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Committee on Public Petitions: Reform of Insurance for Thatched Heritage Buildings: Discussion (30 Nov 2023)

Martin Browne: Has the Minister of State received any indication that they may move to something like that?

Committee on Public Petitions: Reform of Insurance for Thatched Heritage Buildings: Discussion (30 Nov 2023)

Martin Browne: I will ask just one quick question before I let Senator Murphy in. The Minister of State, Deputy Carroll MacNeill, said there are 2,000 of these properties. Have we any indication since we spoke last as to how many of them have open fires still? The petitioners will tell us that even those who have no open fires and have heat pumps installed are still seeing no reduction in their premiums....

Committee on Public Petitions: Reform of Insurance for Thatched Heritage Buildings: Discussion (30 Nov 2023)

Martin Browne: I have two quick questions. I am conscious of the time but this is a topic I imagine we will be coming back to at a later date. We did not have enough time within the hour. The group that tried to set up a thatched insurance scheme has 320 members but needs 1,000. Is there any way the Government could help the group in setting up a scheme of that kind? If the petitioner were here in...

Committee on Public Petitions: Reform of Insurance for Thatched Heritage Buildings: Discussion (30 Nov 2023)

Martin Browne: On behalf of the committee and myself, I thank the Ministers of State, Deputies Carroll MacNeill and Noonan. This meeting has been very beneficial. I recognise the amount of work they and their staff have done and I compliment them on what has been achieved since this time last year. As I have said, I imagine we will be coming back to the topic again at a later date. I hope as much work...

Committee on Public Petitions: Visit of Kenyan Delegation (30 Nov 2023)

Martin Browne: On behalf of the committee, I welcome the delegation from the Parliament of the Republic of Kenya. Céad míle fáilte; a hundred thousand welcomes. I hope they have found their visit in the past two days to be useful. I invite H.E. Mr. Michael Mubea Kamau, ambassador of the Republic of Kenya, to address the committee.

Committee on Public Petitions: Visit of Kenyan Delegation (30 Nov 2023)

Martin Browne: On behalf of the committee, I say to His Excellency that we have found yesterday and today to be informative. It was a pleasure to meet the delegation and have the discussion about our petitions committee and how the Kenyan one is set up. As Deputy Buckley said, we made history in meeting a delegation from another petitions committee. As Deputy Higgins said, it is interesting to hear about...

Committee on Public Petitions: Reform of Insurance for Thatched Heritage Buildings: Discussion (Resumed) (30 Nov 2023)

Martin Browne: We will now continue our consideration of petition No. 00036/21, which is on seeking reform of insurance for thatched heritage buildings and on related EU Commission correspondence. On behalf of the committee, I extend a warm welcome to the representatives from the Alliance for Insurance Reform: Mr. Brian Hanley, CEO; and Mr. Peter Boland, board member. I also welcome the representatives...

Committee on Public Petitions: Reform of Insurance for Thatched Heritage Buildings: Discussion (Resumed) (30 Nov 2023)

Martin Browne: I apologise. I should have said sorry to the witnesses at the start. The delay in the first session with the delegation from Kenya put us an hour behind. I thank Ms Murdock.

Committee on Public Petitions: Reform of Insurance for Thatched Heritage Buildings: Discussion (Resumed) (30 Nov 2023)

Martin Browne: Mr. Boland wishes to contribute on that matter.

Committee on Public Petitions: Reform of Insurance for Thatched Heritage Buildings: Discussion (Resumed) (30 Nov 2023)

Martin Browne: What is the bigger risk in a flue going up from a stove than an open fire with a hearth going up? Can someone explain that? I am from an age that I remember going to my grandparents' home with open fires, seeing sparks coming up from a chimney and no fire. Now that there is a stove with a flue up and only sparks coming out at the very top, suddenly there is a greater risk.

Committee on Public Petitions: Reform of Insurance for Thatched Heritage Buildings: Discussion (Resumed) (30 Nov 2023)

Martin Browne: That is what I am talking about. I remember open fires in my house and in this type of weather or this time of year, you would see sparks rising up and coming out the top of the chimney. It was not just at ground level. I cannot understand how anybody can stand over that and say that there is a bigger fire risk. Ms Murdock was saying she is an engineer and I will take her word for it but...

Committee on Public Petitions: Reform of Insurance for Thatched Heritage Buildings: Discussion (Resumed) (30 Nov 2023)

Martin Browne: There are only 320 and they need 1,000.

Committee on Public Petitions: Reform of Insurance for Thatched Heritage Buildings: Discussion (Resumed) (30 Nov 2023)

Martin Browne: That is where the Deputy is coming from.

Committee on Public Petitions: Reform of Insurance for Thatched Heritage Buildings: Discussion (Resumed) (30 Nov 2023)

Martin Browne: Is there something that can be done for people in private houses and businesses?

Committee on Public Petitions: Reform of Insurance for Thatched Heritage Buildings: Discussion (Resumed) (30 Nov 2023)

Martin Browne: The witnesses know and we know that they will not get 1,000. It has been thrown out the whole time they need to get 1,000, but it is not going to happen. There are 320 people who have tried to bring that scheme together. For it to be viable, they need 1,000. Is there something that can be done for people in private residences and businesses? We have heard it here that they cannot sell or...

Committee on Public Petitions: Reform of Insurance for Thatched Heritage Buildings: Discussion (Resumed) (30 Nov 2023)

Martin Browne: It is right that Insurance Ireland has a duty of care to its members, but it is also taking premiums off people.

Committee on Public Petitions: Reform of Insurance for Thatched Heritage Buildings: Discussion (Resumed) (30 Nov 2023)

Martin Browne: Some properties have no fire or open fire or they have heat pumps. There is no reduction in people's premiums where there is no risk of sparks going up the flue. Surely, the insurance companies have a responsibility to those kinds of people and premiums should be coming down. Coming back to something Ms Murdock said earlier in the opening statement, there is a greater risk to "rural...

Committee on Public Petitions: Reform of Insurance for Thatched Heritage Buildings: Discussion (Resumed) (30 Nov 2023)

Martin Browne: Where is that feedback from?

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