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Automatic Enrolment Retirement Savings System Bill 2024: Second Stage (Resumed) (17 Apr 2024)

Leo Varadkar: I thank the Cathaoirleach Gníomhach for the opportunity to share some thoughts and reflections on the legislation before us. I welcome the Bill, which, of course, I will support. I want to take the opportunity to recognise the Minister, Deputy Humphreys, and her officials for bringing it to this point, and also previous Ministers such as Senator Regina Doherty and previous officials...

Automatic Enrolment Retirement Savings System Bill 2024: Second Stage (Resumed) (17 Apr 2024)

Denis Naughten: As Deputy Connolly said, I will take up my 20 minutes, if that is of any assistance to people coming in. The Automatic Enrolment Retirement Savings System Bill 2024 is designed to simplify pension decisions for workers and to make it easier for employers to offer workplace pensions. Under auto-enrolment, employees will have access to a workplace pension savings scheme, which is co-funded by...

Automatic Enrolment Retirement Savings System Bill 2024: Second Stage (Resumed) (17 Apr 2024)

Ruairi Ó Murchú: Gabhaim buíochas leis an Teachta. Ar ais go dtí an Rialtas. Is Deputy O'Dea taking the seven minutes?

Automatic Enrolment Retirement Savings System Bill 2024: Second Stage (Resumed) (17 Apr 2024)

Willie O'Dea: I am informed that I am sharing with Deputy Cathal Crowe but if he does not appear, I will continue on. I thank the Cathaoirleach Gníomhach very much and I am very reluctant to interrupt Deputy Healy-Rae whose speech I was enjoying immensely. I sincerely congratulate the Minister on bringing this legislation forward. It is very timely in view of the fact that it has been...

Automatic Enrolment Retirement Savings System Bill 2024: Second Stage (Resumed) (17 Apr 2024)

Catherine Connolly: I welcome the opportunity to speak on this Bill and like with the sovereign fund, I have done my best to understand it. It is difficult not coming from a financial background. There are 141 sections and nine Parts or 79 Parts; I have forgotten. I have tried my best. Let us look at what the Minister is telling us. She is telling us that there are twin goals and I acknowledge the work...

Automatic Enrolment Retirement Savings System Bill 2024: Second Stage (Resumed) (17 Apr 2024)

Richard O'Donoghue: As an employer, I believe that we should work for the future. I am very lucky with the people I employ - the family as I call them. I have been self-employed all my life and I believe that working together, we create businesses together and we support one another's families. Businesses across all sectors are feeling the pinch. The only place not feeling the pinch is the Government...

Automatic Enrolment Retirement Savings System Bill 2024: Second Stage (Resumed) (17 Apr 2024)

Danny Healy-Rae: I am glad to get the opportunity to talk on this very serious matter. I am an employer, as was my father going back to 1955 and my son now operates the business. That is almost 70 years. Friday evening, pay day, comes very quickly for businesses. This could be the best country in the world if it was managed properly. TDs on this side of the House are saying the country is awash with...

Automatic Enrolment Retirement Savings System Bill 2024: Second Stage (Resumed) (17 Apr 2024)

Danny Healy-Rae: The five minutes are gone.

Automatic Enrolment Retirement Savings System Bill 2024: Second Stage (Resumed) (17 Apr 2024)

Mattie McGrath: Gabh mo leithscéal. I am lucky-----

Automatic Enrolment Retirement Savings System Bill 2024: Second Stage (Resumed) (17 Apr 2024)

Ruairi Ó Murchú: There are five of you for four minutes, so why-----

Automatic Enrolment Retirement Savings System Bill 2024: Second Stage (Resumed) (17 Apr 2024)

Mattie McGrath: No, there are only four. Gabh mo leithscéal.

Automatic Enrolment Retirement Savings System Bill 2024: Second Stage (Resumed) (17 Apr 2024)

Michael Collins: This Bill is a significant step towards enhancing pension coverage in Ireland. However, like any legislation, it has its share of challenges and potential disadvantages. Employers will be required to contribute to the retirement saving system. For some smaller businesses, this additional financial burden may pose a challenge. While automatic enrolment aims to increase participation, some...

Automatic Enrolment Retirement Savings System Bill 2024: Second Stage (Resumed) (17 Apr 2024)

Seán Ó Fearghaíl: I thank Deputy Shanahan. Our next contributor is Deputy Murnane O'Connor. Is the Deputy sharing with Deputy O'Dea or is she on her own? Deputy O'Dea is later.

Automatic Enrolment Retirement Savings System Bill 2024: Second Stage (Resumed) (17 Apr 2024)

Willie O'Dea: I am sharing with Deputy Crowe.

Automatic Enrolment Retirement Savings System Bill 2024: Second Stage (Resumed) (17 Apr 2024)

Jennifer Murnane O'Connor: Deputy O'Dea is sharing with Deputy Crowe. That is fine. I thank the Minister, and as we know, auto-enrolment is a sort of mandatory pension system where employees are auto-enrolled into a quality-assured retirement savings system with freedom of choice to opt out. I am going to ask the Minister about that in a minute. It is important that we give employees the option. This new system...

Automatic Enrolment Retirement Savings System Bill 2024: Second Stage (Resumed) (17 Apr 2024)

Seán Ó Fearghaíl: I thank Deputy Murnane O'Connor. We will now go to Deputies McGrath and Healy-Rae.

Automatic Enrolment Retirement Savings System Bill 2024: Second Stage (Resumed) (17 Apr 2024)

Mattie McGrath: Gabhaim buíochas leis an gCeann Comhairle. I am not sure if my other colleagues will be joining us. I am glad to be able to speak today on this as well. While it is of vital importance and very noble that we have a pension for employees who are not in the public sector, this is coming on top of so many other pieces of regulation and bureaucracy, especially for small businesses. I...

Automatic Enrolment Retirement Savings System Bill 2024: Second Stage (Resumed) (17 Apr 2024)

Éamon Ó Cuív: Caithfidh mé a rá i ndiaidh dom seo a leagadh amach, ní leor seacht nóiméad leis an méid atá le rá agamsa a rá. Déanfaidh mé mo dhícheall. Bille ollmhór é seo agus Bille an-tábhachtach atá ann. There are 141 sections and 95 pages in this Bill. I only have seven minutes to outline my thoughts and that is not...

Automatic Enrolment Retirement Savings System Bill 2024: Second Stage (Resumed) (17 Apr 2024)

Matt Shanahan: I do not propose to use the full time allotted to me. My colleague, Deputy Naughten, is the Chairperson of the Joint Committee on Social Protection, Community and Rural Development, and the Islands, and he will speak for 20 minutes later. He has a lot more detail than I have. Automatic enrolment seeks to address the present position of a pension coverage gap and will apply to all employees...

Automatic Enrolment Retirement Savings System Bill 2024: Second Stage (Resumed) (17 Apr 2024)

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