Results 441-460 of 1,974 for speaker:Arthur Spring
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Permanent TSB (12 Nov 2014)
Arthur Spring: Where does the bank hope to get its capital to in order to reduce the cost of its funds?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Permanent TSB (12 Nov 2014)
Arthur Spring: AIB told us that its capital was at 14.8%.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Permanent TSB (12 Nov 2014)
Arthur Spring: The bank is predicting it but has not yet forecast it. To what level must the bank get in order to make a substantial decrease in the variable rate of its cost of funds - 15% or 20%? Are external banks, for example, RaboDirect, that promote themselves not as vanilla-style banking facilities, but solely as savings facilities, a threat? Three years ago, An Post was in a position to provide...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Permanent TSB (12 Nov 2014)
Arthur Spring: Mr. Masding is optimistic.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Permanent TSB (12 Nov 2014)
Arthur Spring: I will address the net interest margin of approximately 88 basis points. I presume this is the blended for all amending-----
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Permanent TSB (12 Nov 2014)
Arthur Spring: What would it be for mortgages alone?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Permanent TSB (12 Nov 2014)
Arthur Spring: Surely the bank examines its different sectors and knows how profitable each is.
- Written Answers — Department of Education and Skills: School Staffing (11 Nov 2014)
Arthur Spring: 470. To ask the Minister for Education and Skills the reason a person (details supplied) was not offered a permanent position considering evidence provided and the appeals process available to the person. [43092/14]
- Written Answers — Department of Health: Medical Card Eligibility (6 Nov 2014)
Arthur Spring: 184. To ask the Minister for Health the reason a person (details supplied) in County Kerry does not qualify for an EU medical card considering that they previously qualified for an EU medical card; if legislation has been introduced in recent years which disqualifies the person from qualifying for an EU medical card; and if he considers the refusal to award this person an EU medical card is...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Arthur Spring: If Deputy Michael McGrath was first, you should proceed in the order in which you started.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Arthur Spring: Deputy O'Donnell should be next.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Arthur Spring: Bank of Ireland has more customers put to the cosh than any other bank. That is the fundamental issue I am raising.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Arthur Spring: Yes, but it is dealing with them in a way that allows people to move on with their lives subsequently.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Arthur Spring: We are in this together, not as institutions.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Arthur Spring: There is probably a more humble approach from Bank of Ireland this time in the Oireachtas Joint Committee on Finance, Public Expenditure and Reform than we had previously.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Arthur Spring: The policy to date as implemented by the market is such that Bank of Ireland seems to be an outlier in how it is treating people. I will ask some questions to get to the fundamentals of how it is dealing with people in personal insolvency. Mr. McLoughlin said that 67% was the average and that 75% of the cases being put before Bank of Ireland are being resolved. Is that correct?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Arthur Spring: The average across the industry is 67% and Mr. McLoughlin said that Bank of Ireland has 75% of the cases.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Arthur Spring: Yes.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Arthur Spring: That is correct.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of Banking Sector: Bank of Ireland (5 Nov 2014)
Arthur Spring: In what percentage of those cases was Bank of Ireland the lead creditor and did it vote to accept it?