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Written Answers — Department of Employment Affairs and Social Protection: Social Welfare Benefits (7 Mar 2023)

John McGuinness: 414. To ask the Minister for Employment Affairs and Social Protection if a person (details supplied) is in receipt of their full pension entitlement; and if all of his or her entitlements will be reviewed to ensure he or she is in receipt of same. [10852/23]

Written Answers — Department of Employment Affairs and Social Protection: State Pensions (7 Mar 2023)

John McGuinness: 430. To ask the Minister for Employment Affairs and Social Protection if she will provide an update on an application for State pension (contributory) in the name of a person (details supplied); and if her Department has any agreement with the Netherlands regarding pension contributions. [10972/23]

Written Answers — Department of Health: Medical Cards (7 Mar 2023)

John McGuinness: 536. To ask the Minister for Health the reason a medical card has not been approved for a person (details supplied); and if his case will be reviewed urgently with a view to granting a medical card as soon as possible. [10853/23]

Written Answers — Department of Health: Hospital Appointments Status (7 Mar 2023)

John McGuinness: 552. To ask the Minister for Health if a request for a second opinion in the case of a person (details supplied) will be expedited as the patient requires major foot surgery and their case is deemed urgent by their medical team. [10961/23]

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

John McGuinness: Apologies have been received from Senator Higgins. Today's meeting is with officials from AIB to discuss the bank's debt write-down or debt resolution policy. We are joined by Mr. Jim O'Keeffe, Ms Paula Duffy, Ms Rachel Naughten and Mr. Tom Kinsella. They are very welcome. Some of their colleagues are in the Public Gallery. They, too, are welcome. Those present are reminded of the...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

John McGuinness: Deputy Barry-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

John McGuinness: The information that has been requested relates to 2015 onwards and the information is already in the public domain. I think that Deputy Barry has said that AIB should have that information for the meeting today.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

John McGuinness: Deputy Barry understands that the figures for 2022 may not be available because of the accounts period of AIB. He is pressing AIB for historical information that is already in the public domain.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

John McGuinness: Deputy Barry left out the 1,900 cases and asked AIB how much was written down in the years 2015-18. AIB can give him that figure because it is in the accounts. Please give him those figures.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

John McGuinness: The Deputy is trying to be helpful.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

John McGuinness: I reassure Deputy Troy if the bank has to be invited in again then, as Mr. O'Keeffe knows, we will issue the invitation. There have been extensive questions asked and information requested during the course of this meeting and I am sure AIB will provide us with what we need as soon as possible. Deputy Mairéad Farrell is waiting to come in, but I want to go back to something Mr....

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

John McGuinness: So where the customer ends up is a matter for the customer and the level of engagement will dictate. Okay. On the residual debt, some is sold on and in some cases it is written off. What is the breakdown of that?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

John McGuinness: So that is also dependent on the standard financial statement and engagement and you arrive at a point where it is write-off or residual debt and repayment over a period.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

John McGuinness: What does that mean, that the bank will look at it independently?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

John McGuinness: So it does not just end. From what Mr. O'Keeffe says here, there seems to be a significant range of offers to make to a customer in terms of the processes within the bank. Even at the end, there is still an opportunity to go back to Ms Duffy's section and have it reviewed again, in terms of fairness and so on.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

John McGuinness: Okay. My last question is on the loans that are sold on to a vulture fund. Would the bank consider that in future sales that whatever vulture fund might purchase the loans, that AIB would insist on it giving its contact details to the customer? It is impossible to get in touch with them. It is impossible to pick up the phone and ring on their behalf if you are a third party. It is very...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

John McGuinness: I thank the Deputy. This brings us to the end of our meeting. Before he leaves, I remind Mr. O'Keeffe about the EBS and Belfry Funds and ask him again if he would be able to bring us up to date in this regard at another time. I encourage the reaching of resolutions and the taking out of roadblocks that appear to exist to this happening. I thank Mr. O'Keeffe and his colleagues before the...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Debt Write-down and Debt Resolution Policies: Allied Irish Banks (2 Mar 2023)

John McGuinness: My next question relates to receivers. I am always intrigued by the appointment of receivers. Like Deputy Troy, I have experience of a case where receivers were appointed. From the description I received from customers, not only to do with AIB but also other banks and other properties, they tend to run roughshod over the rights of people. There might be a question over the collection of...

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