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Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)

Rose Conway-Walsh: The BPFI has been waiting since last September.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)

Rose Conway-Walsh: Would what was proposed alleviate some of the issues? For instance, let us take the case of a 55-year-old single parent who is trying to access this. She is obviously short because it is not a 100% scheme. That will mean taking an additional top up for a €40,000 gap.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)

Rose Conway-Walsh: Are the banks giving guidelines or direction to the people they are training in terms of vulnerable customers or people who need to be looked at in a different way here? Will Ms Byrne tell me about that? What can people expect when they go in? We will take the example of the 55-year old woman who is on her own and trying to access €50,000.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)

Rose Conway-Walsh: They are policing themselves in a sense, although "policing" is probably the wrong word. How do we know? What is coming back to us is that people are being refused. They are being told "No, we cannot help you in that area." How are we getting an aggregate of what is happening in order to be able to make the adjustments that need to be made?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)

Rose Conway-Walsh: Is that available?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)

Rose Conway-Walsh: Is Mr. Hayes saying that they are happy for not all of the house to be remediated or the foundations not to be done and that the banks are okay with that?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)

Rose Conway-Walsh: All the players, including householders, are left in limbo until such time as the NSAI comes back with the science to say what the standards will be. I have a vision of everybody suspended in midair until that happens. We are spending millions of euro on this. Government inaction on it is just beyond intolerable. I am not saying this to make a political point. For heaven's sake, if we...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)

Rose Conway-Walsh: I have two very quick questions. If there is somebody starting their rebuild next week who has not had their foundations tested, would Mr. Owens's advice and the advice of Engineers Ireland be to hold off until they can get that test done?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)

Rose Conway-Walsh: Sorry?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)

Rose Conway-Walsh: It is in Mayo too.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)

Rose Conway-Walsh: Yes, of course it would. The last thing we want to do is delay matters, but we do not want to find ourselves in a situation where they have to start rebuilding once more. For clarity, is Mr. Owens recommending that people have their foundations tested before they start to rebuild? Is that his professional opinion? I know it is up to individual homeowners.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)

Rose Conway-Walsh: That is right.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)

Rose Conway-Walsh: For fairness, if the new standards say that the foundations should be included, then it would be absolutely fair to have retrospective funding in respect of anything that is paid out at this stage.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)

Rose Conway-Walsh: For somebody starting to build their own home today and having their blocks delivered, what guarantees are there that they do not contain the same materials that caused all the damage?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)

Rose Conway-Walsh: That is what I am asking Mr. Owens. Do the new regulations mean that people could have confidence in the blocks that are being delivered to them today, provided the engineer involved did their job?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)

Rose Conway-Walsh: So a quarry could not be supplying damaged blocks today. Is that Mr. Owens' view?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)

Rose Conway-Walsh: Are the current regulations fit for purpose in the context of ensuring that this will not happen again?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)

Rose Conway-Walsh: The current building regulations and regulations for the quarries.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)

Rose Conway-Walsh: How is all this being measured?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Defective Concrete Blocks: Discussion (1 May 2024)

Rose Conway-Walsh: That would obviously have been done in the first place when people were impacted by the defective block issue. That would have been done in the first place, where the engineer would have signed off on everything. I am just asking-----

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