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Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (28 May 2019)

Michael McGrath: 499. To ask the Minister for Housing, Planning, and Local Government his plans for a revised credit policy in respect of the Rebuilding Ireland home loan scheme to include a provision to provide persons who previously owned a home but that have gone through bankruptcy the opportunity to apply for a loan rather than being deemed ineligible in view of their not being a first-time buyer; and if...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (28 May 2019)

Eoghan Murphy: Applicants for the Rebuilding Ireland Home Loan must be of good credit standing and have a satisfactory credit record. The Housing Agency provides a central credit assessment service to local authorities and credit checks are undertaken as part of the credit assessment process. The final decision on loan approval is a matter for the relevant local authority and its credit committee on a...

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