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Written Answers — Department of Public Expenditure and Reform: Pension Provisions (19 Nov 2015)

Michael McGrath: 76. To ask the Minister for Public Expenditure and Reform the role his Department has had in the arrangements for provision of pensions to former employees of Waterford Crystal; and if he will make a statement on the matter. [41058/15]

Written Answers — Department of Justice and Equality: Personal Insolvency Act (19 Nov 2015)

Michael McGrath: 145. To ask the Minister for Justice and Equality the number of occasions to date in which a bank veto in a personal insolvency case has been overturned by the courts since the passing of legislation earlier in 2015; and if she will make a statement on the matter. [41063/15]

Written Answers — Department of Health: Health Services Provision (19 Nov 2015)

Michael McGrath: 187. To ask the Minister for Health when a person (details supplied) in County Cork will receive occupational therapy and physiotherapy appointments, in accordance with a referral from the early intervention team; and if he will make a statement on the matter. [41019/15]

Written Answers — Department of Health: Hospital Waiting Lists (19 Nov 2015)

Michael McGrath: 188. To ask the Minister for Health if he will confirm how long each person of a family (details supplied) in County Cork has been on an ophthalmology waiting list; when each person will be seen; and if he will make a statement on the matter. [41020/15]

Written Answers — Department of Environment, Community and Local Government: Mortgage Data (19 Nov 2015)

Michael McGrath: 240. To ask the Minister for Environment, Community and Local Government the number and value of mortgage loans issued under the home choice loan scheme for first-time buyers by year and by local authority in tabular form; and if he will make a statement on the matter. [41108/15]

Written Answers — Department of Environment, Community and Local Government: Mortgage Data (19 Nov 2015)

Michael McGrath: 241. To ask the Minister for Environment, Community and Local Government the number and value of local authority housing loans issued since 2010 by year and by local authority in tabular form; and if he will make a statement on the matter. [41109/15]

Written Answers — Department of Environment, Community and Local Government: Homeless Accommodation Provision (19 Nov 2015)

Michael McGrath: 243. To ask the Minister for Environment, Community and Local Government his views on a suggested measure to address the homeless crisis (details supplied); and if he will make a statement on the matter. [41128/15]

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Finance Bill 2015: Committee Stage (Resumed) (18 Nov 2015)

Michael McGrath: What is the expectation for the additional research and development activity this will generate over time? The Minister of State has put a cost on the introduction of the knowledge development box of €50 million in a full year, which presumably means that some of the profits currently taxed at 12.5% will be taxed at 6.25% when the knowledge development box is implemented. For me, the...

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Finance Bill 2015: Committee Stage (Resumed) (18 Nov 2015)

Michael McGrath: Fianna Fáil holds a different view to Sinn Féin on this issue. Ireland is competing with other countries, the UK in particular, for high potential start-ups and this is an issue in that regard. It has been raised by technology entrepreneurs in particular. These people are highly mobile and can decide to start or grow their business in any jurisdiction. The regime being...

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Finance Bill 2015: Committee Stage (Resumed) (18 Nov 2015)

Michael McGrath: I move amendment No. 65:In page 72, between lines 5 and 6, to insert the following:"48. The Minister shall, within nine months from the passing of this Act, prepare and lay before Dáil Éireann a report on the difficulties facing the independent Off Licence sector, including the issue of the importation of alcohol for direct sales to consumers online and measures within the tax code...

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Finance Bill 2015: Committee Stage (Resumed) (18 Nov 2015)

Michael McGrath: I move amendment No. 66:In page 72, between lines 9 and 10, to insert the following:"Value-Added Tax in respect of Charities 49. The Minister shall, within 6 months of the passing of this Act, prepare and lay before Dáil Éireann a report on the potential introduction of a capped Value-Added Tax compensation scheme for charities.". The Minister is quite familiar with the impact of...

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Finance Bill 2015: Committee Stage (Resumed) (18 Nov 2015)

Michael McGrath: I thank the Minister for the reply and I welcome the fact that the report was prepared. The Minister seems to have concluded his own deliberations on the matter but he might clarify if the report is still under consideration. Has the Minister reached the conclusion that this does not warrant any change to the VAT system? It is important to establish the view of the Department and the...

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Finance Bill 2015: Committee Stage (Resumed) (18 Nov 2015)

Michael McGrath: I will look it up. I thank the Minister.

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Finance Bill 2015: Committee Stage (Resumed) (18 Nov 2015)

Michael McGrath: There is a logic to what the Minister is doing. I agree that people have some flexibility and an opportunity to reduce the level of stamp duty they are paying but this has to be viewed alongside the actual bank charges because these are Government charges. Bank charges are a different animal. The present bank charges can be very significant. I have checked AIB as a case in point - it...

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Finance Bill 2015: Committee Stage (Resumed) (18 Nov 2015)

Michael McGrath: The point I am making is that the Minister is trying to encourage people to use, say, Visa debit cards instead of cash when they are making a small purchase. If a bank charges 20 cent to use that debit card to buy a newspaper for €2, it is 10% of the cost of what they are buying so if they have cash in their pocket they will use that instead of using the debit card because of the cost...

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Finance Bill 2015: Committee Stage (Resumed) (18 Nov 2015)

Michael McGrath: I move amendment No. 72:In page 81, between lines 11 and 12, to insert the following: “Capital Acquisitions Tax 64. Section 30(2) of the Principal Act is amended by the substitution of “the date on which probate is granted in respect of the deceased person” for “the date of death of the deceased person”.”. This issue was brought to my attention...

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Finance Bill 2015: Committee Stage (Resumed) (18 Nov 2015)

Michael McGrath: There is consistency.

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Finance Bill 2015: Committee Stage (Resumed) (18 Nov 2015)

Michael McGrath: Is there a difference in the treatment-----

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Finance Bill 2015: Committee Stage (Resumed) (18 Nov 2015)

Michael McGrath: I will withdraw the amendment.

Committee on Finance, Public Expenditure and Reform: Select Sub-Committee on Finance: Finance Bill 2015: Committee Stage (Resumed) (18 Nov 2015)

Michael McGrath: I move amendment No. 73:In page 81, line 14, to delete “€280,000” and substitute “€300,000”. I welcome the change the Minister has made to the Group A tax free threshold; he is increasing it from €225,000 to €280,000. This proposal is to go further to increase it to €300,000. This is not an issue on which there is agreement....

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