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- Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (6 Sep 2019)
Jan O'Sullivan: 2000. To ask the Minister for Housing, Planning, and Local Government if there is a requirement for persons who are approved for a Rebuilding Ireland home loan to sign up for a specific mortgage protection insurance policy; if they can opt for a policy from a company other than the one advised by the council approving the loan; and if he will make a statement on the matter. [36610/19]
- Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (6 Sep 2019)
Eoghan Murphy: The local authority mortgage protection insurance (MPI) scheme has applied to all house purchase loans approved by local authorities after 1 July 1986, including the Rebuilding Ireland Home Loan introduced on 1 February 2018. The Consumer Credit Act 1995 applied conditions on lenders which applied to local authorities as well as commercial lenders. Under section 126 of the Act, the lender is...