Results 1,521-1,540 of 1,760 for speaker:Aideen Hayden
- Seanad: Public Expenditure and Reform: Statements (8 Nov 2012)
Aideen Hayden: However, one could have in previous years.
- Seanad: Public Expenditure and Reform: Statements (8 Nov 2012)
Aideen Hayden: From my experience of being involved with the public service, some of the difficulties that have been overcome have been around the changes in work practices rather than savings in the number of public servants who are no longer within the system. It is very easy to gloss over the kind of work practice changes the Minister outlined on rostering and holidays. However, there are wider issues...
- Seanad: Public Expenditure and Reform: Statements (8 Nov 2012)
Aideen Hayden: I welcome the Minister to the House. I support the comments of my colleague Senator Mac Conghail. There is a tendency among all Departments, whether it is intentional, to centralise power unto themselves. It is a bit like sucking everything back into the mothership. When it comes to matters of culture, in particular, and matters in which independence of mind and creativity are involved,...
- Seanad: Social Welfare Appeals System: Motion (7 Nov 2012)
Aideen Hayden: I wish to finish with one important point. I became concerned when I heard that the volume of oral hearings had diminished. One important statistic has been highlighted relating to the number of decisions overturned at oral hearings versus the number of decisions overturned at summary hearings. This is no surprise. When a person comes to an oral hearing he or she is able to give the full...
- Seanad: Social Welfare Appeals System: Motion (7 Nov 2012)
Aideen Hayden: I disagree with my esteemed colleague, Senator Barrett. In times of recession when one has less to spend, the importance of openness and transparency in how people get those limited resources is even more critical. I thank my Independent colleagues for introducing this important motion. While it addresses the Department of Social Protection appeals process, its thrust applies to other...
- Seanad: Order of Business (7 Nov 2012)
Aideen Hayden: On the matter raised by Senator Mullen, one of the strengths of this House is that it represents a broad perspective in society. The matters he raised are matters of public health. I support the calls for a debate in this House on women?s health in particular. The issues the Senator raised specifically relate to women?s health. I am aware from my legal practice that certain clients I...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of IBRC: Discussion (31 Oct 2012)
Aideen Hayden: My question pertains to the buy-to-let market. While I am aware that IBRC's loan book is more biased in favour of the domestic standard home mortgage, to carry on with this point, it has come to my attention a number of times that the behaviour of receivers, where a property has been possessed, towards tenants has not been to treat them as though it is a landlord-tenant relationship but...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of IBRC: Discussion (31 Oct 2012)
Aideen Hayden: It seems to me the bank's failure to deal with this issue is costing the taxpayer money. I appreciate that the bank did not take on the Irish Nationwide loan book until 2011. I am sure it is still responsible for what happened earlier. Perhaps the person who was dealing with Irish Nationwide will respond on this point. To what extent has the provision for impairment had to be increased...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of IBRC: Discussion (31 Oct 2012)
Aideen Hayden: I suppose I am looking for an answer to a specific question. Having examined the balance sheet, my impression is that the bank's failure to deal with impaired domestic owner-occupied debt is costing the taxpayer. The bank has had to make higher provisions for impairment over this period. I was somewhat concerned to hear one of the witnesses say, in response to a question that was asked by...
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of IBRC: Discussion (31 Oct 2012)
Aideen Hayden: That is a very meaningful answer.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of IBRC: Discussion (31 Oct 2012)
Aideen Hayden: I want to be clear on this. As far as the bank is concerned, the longer this goes on, it is not damaging to the bank.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of IBRC: Discussion (31 Oct 2012)
Aideen Hayden: Clearly, there is an incredible amount of damage to the individual concerned.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of IBRC: Discussion (31 Oct 2012)
Aideen Hayden: On that point-----
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of IBRC: Discussion (31 Oct 2012)
Aideen Hayden: Can I revert to one of my previous questions? Has the bank written down any domestic mortgages to date?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of IBRC: Discussion (31 Oct 2012)
Aideen Hayden: Has the bank given debt forgiveness-----
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of IBRC: Discussion (31 Oct 2012)
Aideen Hayden: -----to any mortgage holder to date?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of IBRC: Discussion (31 Oct 2012)
Aideen Hayden: I am asking whether the bank has written down any debt.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of IBRC: Discussion (31 Oct 2012)
Aideen Hayden: It has been written down. Okay. My mistake.
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of IBRC: Discussion (31 Oct 2012)
Aideen Hayden: Has any debt been written off?
- Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Operations and Functioning of IBRC: Discussion (31 Oct 2012)
Aideen Hayden: The MARS process has not been implemented yet.