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Written Answers — Department of Health: Hospital Facilities (14 May 2019)

Pearse Doherty: 283. To ask the Minister for Health if funding has been sanctioned for planned refurbishment and upgrade works at St. Joseph's and Ramelton community hospitals; and if so, when works will commence [20409/19]

Written Answers — Department of Employment Affairs and Social Protection: Invalidity Pension Appeals (14 May 2019)

Pearse Doherty: 479. To ask the Minister for Employment Affairs and Social Protection when a decision will be made on an invalidity pension application by a person (details supplied) in County Donegal; and if she will make a statement on the matter. [20502/19]

Ceisteanna ar Reachtaíocht a Gealladh - Questions on Promised Legislation (9 May 2019)

Pearse Doherty: I want to raise the commitment in the programme for Government in regard to keeping people in their homes. Just this morning, at the finance committee, Ulster Bank confirmed it is going to sell another portfolio of loans, this time loans on family homes, to a vulture fund, and it expects this to happen before the end of the year. This comes on top of last year's sale of almost 4,000...

Ceisteanna ó Cheannairí - Leaders' Questions (9 May 2019)

Pearse Doherty: -----to deliver on this project after a number of years if further losses are incurred. What I want on behalf of my constituents who do not have broadband is certainty. If we are going down this road, we need to be sure it will be delivered. Those questions have not been answered. This is why there is an onus on the Government to consult with the rest-----

Ceisteanna ó Cheannairí - Leaders' Questions (9 May 2019)

Pearse Doherty: I will finish with this. There is an onus on the Government to consult with the rest and look at the alternative options that will provide certainty that we will finally have broadband in our rural communities.

Ceisteanna ó Cheannairí - Leaders' Questions (9 May 2019)

Pearse Doherty: Answer my questions.

Ceisteanna ó Cheannairí - Leaders' Questions (9 May 2019)

Pearse Doherty: As a Deputy representing a largely rural constituency, I know first hand the importance of rolling out broadband to every home across the State. It is essential that we deliver high-speed broadband in rural Ireland. People want, need and deserve it. However, that actually means delivering it and being sure that the capacity exists to do so. Unfortunately, the national broadband plan as...

Ceisteanna ó Cheannairí - Leaders' Questions (9 May 2019)

Pearse Doherty: The final submission from the Department only arrived a couple of days ago. How the Government looked at it upside down and inside out and all over the place beggars belief. The problem is that there are serious criticisms and question marks over whether this plan will ever be delivered. They have not been answered. A senior official is saying there are questions whether the bidder has...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

Pearse Doherty: I wish to ask questions similar to those asked by Deputy Michael McGrath on provisioning on foot of the tracker mortgage scandal. I assume the bank has a requirement to provide for the Central Bank fine. The witnesses are very clear that, so far, the bank wrongly took €95.54 million from its customers' accounts without their knowledge for many years. It kept that money from them and...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

Pearse Doherty: In the bank's accounts, there is provision.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

Pearse Doherty: When Mr. Stanley says "within that", what is "that"?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

Pearse Doherty: So the bank is making provision within the €297 million.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

Pearse Doherty: We know the operational cost is €150 million.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

Pearse Doherty: I am aware that the bank is not disclosing but it does not take a genius to figure out it has made a tiny provision for the Central Bank fine. If the money it has paid out so far to customers is €120 million and, as the delegates have said, if there is another €20 million approximately to pay out because 190 customers have not yet been contacted, and if there is €150...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

Pearse Doherty: I know the bank is not disclosing it. By deduction, however, one realises it is absolutely minuscule. If there is €150 million for the operational cost, if €120 million has been paid out, and if the provision in total is €297 million, my 12 year old son at home could figure out the maximum provision for a fine by the Central Bank.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

Pearse Doherty: Consider the level of compensation that the bank has paid. The total provision for the compensation of customers is close to €300 million. The amount of compensation individuals got was €20 million. Does the bank believe that is adequate compensation given the scandal? Ms Howard's apology on behalf of the bank was welcome. She was not in her position at the time of the...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

Pearse Doherty: What about those who had to employ the services of professional financial service advisers to help fight the bank and try to force it to acknowledge its wrongdoing? Has the bank agreed to cover the costs of the financial advice? I am not talking about the sum of money the bank allocated for independent advice as part of the tracker examination. I am talking about people who hired expertise...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

Pearse Doherty: Why would they even have to go to the courts? Why should it not be a matter of principle? Let me take a section of a letter I have from one of the bank's customers. It states that with the help of the committee and Padraic Kissane, the writer was reinstated on a tracker mortgage last summer after a battle of almost ten years and that it was life changing for his family. He states he...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

Pearse Doherty: I will ask the individual for permission to do. There are many cases like this. This should be a point of principle. If the bank were looking at a customer-centric approach, it would say to its customers that if they spent money on independent financial advice outside of the tracker mortgage examination to convince the bank it had done wrong to them and their families, then the bank would...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Matters Relating to the Banking Sector (Resumed): Ulster Bank (9 May 2019)

Pearse Doherty: As I said I will do so but I encourage the bank to look at its policy position. There were ten appeals to the ombudsman with regard to the tracker mortgage examination, five of which it appears were upheld. Is this the case? Were they upheld by the ombudsman or the internal Central Bank appeal? It is confusing.

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