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Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland: Allied Irish Banks (22 Apr 2015)

Michael Creed: I am sure that is not cross-subsidisation. There is a loss on the balance sheet on tracker mortgages.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland: Allied Irish Banks (22 Apr 2015)

Michael Creed: I accept that, but as a proportion of the total loss, surely it should be possible to quantify what load the standard variable mortgage holder is carrying as a consequence of that proportion of the bank's total loss.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland: Allied Irish Banks (22 Apr 2015)

Michael Creed: I have several questions on the return to shareholders. If there was less obligation to make a return to the shareholder or shareholders, would the bank be in a position to deliver more with regard to the standard variable rate? One of the suite of options offered to mortgages in distress is mortgage-to-rent, and the bank clearly states there is zero take-up of this option. To me this is...

Written Answers — Department of Social Protection: Invalidity Pension Appeals (21 Apr 2015)

Michael Creed: 289. To ask the Minister for Social Protection if an application for invalidity pension refused by her Department will now be appealed in respect of a person (details supplied) in County Cork; and if she will make a statement on the matter. [15826/15]

Written Answers — Department of Health: Medical Card Eligibility (21 Apr 2015)

Michael Creed: 466. To ask the Minister for Health if transplant patients are entitled to either a medical card or to a long-term illness card; and if he will make a statement on the matter. [15396/15]

Written Answers — Department of Education and Skills: Teacher Recruitment (21 Apr 2015)

Michael Creed: 612. To ask the Minister for Education and Skills if she will issue a statement to all boards of management of primary and secondary schools regarding the practice of employing retired teachers on a short-term basis, when there is a significant problem with the number of unemployed teachers who are unable to secure permanent or long-term contract positions; if she will clarify the situation...

Written Answers — Department of Environment, Community and Local Government: Seniors Alert Scheme (21 Apr 2015)

Michael Creed: 644. To ask the Minister for Environment, Community and Local Government further to Parliamentary Questions Nos. 176, 178, 179, 180 and 182 of 1 April 2015 in which he stated that his Department undertook to consider new approaches to the senior alert scheme in 2014, decided that the scheme would be managed by Pobal and, in view of the fact that the market for the equipment was well...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Flood Risk Insurance Cover: Discussion (15 Apr 2015)

Michael Creed: I thank our guests, Mr. Owens and Dr. Surminski, for their submissions. I have some questions for Mr. Owens. Coming from Cork, I am familiar with the devastation that occurred in the city centre, and while I do not represent that area, I have some experience of flooding in residential areas and also flooding of businesses. In respect of the experience in Fermoy, Clonmel and Waterford, to...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Flood Risk Insurance Cover: Discussion (15 Apr 2015)

Michael Creed: I apologise for missing the opening remarks by the OPW. I was present for the submissions by the Cork Business Association and others. We face a dilemma, as public representatives, with regard to those who have been adversely affected by flood events over the years and cannot now get insurance cover. The impression has been created that there is a partnership between the Office of Public...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Flood Risk Insurance Cover: Discussion (15 Apr 2015)

Michael Creed: Has Insurance Ireland access to the claims history, the cover available and the broad financial arrangements for that cover in areas where OPW has carried out significant improvements?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Flood Risk Insurance Cover: Discussion (15 Apr 2015)

Michael Creed: Some members of Insurance Ireland will not quote at all.

Written Answers — Department of Finance: Financial Services Regulation (15 Apr 2015)

Michael Creed: 147. To ask the Minister for Finance the number of distressed mortgages on family homes which are held by financial institutions not regulated by the Central Bank of Ireland, but which may be subject to regulation in the United Kingdom; which may have held mortgage protection insurance that has not been activated; which are held by retired persons on pension; and if he will make a statement...

Written Answers — Department of Public Expenditure and Reform: Injury Warrants (15 Apr 2015)

Michael Creed: 203. To ask the Minister for Public Expenditure and Reform if he will provide details in respect of all Government Departments where employees therein have been the beneficiary of injury warrants under the Superannuation Acts; and if he will make a statement on the matter. [14799/15]

Written Answers — Department of Agriculture, Food and the Marine: Single Payment Scheme Eligibility (15 Apr 2015)

Michael Creed: 245. To ask the Minister for Agriculture, Food and the Marine to explain the reason a person (details supplied) has been the subject of a €1,300 fine under the single farm payment for 2013; if the original notification of alleged over-claim was the subject of a formal appeal by that person's agent; and if he will make a statement on the matter. [13989/15]

Written Answers — Department of Agriculture, Food and the Marine: Single Payment Scheme Appeals (15 Apr 2015)

Michael Creed: 301. To ask the Minister for Agriculture, Food and the Marine if he will review the payments and penalties in respect of a person (details supplied) in County Cork under the 2013 single payment scheme, with a view to calculating the correct penalty on that person's application under the agri-environment options scheme [14745/15]

Written Answers — Department of Agriculture, Food and the Marine: Bovine Disease Controls (15 Apr 2015)

Michael Creed: 303. To ask the Minister for Agriculture, Food and the Marine if herdowners with animals that have tested positive for bovine viral diarrhoea are legally obliged to dispose of these animals; and if he will make a statement on the matter. [14752/15]

Written Answers — Department of Agriculture, Food and the Marine: Single Payment Scheme Appeals (2 Apr 2015)

Michael Creed: 95. To ask the Minister for Agriculture, Food and the Marine when a decision will issue on an appeal under the 2013-2014 single farm payment scheme in respect of a person (details supplied) in County Cork; and if he will make a statement on the matter. [13625/15]

Written Answers — Department of Education and Skills: Student Grant Scheme Eligibility (1 Apr 2015)

Michael Creed: 163. To ask the Minister for Education and Skills further to Parliamentary Question No. 815 of 24 March 2015, if she will acknowledge the anomaly that exists in the classification of illness benefit as a short-term payment which is not included as an eligible payment for the special rate of student grant despite being payable for up to 104 weeks, and the inclusion of carer's benefit as an...

Written Answers — Department of Environment, Community and Local Government: Seniors Alert Scheme (1 Apr 2015)

Michael Creed: 178. To ask the Minister for Environment, Community and Local Government the level of consultation that took place in respect of the proposed changes to the senior alert scheme; if he will provide in detail the number of community groups and voluntary organisations that were consulted; if An Garda Síochána was consulted; if he will confirm the views of the organisations consulted...

Written Answers — Department of Environment, Community and Local Government: Seniors Alert Scheme (1 Apr 2015)

Michael Creed: 179. To ask the Minister for Environment, Community and Local Government if he will confirm that the tender documents for the revised senior alert scheme will not lead to a lower standard of equipment than used under the previous regime; and if he will make a statement on the matter. [13518/15]

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