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- Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (6 Sep 2019)
Maurice Quinlivan: 1961. To ask the Minister for Housing, Planning, and Local Government the reason persons that are successful in obtaining a Rebuilding Ireland home loan are required to obtain mortgage protection insurance as part of the scheme which is considerably more expensive than insurance they can obtain themselves (details supplied); if his attention has been drawn to same; if so, his plans to change...
- Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (6 Sep 2019)
Eoghan Murphy: The local authority mortgage protection insurance (MPI) scheme has applied to all house purchase loans approved by local authorities after 1 July 1986, including the Rebuilding Ireland Home Loan introduced on 1 February 2018. The Consumer Credit Act 1995 applied conditions on lenders which applied to local authorities as well as commercial lenders. Under section 126 of the Act, the lender...