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Mortgage Interest Rates Cap Bill 2023: Second Stage [Private Members] (20 Jun 2024)

Question put.

Mortgage Interest Rates Cap Bill 2023: Second Stage [Private Members] (20 Jun 2024)

Verona Murphy: In accordance with Standing Order 80(2), the division is postponed until the weekly division time next week.

Mortgage Interest Rates Cap Bill 2023: Second Stage [Private Members] (20 Jun 2024)

Cuireadh an Dáil ar athló ar 4.52 p.m. go dtí 2 p.m., Dé Máirt, an 25 Meitheamh 2024. The Dáil adjourned at at 4.52 p.m. until 2 p.m. on Tuesday, 25 June 2024.

Mortgage Interest Rates Cap Bill 2023: Second Stage [Private Members] (20 Jun 2024)

Richard Boyd Barrett: I thank those who contributed to the discussion. While the new deputy leader of Fianna Fáil was terribly polite in his response, the net interpretation of what he said is really that the Government is not going to do anything and will let the free market decide. Lola, who I mentioned earlier on, is paying €900 a month, or €10,000 or €11,000 a year, more than she...

Mortgage Interest Rates Cap Bill 2023: Second Stage [Private Members] (20 Jun 2024)

Louise O'Reilly: I thank Deputy Boyd Barrett for bringing this legislation before the Dáil. Workers and families have seen a sharp, sudden and significant increase in their mortgage costs since 2022. Since the European Central Bank first increased its key interest rates in July of that year, average mortgage interest costs have increased by a whopping 70%. For so many, these increases have been...

Mortgage Interest Rates Cap Bill 2023: Second Stage [Private Members] (20 Jun 2024)

Jack Chambers: I again thank Deputies for speaking to the Bill. I also thank Deputy Boyd Barrett for bringing it to the House. We are all acutely aware of the high mortgage repayments currently faced by some mortgage holders and the stress and hardship this causes for families. The Government has undertaken a number of initiatives, including measures in the budget, to help people impacted by the rise in...

Mortgage Interest Rates Cap Bill 2023: Second Stage [Private Members] (20 Jun 2024)

Jack Chambers: I thank Deputy Boyd Barrett for initiating this Bill. The Bill proposes to cap mortgage interest rates on private dwelling home mortgages and to give the Central Bank the power to issue a direction to all mortgage lenders setting out the maximum APR chargeable on housing loans, that being a rate not exceeding 3%. The Government is opposing the Bill and I will outline shortly some of the...

Mortgage Interest Rates Cap Bill 2023: Second Stage [Private Members] (20 Jun 2024)

Paul Murphy: This is a huge issue affecting hundreds of thousands of people in this country. One in three mortgage holders is paying at least €3,000 more per year than they were just one year ago. One in five is paying almost €6,000 extra a year. This is a huge cost-of-living crisis which has its roots in the same profiteering that lies behind the rising cost of rents, food and fuel. All...

Saincheisteanna Tráthúla - Topical Issue Debate: Animal Welfare (20 Jun 2024)

Jack Chambers: I thank Deputy Cronin again for raising the issue. As I said, the footage that was broadcast was abhorrent and extremely upsetting for us all. Many people across communities would never show such a blatant disregard for the welfare of horses. That is why what we saw was potentially criminal behaviour by a number of individuals and there needs to be consequences of that. The welfare of...

Mortgage Interest Rates Cap Bill 2023: Second Stage [Private Members] (20 Jun 2024)

Mortgage Interest Rates Cap Bill 2023: Second Stage [Private Members] (20 Jun 2024)

Richard Boyd Barrett: I move: "That the Bill be now read a Second Time." We initiated this Bill last year, 2023, in response to ten interest rate hikes by the European Central Bank, ECB, which impacted tens of thousands of mortgage holders in this country. These are working people who are trying to put a roof over their heads and they were hammered again and again by interest rate hikes by the European...

Saincheisteanna Tráthúla - Topical Issue Debate: Animal Welfare (20 Jun 2024)

Jack Chambers: I appreciate Deputy Cronin raising this important issue. I am taking this issue on behalf of my colleague the Minister, Deputy McConalogue. As I said to Deputy Murphy, the footage broadcasted last week showing incidents of animal cruelty was extremely upsetting and the Minister, Deputy McConalogue, shares the reaction of viewers and the wider public who were appalled and upset by such a...

Saincheisteanna Tráthúla - Topical Issue Debate: Animal Welfare (20 Jun 2024)

Seán Ó Fearghaíl: And it will be in the Official Record.

Saincheisteanna Tráthúla - Topical Issue Debate: Animal Welfare (20 Jun 2024)

Réada Cronin: I thank the Minister of State. I heard the same thing this morning about how everyone is appalled and upset and that we now have a criminal investigation and a departmental investigation. To be honest, it seems to be handy cover for the Minister and the Government. The Department of agriculture has serious questions to answer. These questions are just as serious as those for the company....

Saincheisteanna Tráthúla - Topical Issue Debate: Animal Welfare (20 Jun 2024)

Jack Chambers: I thank the Deputy for raising this important issue, which I am taking on behalf of the Minister, Deputy McConalogue. The footage broadcast last week showing instances of animal cruelty was extremely upsetting. The Minister shares the reaction of viewers and the wider public who were appalled and upset by such a blatant disregard for the welfare of horses. He is certain that the...

Saincheisteanna Tráthúla - Topical Issue Debate: Animal Welfare (20 Jun 2024)

Paul Murphy: Unfortunately, I do not believe the Minister of State that no stone will be left unturned, as we have been here before. There have been similar revelations in the past, yet the situation continued. There is an industry that is politically influential and powerful. Every time I raise the matter with the Minister, he spends his time talking about how great the industry is and so on. It is...

Saincheisteanna Tráthúla - Topical Issue Debate: Animal Welfare (20 Jun 2024)

Jack Chambers: I will pass the Deputy's feedback to the Minister. The footage broadcast last week was abhorrent and extremely upsetting for all of us who have never shown such blatant disregard for the welfare of horses or other animals. What we saw was potentially criminal behaviour by a number of individuals and I do not believe it was representative of the wider horse owning community. The welfare...

Saincheisteanna Tráthúla - Topical Issue Debate: Animal Welfare (20 Jun 2024)

Animal Welfare

Saincheisteanna Tráthúla - Topical Issue Debate: Animal Welfare (20 Jun 2024)

Réada Cronin: I received an email today saying that the Minister would not be here to take Topical Issues. It is increasingly the case that Ministers do not appear to take Topical Issues. They are answerable to the Dáil and should be present. However, I appreciate that the deputy leader of Fianna Fáil is here to take questions. I am raising the horrific situation at Shannonside Foods in...

Saincheisteanna Tráthúla - Topical Issue Debate: School Transport (20 Jun 2024)

Christopher O'Sullivan: The answer I got was the one I was expecting. I am, though, making a specific plea for this area. The Minister of State is absolutely correct. Bantry is a much closer school in this area. In some instances, as well, it could be Skibbereen. This is based on student needs, however, and we should always put students and what best suits them first. Unfortunately, every summer, certainly...

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