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Written Answers — Department of Finance: Credit Unions (20 Jun 2023): Michael McGrath: I thank the Deputy for his question. As of March 2023 the total credit union mortgage book amounted to approximately €364 million. The average credit union mortgage is approximately €100,000. Mortgage lending in the sector is up 26.6% year on year to March 2023 and this growth demonstrates that there is demand for credit union mortgages. Credit union mortgage lending is...
Written Answers — Department of Finance: Credit Unions (20 Jun 2023): Michael McGrath: .... This Government is encouraged by the growth in credit union SME lending to date. In total, SME lending has grown 12.4 % year on year to the end of March 2023. Credit unions with over €50 million in assets and reserves greater than 5% can notify the Central Bank that they intend to use a 10% combined SME and mortgage lending limit. A number of enabling provisions in the Credit...

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