Results 61-80 of 329 for rebuilding ireland home loan

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Written Answers — Department of Housing, Planning, and Local Government: House Purchase Schemes (20 Mar 2018) See 4 other results from this answer

Eoghan Murphy: I propose to take Questions Nos. 1044 and 1046 together. Following a review of the two existing local authority home loan schemes, the House Purchase Loan and the Home Choice Loan, a new loan offering, the Rebuilding Ireland Home Loan, was made available on 1 February 2018. The new loan will enable credit worthy first-time buyers to access sustainable mortgage lending to...

Written Answers — Department of Housing, Planning, and Local Government: Housing Loans (27 Feb 2018)

Eoghan Murphy: I propose to take Questions Nos. 764 and 771 together. Following a review of the two existing local authority home loan schemes, the House Purchase Loan and the Home Choice Loan, I have introduced, from 1 February 2018, a new loan offering, known as the Rebuilding Ireland Home Loan. The new loan will enable credit worthy first time buyers to access sustainable mortgage lending to purchase...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (27 Feb 2019)

Eoghan Murphy: The Credit Policy document for the Rebuilding Ireland Home Loan scheme provides detailed guidance to the Housing Agency and local authorities for assessing and approving applications for a Rebuilding Ireland Home Loan (RIHL). It includes guidance on assessing an applicant’s income, their ability to repay a loan, and other factors in determining whether a loan should be approved or the...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (17 Dec 2019)

Eoghan Murphy: The Rebuilding Ireland Home Loan Scheme enables credit-worthy first-time buyers to access sustainable mortgage lending to purchase new or second-hand properties in a suitable price range, where they cannot obtain sufficient mortgage finance from a commercial lender.  As with the previous local authority loan offerings, the Rebuilding Ireland Home Loan is available to...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (17 Apr 2018) See 2 other results from this answer

Eoghan Murphy: I propose to take Questions Nos. 1536 and 1605 together. As with the previous local authority loan offerings, the Rebuilding Ireland Home Loan is available to first-time buyers only. There is no change to this regard. This is to ensure the effective targeting of limited resources. Applicants who are separated or divorced may be treated as first-time buyers if...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (8 Mar 2018) See 1 other result from this answer

Eoghan Murphy: Following a review of the two existing local authority home loan schemes, the House Purchase Loan and the Home Choice Loan, a new loan offering, known as the Rebuilding Ireland Home Loan, was introduced on 1 February 2018. As with the previous local authority home loan offerings, the Rebuilding Ireland Home Loan is a local authority product and loan applications are made directly to the local...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (26 Mar 2019)

Eoghan Murphy: Applicants for the Rebuilding Ireland Home Loan must be of good credit standing and have a satisfactory credit record. The Housing Agency provides a central credit assessment service to local authorities and credit checks are undertaken as part of the credit assessment process. The final decision on loan approval is a matter for the relevant local authority and its credit committee on a...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (28 May 2019)

Eoghan Murphy: Applicants for the Rebuilding Ireland Home Loan must be of good credit standing and have a satisfactory credit record. The Housing Agency provides a central credit assessment service to local authorities and credit checks are undertaken as part of the credit assessment process. The final decision on loan approval is a matter for the relevant local authority and its credit committee on a...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (27 May 2020)

Eoghan Murphy: I propose to take Questions Nos. 1071 and 1072 together. The Rebuilding Ireland Home Loan (RIHL) was launched on 1 February 2018. When the RIHL was initially being developed, it was estimated that the drawdown of loans under the scheme would be approximately €200 million over three years. The RIHL proved to be more successful than initially anticipated and following discussions with...

Written Answers — Department of Housing, Planning, and Local Government: Housing Provision (21 Nov 2023)

Darragh O'Brien: The Local Authority Home Loan (LAHL) is a Government-backed mortgage for creditworthy applicants who cannot get sufficient funding from commercial banks to purchase or build a home. It has been available nationwide from local authorities since 4 January 2022 for first-time buyers and fresh start applicants. The loan can be used both for new and second-hand properties, or to self-build. The...

