and Local Government: Housing Policy (1 Apr 2021)

Darragh O'Brien: Single applicants for the loan must not be earning greater than €50,000 gross per annum. These income limits are unchanged from the previous local authority loan offerings. Loan applicants who are dissatisfied with a loan application decision of a local authority Credit Committee can usually appeal the decision to the local authority. However if someone does not meet the eligibility...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (25 Feb 2021)

Darragh O'Brien: My Department operates the Rebuilding Ireland Home Loan, which is targeted at first time buyers who wish to own their own home, have access to an adequate deposit and have the capacity to repay a mortgage, but who are unable to access a mortgage sufficient for them to purchase their first home. With a Rebuilding Ireland Home Loan you can borrow up to 90% of the market value of a residential...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (23 Jul 2020)

Darragh O'Brien: The Rebuilding Ireland Home Loan (RIHL) enables credit-worthy first-time buyers to access sustainable mortgage lending to purchase new or second-hand properties or self-build in a suitable price range. Local authorities may issue Rebuilding Ireland Home Loans (RIHL) in accordance with the Housing (Rebuilding Ireland Home Loan) Regulations 2018 and the Credit Policy issued under the...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (16 Jun 2020)

Eoghan Murphy: My Department publishes information on the overall number and value of (i) local authority loan approvals and (ii) local authority loan drawdowns in 2018. Local authority approval means that an official letter of offer has been sent to a borrower (and therefore relates to a specific property and loan amount). Information on the Rebuilding Ireland Home Loan for 2018 can be found on my...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (15 May 2018) See 2 other results from this answer

Eoghan Murphy: I propose to take Questions Nos. 583 and 588 together. The new Rebuilding Ireland Home Loan Scheme is designed to enable credit worthy first-time buyers to access sustainable mortgage lending to purchase new or second-hand properties. The low rate of fixed interest associated with the Rebuilding Ireland Home Loan provides first-time buyers with access to mortgage finance that they may...

Written Answers — Department of Housing, Planning, and Local Government: House Purchase Schemes (19 Jun 2018) See 3 other results from this answer

Eoghan Murphy: The Rebuilding Ireland Home Loan is designed to enable credit-worthy first-time buyers to access sustainable mortgage lending to purchase new or second-hand properties in a suitable price range. The scheme is targeted at first-time buyers who have access to an adequate deposit and have the capacity to repay a mortgage, but who are unable to access a mortgage sufficient for them to...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (21 Feb 2019) See 1 other result from this answer

Eoghan Murphy: The Rebuilding Ireland Home Loan scheme was launched in February to replace the existing House Purchase and the Home Choice Loan schemes. It has been established under the Housing (Rebuilding Ireland Home Loan) Regulations 2018, which also provide for the issuance of a statutory Credit Policy. The purpose of the Credit Policy is to set out in more detail the eligibility criteria for...

Written Answers — Department of Housing, Planning, and Local Government: Local Authority Housing Mortgages (15 Jan 2019)

Eoghan Murphy: The Rebuilding Ireland Home Loan scheme was launched in February to replace the existing House Purchase and the Home Choice Loan schemes. It has been established under the Housing (Rebuilding Ireland Home Loan) Regulations 2018, which also provide for the issuance of a statutory Credit Policy. The purpose of the Credit Policy is to set out in more detail the eligibility criteria for...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (17 Apr 2018) See 1 other result from this answer

Eoghan Murphy: The Rebuilding Ireland Home Loan Credit Policy 2018, which has been in operation since 1 February 2018, was issued in accordance with the Housing (Rebuilding Ireland Home Loans) Regulations 2018, which set out the regulatory framework for the operation of the Rebuilding Ireland Home Loan scheme. This document replaces the credit policy that was in place for the local...

Written Answers — Department of Housing, Planning, and Local Government: Housing Schemes (22 Feb 2022)

Darragh O'Brien: The Housing Agency provides a central support service that assesses applications for the Rebuilding Ireland Home Loan on behalf of local authorities and makes recommendations to the authorities to approve or refuse applications. Each local authority must have in place a credit committee and it is a matter for the committee to make the decision on applications for loans, in accordance with the...

Written Answers — Department of Housing, Planning, and Local Government: Housing Schemes (9 Sep 2021)

Darragh O'Brien: Persons who have a disablity and are eligible for a Rebuilding Ireland Home Loan may apply for a Loan. The final decision on loan approval is a matter for the relevant local authority and its credit committee on a case-by-case basis. Decisions on all housing loan applications must be made in accordance with the statutory credit policy that underpins the scheme, in order to ensure...

Written Answers — Department of Housing, Planning, and Local Government: Local Authority Housing Mortgages (15 Jan 2019)

Eoghan Murphy: The Rebuilding Ireland Home Loan is designed to enable credit worthy first-time buyers, who are unable to access a mortgage from a commercial lender to obtain sustainable mortgage lending to purchase a new or second-hand property. The low rate of fixed interest associated with the Rebuilding Ireland Home Loan provides first-time buyers with access to mortgage finance that they may not...

Written Answers — Department of Housing, Planning, and Local Government: Departmental Schemes (5 May 2021)

Darragh O'Brien: The Rebuilding Ireland Home Loan is designed to enable suitable first time buyers to access sustainable mortgage lending to purchase new or second-hand properties in a suitable price range, or to self build; it does not include undertaking refurbishment of existing houses. There are no plans currently to include refurbishment of existing houses as part of the Rebuilding Ireland Home Loans...

Written Answers — Department of Housing, Planning, and Local Government: Mortgage Lending (30 Jan 2018) See 2 other results from this answer

Eoghan Murphy: I propose to take Questions Nos. 625 and 626 together. Following a review of the two existing local authority home loan schemes, the House Purchase Loan and the Home Choice Loan, I am introducing a new loan offering, known as the Rebuilding Ireland Home Loan, with effect from 1 February 2018. The new loan will enable credit worthy first time buyers to access sustainable...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (15 Jan 2019)

Eoghan Murphy: The Rebuilding Ireland Home Loan is designed to enable credit worthy first-time buyers, who are unable to access a mortgage from a commercial lender to obtain sustainable mortgage lending to purchase a new or second-hand property. The low rate of fixed interest associated with the Rebuilding Ireland Home Loan provides first-time buyers with access to mortgage finance that they may not...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (27 Feb 2018) See 1 other result from this answer

Eoghan Murphy: Following a review of the two existing local authority home loan schemes, the House Purchase Loan and the Home Choice Loan, a new loan offering - the Rebuilding Ireland Home Loan - was introduced on 1 February 2018. Funding of €200 million for the new Rebuilding Ireland Home Loan has been raised by the Housing Finance Agency (HFA) on a fixed rate basis for periods out to thirty...