Results 261-280 of 1,212 for speaker:Dara Murphy

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Dara Murphy: If the base is €10 billion in 2012, it will increase to €13.5 billion.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Dara Murphy: Mr. Boucher stated that 84% of credit applications are being approved. I do not want to compare but AIB’s rate was 90%. I am not sure that many of the 15 or 16 politicians in this room would disagree that the people who come to us continue to find it extremely difficult to access credit, particularly in the SME sector. Can Mr. Boucher indicate how many applications are not formal?...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Dara Murphy: What is the bank’s position on forbearance or debt write-down for people who are clearly in distress?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Dara Murphy: Does the bank work towards a percentage figure in terms of considering a write down of debt not only in the mortgage sector, but also on other loan books?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Dara Murphy: Mr. Boucher spoke about deleveraging. Since 2009 Bank of Ireland has deleveraged from €140 billion to €90 billion. How does he expect to achieve his target of deleveraging a further €8 billion to €9 billion over the next two years?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Discussion with Bank of Ireland (1 Nov 2012)

Dara Murphy: On a positive note, Bank of Ireland is regarded as the bank that has best weathered the storm. There have been significant closures among its competitors. Does Mr. Boucher see an opportunity to move into the numerous locations around the country where its competitors have closed retail banking branches in relatively populated areas?

Written Answers — Department of Education and Skills: Departmental Agencies (6 Nov 2012)

Dara Murphy: To ask the Minister for Education and Skills the institutions under the remit of his Department that have full-time, permanent staff with contract of indefinite duration without a pay scale; and if he will make a statement on the matter. [48313/12]

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Forthcoming ECOFIN Council: Discussion with Minister for Finance (8 Nov 2012)

Dara Murphy: I welcome the Minister and his officials. I shall commence by asking him about the single supervisory mechanism and what he referred to as an exchange of views. He mentioned a proposal that referred to a prudential supervision. Today, as he will know, we will have all read the newspaper reports on pay levels for executives in the IBRC. We all welcome the call made by Mr. David Duffy that...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Forthcoming ECOFIN Council: Discussion with Minister for Finance (8 Nov 2012)

Dara Murphy: I welcome that because there is significant public anger. It is important to pursue it and, perhaps, contact Mr. Dukes again. I have a question about growth. Mr. John Moran appeared before the committee yesterday. Much of the commentary appears to forget that Ireland has growth at present, uniquely among similar countries in Europe. However, there appears to be a downward projection for...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Pre-Budget Submissions: Discussion with Civic Society Representatives and Focus Groups (8 Nov 2012)

Dara Murphy: I welcome the witnesses to the committee and I apologise for being late. Is the Drinks Industry Group of Ireland, DIGI, an umbrella organisation that represents all drinks suppliers? Do the witnesses accept that there is a social cost to the over-consumption of alcohol in Ireland at present?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Pre-Budget Submissions: Discussion with Civic Society Representatives and Focus Groups (8 Nov 2012)

Dara Murphy: Does Mr. O'Brien accept that there is less regulation of consumption in a non-controlled environment, such as an off-licence, than in a controlled environment, such as a licensed premises?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Pre-Budget Submissions: Discussion with Civic Society Representatives and Focus Groups (8 Nov 2012)

Dara Murphy: I assume Mr. O'Keeffe is aware of the concept of elasticity of demand. Does he accept that it is indisputable that the availability of very cheap alcohol in off-licences is directly linked to over-consumption, particularly by young people but also by people generally?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Pre-Budget Submissions: Discussion with Civic Society Representatives and Focus Groups (8 Nov 2012)

Dara Murphy: One could speak for longer.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Pre-Budget Submissions: Discussion with Civic Society Representatives and Focus Groups (8 Nov 2012)

Dara Murphy: I wish to return to the issue of a tobacco regulator, which is innovative. Is it idealistic? There are two ways for the State to extract profit from tobacco companies, which operate legal businesses in this country. Some 79% of the total profit goes to excise or VAT. Has there been any legal opinion as to whether it is possible for any government to engage in a profit tax that is...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Pre-Budget Submissions: Discussion with Civic Society Representatives and Focus Groups (8 Nov 2012)

Dara Murphy: Is there legal opinion to back up that claim?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Pre-Budget Submissions: Discussion with Civic Society Representatives and Focus Groups (8 Nov 2012)

Dara Murphy: There is a specific question, bearing in mind that there is European competition and company law. Is there specific legal opinion? Political will is one thing but we are also bound by international and competition law, etc.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Pre-Budget Submissions: Discussion with Civic Society Representatives and Focus Groups (8 Nov 2012)

Dara Murphy: I welcome the witnesses to the committee. I had a number of retail units and I come from a small business background. I am sympathetic to the witnesses. Having said that, it is important to note the Government has reduced PRSI in its brief term in office. In international terms Ireland is going up the charts as a place to do business. In comparison with many of our competitors, Ireland...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Pre-Budget Submissions: Discussion with Civic Society Representatives and Focus Groups (8 Nov 2012)

Dara Murphy: I will keep on the topic of the budget. What measures can the witnesses' suggest, either through the budget or otherwise, to force the banks to increase lending to small businesses?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Pre-Budget Submissions: Discussion with Civic Society Representatives and Focus Groups (8 Nov 2012)

Dara Murphy: I welcome Dr. Healy and Mr. McDonnell to the meeting. I would like to make one brief observation. The essence of our non-contributory pension is its universality. In comparative terms across the European Union, in particular the eurozone area, it is quite generous. Like Deputy Dooley, I am not convinced by the site valuation tax model. Perhaps Mr. McDonnell will respond to following...

Written Answers — Department of Environment, Community and Local Government: Election Management System (13 Nov 2012)

Dara Murphy: To ask the Minister for Environment, Community and Local Government if he is looking at alternative location to schools as polling stations, for example in the Mourne Abbey area in Cork, two local National Schools are used while the local community association has made the community hall available to the returning officer; and if he will make a statement on the matter. [49765/12]