Results 141-160 of 327 for rebuilding ireland home loan speaker:Darragh O'Brien

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Written Answers — Department of Housing, Planning, and Local Government: Housing Policy (24 Jun 2021)

Darragh O'Brien: ...measures, the Affordable Housing Bill, currently before the Oireachtas, includes provisions to underpin three schemes delivering on the Government’s commitment to prioritise the increased supply of affordable homes through (1) affordable homes for purchase delivered by local authorities, (2) a new affordable purchase shared equity scheme for private homes, and (3) the introduction...

Written Answers — Department of Housing, Planning, and Local Government: Housing Provision (24 Jun 2021)

Darragh O'Brien: ...; In relation to affordable measures, the Affordable Housing Bill, currently before the Oireachtas, includes provisions to underpin three schemes delivering on the Government’s commitment to prioritise the increased supply of affordable homes through (1) affordable homes for purchase delivered by local authorities, (2) a new affordable purchase shared equity scheme for private...

Written Answers — Department of Housing, Planning, and Local Government: Housing Provision (22 Jun 2021)

Darragh O'Brien: ..., €110 million of this amount will be provided to deliver a new national Affordable Purchase Shared Equity Scheme for first time buyers and a new funding model to accelerate the delivery of cost rental homes through the Approved Housing Body sector. €75 million is allocated for the Affordable Purchase Shared Equity Scheme, aimed at first-time buyers buying new-build homes on...

Seanad: Affordable Housing Bill 2021: Report and Final Stages (18 Jun 2021)

Darragh O'Brien: ...to do. I am not sure of the thinking of the groups advocating for this. I want broader eligibility and criteria for people out there. Tens of thousands of people cannot access housing or buy homes at an affordable rate. Some people may think that people with combined gross incomes of a certain level do not need affordable housing. Sinn Féin's original proposals would mean a...

Written Answers — Department of Housing, Planning, and Local Government: Housing Provision (17 Jun 2021)

Darragh O'Brien: ...is evidenced in the new measures contained in the Affordable Housing Bill 2021, currently before the Oireachtas, which provides for three schemes that will increase the supply of affordable homes through (1) affordable homes on local authority lands, (2) the introduction of a new form of tenure in Cost Rental, and (3) a new affordable purchase shared equity scheme. Affordable homes on...

Written Answers — Department of Housing, Planning, and Local Government: Departmental Policies (17 Jun 2021)

Darragh O'Brien: ..., in addition to significant initiatives undertaken to manage the impact of COVID-19 and to prepare for Brexit, some of the key actions delivered since 27 June 2020 include: - the extension of the Rebuilding Ireland Home Loan; - the extension of the Pyrite Remediation Scheme to include the administration area of Limerick; - the development of a new Cost Rental Equity Loan; - the delivery...

Written Answers — Department of Housing, Planning, and Local Government: Housing Schemes (15 Jun 2021)

Darragh O'Brien: Both the Rebuilding Ireland Home Loan website and call centre are managed by the Housing Agency. Due to remote working, phone contact through the call centre is currently suspended. However the website chat function is available. The Housing Agency has advised that under GDPR the user must activate the Zendesk permissions offered in order to initiate this chat function. Visitors to the...

Written Answers — Department of Housing, Planning, and Local Government: Housing Schemes (15 Jun 2021)

Darragh O'Brien: ..., provides for three schemes delivering on the Programme for Government commitment to put affordability at the heart of the housing system and prioritise the increased supply of affordable homes through (1) affordable homes on local authority lands, (2) the introduction of a new form of tenure in Cost Rental, and (3) a new affordable purchase shared equity scheme. Affordable homes on local...

Written Answers — Department of Housing, Planning, and Local Government: Insurance Industry (15 Jun 2021)

Darragh O'Brien: The local authority mortgage protection insurance (MPI) scheme applies to all Rebuilding Ireland Home Loans and is charged at the rate of 0.555%. This is added to the overall cost of the loan. It is important to note that the local authority MPI scheme covers disability as well as death and that the disability cover is for the full period of the disability and not just 12 months as is the...

Written Answers — Department of Housing, Planning, and Local Government: Housing Schemes (15 Jun 2021)

Darragh O'Brien: The Housing Agency provides a central support service which assesses applications for the Rebuilding Ireland Home Loan on behalf of local authorities and makes recommendations to the authorities to approve or refuse applications. Each local authority must have in place a credit committee and it is a matter for the committee to make the decision on applications for loans, in accordance with...

