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Joint Oireachtas Committee on Transport, Tourism and Sport: Roads Infrastructure Programme: Discussion. (16 Nov 2016)

Kieran O'Donnell: With respect to the M20, what would Mr. Nolan regard as the possible routes on that project? Mr. O'Leary referred to trying to divide up the cake. It might be possible for us all to have a slice of the cake rather than getting the whole cake all at once. In what way does Mr. Nolan envisage that project could be phased? He spoke about phasing and perhaps that would enable us to prioritise...

Joint Oireachtas Committee on Transport, Tourism and Sport: Roads Infrastructure Programme: Discussion. (16 Nov 2016)

Kieran O'Donnell: What would Mr. Nolan regard as being the general routes on that project?

Joint Oireachtas Committee on Transport, Tourism and Sport: Roads Infrastructure Programme: Discussion. (16 Nov 2016)

Kieran O'Donnell: What is the N24 route?

Joint Oireachtas Committee on Transport, Tourism and Sport: Roads Infrastructure Programme: Discussion. (16 Nov 2016)

Kieran O'Donnell: In terms of the project that was suspended in 2011, was the route on the existing M20?

Joint Oireachtas Committee on Transport, Tourism and Sport: Roads Infrastructure Programme: Discussion. (16 Nov 2016)

Kieran O'Donnell: It went via Charleville, Buttevant, Mallow and Cork.

Seanad: Order of Business (9 Nov 2016)

Kieran O'Donnell: I want to speak on the US presidential election result, which I watched as it unfolded very late last night. What struck me is that it is almost a carbon copy of Brexit. Obviously, I wish to congratulate President-elect Trump. The American people have spoken. I also want to commiserate with Hillary Clinton. The Clintons have been very good friends to Ireland. We have a new...

Seanad: Health (Amendment) (Professional Home Care) Bill 2016: Second Stage (9 Nov 2016)

Kieran O'Donnell: Until what time is this business due to continue? The Minister of State-----

Seanad: Health (Amendment) (Professional Home Care) Bill 2016: Second Stage (9 Nov 2016)

Kieran O'Donnell: I will only speak for two minutes.

Seanad: Health (Amendment) (Professional Home Care) Bill 2016: Second Stage (9 Nov 2016)

Kieran O'Donnell: I thought we had amended that and that the Minister could be allowed to respond.

Seanad: Health (Amendment) (Professional Home Care) Bill 2016: Second Stage (9 Nov 2016)

Kieran O'Donnell: I looked to speak on this Bill. I very much commend Senator Burke on it. I know from first-hand experience the benefits provided by home care providers. My mother-in-law lives with my family. She is 90 years of age. Home care providers come to our home, which allows her to stay in the home, and I could not praise them highly enough for the work they do. They are caring, they work many...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Scheme of Financial Services and Pensions Ombudsman Bill 2016 and Central Bank and Financial Services Authority of Ireland (Amendment) Bill 2014: Discussion (27 Oct 2016)

Kieran O'Donnell: I want to touch on a few of the practicalities. On arrears, the biggest issue concerned endowment policies. It is, effectively, a legacy issue at this stage. Has the Financial Services Ombudsman conducted many investigations into such policies?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Scheme of Financial Services and Pensions Ombudsman Bill 2016 and Central Bank and Financial Services Authority of Ireland (Amendment) Bill 2014: Discussion (27 Oct 2016)

Kieran O'Donnell: Does the fact that people have continued to make contributions not make it fall within the ambit of the six year rule?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Scheme of Financial Services and Pensions Ombudsman Bill 2016 and Central Bank and Financial Services Authority of Ireland (Amendment) Bill 2014: Discussion (27 Oct 2016)

Kieran O'Donnell: What recourse does a person have if he or she has an issue with an endowment policy, apart from through the courts?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Scheme of Financial Services and Pensions Ombudsman Bill 2016 and Central Bank and Financial Services Authority of Ireland (Amendment) Bill 2014: Discussion (27 Oct 2016)

Kieran O'Donnell: How would they be covered? If a case involving an endowment power was referred to the Office of the Financial Services Ombudsman, how would it be interpreted?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Scheme of Financial Services and Pensions Ombudsman Bill 2016 and Central Bank and Financial Services Authority of Ireland (Amendment) Bill 2014: Discussion (27 Oct 2016)

Kieran O'Donnell: My second point is-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Scheme of Financial Services and Pensions Ombudsman Bill 2016 and Central Bank and Financial Services Authority of Ireland (Amendment) Bill 2014: Discussion (27 Oct 2016)

Kieran O'Donnell: From personal observation, I was in practice as an accountant when endowment mortgages were very much of the time. I remember them as a product of the late 1980s to the early or mid-1990s. Endowment mortgages were sold to people on the basis that they could have it both ways. They could pay their mortgage but also receive a kickback when the endowment mortgage matured and at the end have a...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Scheme of Financial Services and Pensions Ombudsman Bill 2016 and Central Bank and Financial Services Authority of Ireland (Amendment) Bill 2014: Discussion (27 Oct 2016)

Kieran O'Donnell: Yes.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Scheme of Financial Services and Pensions Ombudsman Bill 2016 and Central Bank and Financial Services Authority of Ireland (Amendment) Bill 2014: Discussion (27 Oct 2016)

Kieran O'Donnell: One has to be careful. It could be alleged that a couple or single person who sought a mortgage from a financial institution but were on the edge of being approved and were told by an institution that it would be a good option to take the endowment mortgage route. I would dare to call that instructive encouragement because that is what happened in reality.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Scheme of Financial Services and Pensions Ombudsman Bill 2016 and Central Bank and Financial Services Authority of Ireland (Amendment) Bill 2014: Discussion (27 Oct 2016)

Kieran O'Donnell: The issue of vulture funds crops up a lot. Has Mr. Deering had many complaints from people who have had their loans or mortgages taken over by so-called vulture funds and who have suffered interest rate hikes?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Scheme of Financial Services and Pensions Ombudsman Bill 2016 and Central Bank and Financial Services Authority of Ireland (Amendment) Bill 2014: Discussion (27 Oct 2016)

Kieran O'Donnell: Has the FSO given a conclusion in those cases?

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