Results 101-120 of 4,002 for speaker:Rose Conway Walsh

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Rose Conway Walsh: What part do brokers play? Where there are fraudulent claims, what part do brokers play in ensuring that they are investigated and prosecuted? Do brokers have a role in following it through?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Rose Conway Walsh: It seems like it is within nobody's remit. It is just thrown out there that there are all these fraudulent claims and everybody who has whiplash is somehow claiming falsely. There are people with very serious neck and back injuries, which is why we have insurance, so putting them in the whiplash category and claiming that all the problems relating to rising insurance prices are down to that...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Rose Conway Walsh: Again, this is my concern in terms of "care, not cash" in that we are presenting this as a solution when it will not be a solution at the end of the day. We should try to get to the real solutions. We might be better equipped to do that when we get the real information and data.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Rose Conway Walsh: Again, there is an over-emphasis on that solution but I appreciate the point Mr. Carty is making. I need to ask about the point made that older cars do not have the safety features of modern cars and may have previously crashed or been renovated. Surely with older cars, it depends on who is driving them. Older cars cannot go at the speed of newer cars so how can somebody with years of...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Rose Conway Walsh: If young people were driving newer cars, would that suggest that the price would go down for younger people?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Rose Conway Walsh: From speaking to drivers all the time, experience would tell me that it does not matter what age they are. People driving an older car, be they in their 40s or 50s, are being refused quotes or being quoted huge amounts. How can Mr. Phelan still relate this to older cars?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Rose Conway Walsh: I am conscious of my time. I thank Mr. Carty for his reply. However, he could also say that it costs less to replace an older car.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Rose Conway Walsh: I am really concerned about the issue of fronting where parents are insuring cars for their sons and daughters. They are being forced to do this, particularly in rural areas because their sons or daughters cannot get insurance or have to pay huge amounts and they cannot get to work, an employment scheme or anywhere else without their cars. Will Mr. Carty explain why they are saying they are...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Rose Conway Walsh: The problem is that people are being forced into these situations. I will leave the questioning of Ms Dowling to my colleague, Deputy Pearse Doherty. I wanted to also ask about the position of returning emigrants.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Rose Conway Walsh: I warmly welcome the commission's move to call the industry in on the signalling of the price increases in the future. The announcement during the week of the commission doing so will be reflected in the market - I suppose I do not share the commission's thoughts on that - and that is a positive step already. The commission is a key actor in what we are trying to get to the bottom of here...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Rose Conway Walsh: I asked specifically about the powers and the checklist.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Rose Conway Walsh: If the commission determines that there is a cartel in operation, what power has it?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Rose Conway Walsh: The "hardcore" cartel might warrant explanation. How difficult is that to prove?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Rose Conway Walsh: So it is a crime. It is interesting that the commission's actions in this field have been with its competition hat on. What about the consumer side? Surely this is as much a consumer issue. In terms of financial services, does the Competition and Consumer Protection Commission, CCPC, give way to the Central Bank? Wearing its consumer protection hat, has the CCPC discussed this matter...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Rose Conway Walsh: How does that compare with the previous period?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Rose Conway Walsh: I do not want to take up too much time. The delegation stated that the previous investigations ended with agreements and undertakings. Will the witnesses provide more detail on the nature of those agreements and are they public? Was Insurance Ireland involved? How much has the CCPC spent on its campaign encouraging people to switch providers? Is there a contradiction in the CCPC putting...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Rose Conway Walsh: The CCPC has no plans for a further campaign encouraging people to switch.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Rose Conway Walsh: It may be something that-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Rose Conway Walsh: That was my final question.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (Resumed) (15 Sep 2016)

Rose Conway Walsh: The problem with that is they have priced them so high, they know drivers cannot afford it. The witnesses said previous investigations ended with agreements and undertakings. Can he provide more detail on the nature of those agreements? Are they public and was Insurance Ireland involved?