Written Answers — Department of Housing, Planning, and Local Government: Housing Schemes (15 Jun 2021)

Darragh O'Brien: ..., provides for three schemes delivering on the Programme for Government commitment to put affordability at the heart of the housing system and prioritise the increased supply of affordable homes through (1) affordable homes on local authority lands, (2) a new affordable purchase shared equity scheme, and (3) the introduction of a new form of tenure in Cost Rental. Affordable homes on...

Written Answers — Department of Housing, Planning, and Local Government: Housing Schemes (3 Jun 2021)

Darragh O'Brien: Both the Rebuilding Ireland Home Loan website and call centre are managed by the Housing Agency which has indicated that the chat function is available.  However the Agency has advised that under GDPR the user must activate the Zendesk permissions offered in order to initiate the chat function. Visitors to the site can update their preferences should they wish to avail of...

Written Answers — Department of Housing, Planning, and Local Government: Departmental Schemes (1 Jun 2021)

Darragh O'Brien: The Housing Agency provides a central support service which assesses applications for the Rebuilding Ireland Home Loan on behalf of local authorities and makes recommendations to the authorities to approve or refuse applications. Each local authority must have in place a credit committee and it is a matter for the committee to make the decision on applications for loans, in accordance...

Written Answers — Department of Housing, Planning, and Local Government: Insurance Industry (26 May 2021)

Darragh O'Brien: The local authority mortgage protection insurance (MPI) scheme has applied to all house purchase loans approved by local authorities after 1 July 1986, including the Rebuilding Ireland Home Loan introduced on 1 February 2018. One of the conditions of the MPI scheme, which is a group policy, is that it is obligatory for all local authority borrowers who meet the eligibility criteria to...

Written Answers — Department of Housing, Planning, and Local Government: Housing Issues (25 May 2021)

Darragh O'Brien: The Rebuilding Ireland Home Loan Scheme enables credit-worthy first-time buyers to access sustainable mortgage lending to purchase new or second-hand properties in a suitable price range, where they cannot obtain sufficient mortgage finance from a commercial lender. As with the previous local authority loan offerings, the Rebuilding Ireland Home Loan is available to first-time buyers only....

Written Answers — Department of Housing, Planning, and Local Government: Departmental Schemes (25 May 2021)

Darragh O'Brien: The Rebuilding Ireland Home Loan is designed to enable suitable first time buyers who cannot access sufficient mortgage finance from commercial lenders, to access sustainable mortgage lending to purchase new or second-hand properties in a suitable price range or to self build. However, it does not include undertaking refurbishment of existing houses. There are no plans currently to include...

Written Answers — Department of Housing, Planning, and Local Government: Housing Provision (19 May 2021)

Darragh O'Brien: ...Second Stage in the Seanad on 17 May 2021, will ensure that affordability is put at the heart of the housing system. The Bill will underpin the new local authority led scheme of affordable homes for purchase, an Affordable Purchase Shared Equity Scheme (private lands) and the introduction of a new national Cost Rental scheme. This will see the first homes delivered under a legislatively...

Written Answers — Department of Housing, Planning, and Local Government: Departmental Schemes (12 May 2021)

Darragh O'Brien: The Rebuilding Ireland Home Loan Scheme (RIHL) is designed to enable credit worthy first-time buyers to access sustainable mortgage lending to purchase new or second-hand properties or self-builds. In relation to self-builds, the RIHL requires that construction is covered by latent defect insurance policies and is underwritten by Insurance Companies. Builders', manufacturers' or...

Written Answers — Department of Housing, Planning, and Local Government: Home Loan Scheme (6 May 2021)

Darragh O'Brien: The Housing Agency provides a central support service which assesses applications for the Rebuilding Ireland Home Loan on behalf of local authorities and makes recommendations to the authorities to approve or refuse applications. Each local authority must have in place a credit committee and it is a matter for the committee to make the decision on applications for loans, in accordance with...

Written Answers — Department of Housing, Planning, and Local Government: House Prices (6 May 2021)

Darragh O'Brien: I propose to take Questions Nos. 68 and 74 together. The purchase prices of homes are influenced by a significant range of market factors, including income, location, demand, supply, building size, and specification etc. As affordability is, broadly speaking, a factor of household income, there is no single or universally applicable price-point which denotes affordability. The CSO...