Written Answers — Department of Housing, Planning, and Local Government: Departmental Data (6 Dec 2023)

Darragh O'Brien: The Local Authority Home Loan (LAHL) is a Government-backed mortgage for creditworthy applicants who cannot get sufficient funding from commercial banks to purchase or build a home. It has been available nationwide from local authorities since 4 January 2022 for first-time buyers and fresh start applicants. The loan can be used both for new and second-hand properties, or to self-build. The...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (29 Mar 2018) See 3 other results from this answer

Eoghan Murphy: Following a review of the two existing local authority home loan schemes, the House Purchase Loan and the Home Choice Loan, a new loan offering, known as the Rebuilding Ireland Home Loan, was introduced on 1 February 2018. As with the previous local authority home loan offerings, the Rebuilding Ireland Home Loan is a local authority product and loan applications are made directly to the local...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (29 Jul 2020)

Darragh O'Brien: The Housing Agency provides a central support service which assesses applications for the Rebuilding Ireland Home Loan on behalf of local authorities and makes recommendations to the authorities to approve or refuse applications. Each local authority must have in place a credit committee and it is a matter for the committee to make the decision on applications for loans, in accordance...

Written Answers — Department of Housing, Planning, and Local Government: Mortgage Lending (12 Jun 2018) See 1 other result from this answer

Eoghan Murphy: The Rebuilding Ireland Home Loan is designed to enable credit-worthy first-time buyers to access sustainable mortgage lending to purchase new or second-hand properties in a suitable price range. The scheme is targeted at first-time buyers who have access to an adequate deposit and have the capacity to repay a mortgage, but who are unable to access a mortgage sufficient for them to purchase...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (22 Jul 2020)

Darragh O'Brien: The Housing (Rebuilding Ireland Home Loans) Regulations (S.I. No 25 of 2018) provide that the loan provided cannot exceed 90% of the market value of the property. The credit assessment is the same for all Rebuilding Ireland Home Loan applicants, whether they are purchasing a home on the private market or a home under the incremental purchase scheme. The final decision on loan approval is...

Written Answers — Department of Housing, Planning, and Local Government: Local Authority Services (3 Jun 2020)

Eoghan Murphy: The Rebuilding Ireland Home Loan is designed to enable credit-worthy first-time buyers to access sustainable mortgage lending to purchase new or second-hand properties in a suitable price range. The scheme is targeted at first-time buyers who have access to an adequate deposit and have the capacity to repay a mortgage, but who are unable to access a mortgage sufficient for them to...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (2 Apr 2019)

Eoghan Murphy: Following a review of the two existing local authority home loan schemes, the House Purchase Loan and the Home Choice Loan, I introduced a new loan offering, known as the Rebuilding Ireland Home Loan in February last year, to replace the existing schemes. Since its launch in February 2018, the Rebuilding Ireland Home Loan has proven to be more successful than was initially anticipated....

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (29 Jul 2020)

Darragh O'Brien: The Housing Agency provides a central support service which assesses applications for the Rebuilding Ireland Home Loan on behalf of local authorities and makes recommendations to the authorities to approve or refuse applications. Each local authority must have in place a credit committee and it is a matter for the committee to make the decision on applications for loans, in accordance with...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (20 Jun 2019)

Declan Breathnach: 209. To ask the Minister for Housing, Planning, and Local Government the number of Rebuilding Ireland home loans drawn down in County Louth; if funding for Rebuilding Ireland home loans has been exhausted in the county; and if he will make a statement on the matter. [25897/19]

Written Answers — Department of Housing, Planning, and Local Government: Local Authority Housing Mortgages (21 Feb 2018) See 1 other result from this answer

Eoghan Murphy: Following a review of the two existing local authority home loan schemes, the House Purchase Loan and the Home Choice Loan, a new loan offering - the Rebuilding Ireland Home Loan - was introduced on 1 February 2018.  Rather than applying a Loan to Income (LTI) limit to the new loan, a maximum permissible Net Disposable Income (NDI) ratio of 35% is used which more...