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Public Accounts Committee: 2012 Annual Report of the Comptroller and Auditor General and Appropriation Accounts
Vote 37 - Social Protection
Chapter 16 - Expenditure on Welfare and Employment Schemes
Chapter 17 - Regularity of Social Welfare Payments
Chapter 18 - Welfare Overpayment Debts
Chapter 19 - Domiciliary Care Allowance
Chapter 20 - Invalidity Pension
Social Insurance Fund Annual Accounts 2012
(1 May 2014)

Kieran O'Donnell: That particular person received an overpayment of €30,000. Over what period was that for?

Public Accounts Committee: 2012 Annual Report of the Comptroller and Auditor General and Appropriation Accounts
Vote 37 - Social Protection
Chapter 16 - Expenditure on Welfare and Employment Schemes
Chapter 17 - Regularity of Social Welfare Payments
Chapter 18 - Welfare Overpayment Debts
Chapter 19 - Domiciliary Care Allowance
Chapter 20 - Invalidity Pension
Social Insurance Fund Annual Accounts 2012
(1 May 2014)

Kieran O'Donnell: How would that have arisen? What is the process whereby someone applies for a jobseeker's allowance? Was this person on jobseeker's benefit prior to going on jobseeker's allowance or assistance?

Public Accounts Committee: 2012 Annual Report of the Comptroller and Auditor General and Appropriation Accounts
Vote 37 - Social Protection
Chapter 16 - Expenditure on Welfare and Employment Schemes
Chapter 17 - Regularity of Social Welfare Payments
Chapter 18 - Welfare Overpayment Debts
Chapter 19 - Domiciliary Care Allowance
Chapter 20 - Invalidity Pension
Social Insurance Fund Annual Accounts 2012
(1 May 2014)

Kieran O'Donnell: I thank Ms O'Donoghue and her colleagues for coming before the committee. The first area I would like to touch on is the overall budget for 2014 and the various expense headings and categories. How much is the total budget for 2014?

Public Accounts Committee: 2012 Annual Report of the Comptroller and Auditor General and Appropriation Accounts
Vote 37 - Social Protection
Chapter 16 - Expenditure on Welfare and Employment Schemes
Chapter 17 - Regularity of Social Welfare Payments
Chapter 18 - Welfare Overpayment Debts
Chapter 19 - Domiciliary Care Allowance
Chapter 20 - Invalidity Pension
Social Insurance Fund Annual Accounts 2012
(1 May 2014)

Kieran O'Donnell: How does that compare with the budget for 2013?

Public Accounts Committee: 2012 Annual Report of the Comptroller and Auditor General and Appropriation Accounts
Vote 37 - Social Protection
Chapter 16 - Expenditure on Welfare and Employment Schemes
Chapter 17 - Regularity of Social Welfare Payments
Chapter 18 - Welfare Overpayment Debts
Chapter 19 - Domiciliary Care Allowance
Chapter 20 - Invalidity Pension
Social Insurance Fund Annual Accounts 2012
(1 May 2014)

Kieran O'Donnell: In a context where the live register figures have fallen, seasonally adjusted from December 2013 to end-April 2014, by 10,300 and the unemployment rate has reduced from 12.4% to 11.7%, are the Department's spending headings above or below the profile?

Public Accounts Committee: Business of Committee (1 May 2014)

Kieran O'Donnell: Do we have other items of correspondence?

Public Accounts Committee: Business of Committee (1 May 2014)

Kieran O'Donnell: The message has to go out loud and clear from this committee that we have a body of work to do. We are currently looking at the charities sector and, effectively, we need to bring that to a conclusion. I am conscious of the impact throughout the entire charity sector. That is why it is a shame that neither Ms Angela Kerins nor Mr. Frank Flannery saw fit to work with us as a committee. We...

Public Accounts Committee: Business of Committee (1 May 2014)

Kieran O'Donnell: I regret that Ms Kerins and Mr. Flannery have come back to us in such a fashion. This is not personal; it is not about individuals. Members of the Committee of Public Accounts have a body of work to do on the charities sector. One element of that is a module on Rehab. In terms of this committee continuing its work and coming to a conclusion – we have spoken about a beginning,...

Order of Business (30 Apr 2014)

Kieran O'Donnell: I welcome the fact the banking inquiry is being established. The public feels it is necessary and the timing is right. Could the Taoiseach elaborate on the timeframe in which he envisages the committee sitting, the modular approach and his overall view on how the committee should work?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process (Resumed): Central Bank of Ireland (30 Apr 2014)

Kieran O'Donnell: With due respect, many of the letters were sent for the purpose of meeting the targets set. Let us deal with the facts. This issue has been ongoing for the past five years and the banks knew that this mechanism was being put in place. It is a little like cramming for an exam - one knows one year ahead that it is coming up but studies for it the night before and one is inclined to motor...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process (Resumed): Central Bank of Ireland (30 Apr 2014)

Kieran O'Donnell: With what part does Professor Honohan agree?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process (Resumed): Central Bank of Ireland (30 Apr 2014)

Kieran O'Donnell: Yes, it has all to do with legal proceedings.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process (Resumed): Central Bank of Ireland (30 Apr 2014)

Kieran O'Donnell: In a kind of purgatory. Will Professor Honohan tell me about the stress tests, how they are conducted and how they feed into the process? How does he think the banks will perform in the upcoming European stress tests?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process (Resumed): Central Bank of Ireland (30 Apr 2014)

Kieran O'Donnell: Is Professor Honohan confident that the banks -----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process (Resumed): Central Bank of Ireland (30 Apr 2014)

Kieran O'Donnell: Is Professor Honohan satisfied that the Irish banks are ready and prepared for the stress tests?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process (Resumed): Central Bank of Ireland (30 Apr 2014)

Kieran O'Donnell: The Central Bank will not put up with it.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process (Resumed): Central Bank of Ireland (30 Apr 2014)

Kieran O'Donnell: I wish to ask two brief questions. When were the banks first made aware that they would have to put sustainable solutions in place?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process (Resumed): Central Bank of Ireland (30 Apr 2014)

Kieran O'Donnell: No, it is brief.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process (Resumed): Central Bank of Ireland (30 Apr 2014)

Kieran O'Donnell: I take a slightly different view. It is unacceptable that at this point, five years down the road, 50% of the so-called sustainable solutions provided by the banks involve legal proceedings or legal letters. This suggests we must question the validity of the process. What level of engagement does the Central Bank have with the banks at the micro level in terms of being able to ask them why...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process (Resumed): Central Bank of Ireland (30 Apr 2014)

Kieran O'Donnell: My question concerns a lack of consistency in the treatment of borrowers.

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