Results 121-140 of 278 for does speaker:Aideen Hayden

Seanad: National Treasury Management Agency Bill 2014: Second Stage (15 Jul 2014)

Aideen Hayden: ...of the other arms of the NTMA and its various cloaks, whether it is wearing the NewERA cloak, the Ireland Strategic Investment Fund cloak or whatever cloak it is wearing. The State Claims Agency does not necessarily fall comfortably within the NTMA in that sense. It has 77 employees and deals effectively with legal costs. I am simply throwing it out there. Given the expertise of the...

Seanad: Competition and Consumer Protection Bill 2014: Second Stage (8 Jul 2014)

Aideen Hayden: ...sake of it. Some aspects of that merger have been criticised on the basis that the Competition Authority and the National Consumer Agency are successful bodies in their own right and merging them does not necessarily bring about any improvement. Paul Gorecki from the Economic and Social Research Institute, ESRI, said that it would take time to bed down a new structure and for it to...

Seanad: Child Protection: Motion (25 Jun 2014)

Aideen Hayden: ...in a rural area with no arranged marriage. I raise this, not to be whimsical but purely to say that the fact we live in a society where arranged marriages were the norm a number of decades ago does not take away from the situation we are dealing with today and the reason we are debating this motion. It is important to distinguish between the experience in Ireland all of those decades ago...

Seanad: Address to Seanad Éireann by Ms Catherine McGuinness (19 Jun 2014)

Aideen Hayden: ...whereby only one parent can be determined to be the primary carer of the child and get sufficient social welfare payment in order to enable him or her to house that child, means that one parent does not have his or her right to parent or the child's right to be parented adequately protected. I wish to ask a specific question in respect of St. Patrick's Institution. There were numerous...

Joint Oireachtas Committee on European Union Affairs: European Commission Country Specific Recommendations for Ireland: Minister of State at Department of Foreign Affairs and Trade (12 Jun 2014)

Aideen Hayden: ...need to address. One of them is that we have a major problem, not only with access to finance for the SME sector, but access to finance for middle and lower income households. The banking sector does not want to know middle to lower income households. We will have to look seriously and realistically at what we are going to do about introducing some type of third banking force into this...

Seanad: Order Of Business (12 Jun 2014)

Aideen Hayden: I have a question for the Leader that does not revolve around this matter. I ask that the issue of the U-turn by the Health Service Executive on executive top-up pay be brought forward-----

Seanad: Public Service Management (Transparency of Boards) Bill 2014: Second Stage (11 Jun 2014)

Aideen Hayden: ...to the time that people spend on State business it is a fake virtue to encourage people to put themselves forward and not accept remuneration. Unfortunately, Senator Quinn's Bill goes too far, in my view. It does not encourage access to participation on State boards and it does not make way for people who do not have the resources to effectively do what I am suggesting which is to...

Seanad: Order of Business (10 Jun 2014)

Aideen Hayden: ...interesting to see how law that will come before this House can so easily be translated into everyday language. It is striking to see that somebody with an intellectual disability in this country does not have the same right to a relationship as somebody without an intellectual disability. It is wonderful to see this legislation before the House, but we must also realise that fundamental...

Seanad: Central Bank Bill 2014: Second Stage (15 May 2014)

Aideen Hayden: ..., I personally think it is contractually unfair to a person who borrowed from an Irish entity to find themselves in a position in which they do not have a protection they thought they had. That does not just relate to the code of conduct on mortgage arrears; it relates to a number of other factors, such as the level of interest to be levied. For an unregulated entity outside Ireland, the...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process (Resumed): Insolvency Service of Ireland (30 Apr 2014)

Aideen Hayden: Can Mr. Lehane address the issue? Do we need to look at our insolvency legislation to consider the position of marital and or relationship breakdown? Does the current legislation adequately cover that issue?

Seanad: Order of Business (17 Apr 2014)

Aideen Hayden: ...made the position clear. The Labour Party is only too well aware of the fact that one quarter of households in Ireland will be metered and it will not be signing up to any water charges system that does not take into account fairness, equity and ability to pay. This point should be put on the record.

Joint Oireachtas Committee on European Union Affairs: Voting Rights of EU Citizens: Discussion (Resumed) (15 Apr 2014)

Aideen Hayden: If he does not mind my saying so, there seems to be a consensus between Deputy Halligan and Deputy Dooley that we will have the engagement of Irish citizens outside this country at the level of power – I say that with no disrespect to the Seanad, of which I am a Member – at which they will have the least say in what is happening in the country. I would be interested in hearing...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)

Aideen Hayden: ...must document the process and everything else. However, there is no obligation on the bank to inform the borrower about why decisions are reached. Under the basic principles of natural justice, does the witness think that is an equitable position?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Bank of Ireland (10 Apr 2014)

Aideen Hayden: ...to the State to provide expert advice to people in mortgage distress. Given that these are Bank of Ireland customers and in looking to level the playing field for them in their engagement with the bank, does Mr. Boucher not think it reasonable to do what AIB or EBS have done in appointing the Irish Mortgage Holders Organisation on an independent basis, funding it in assisting the bank's...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Permanent TSB and AIB (9 Apr 2014)

Aideen Hayden: ...renting another property somewhere else because they clearly are stuck. First, has AIB encountered this situation, which certainly exists in reality? Second, how is AIB treating these people? Does the bank regard them as being in breach of their mortgage deed if, for the sake of argument, they bought a principal private residence on a tracker? Does AIB consider that mortgage as having...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Permanent TSB and AIB (9 Apr 2014)

Aideen Hayden: In this particular case, the mortgage is sustainable with the remaining borrower. However, I will engage with Mr. O'Connor separately on that case. Does Mr. O'Connor agree there is some necessity to amend the code of conduct on mortgage arrears to deal with situations in which people are separated?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Permanent TSB and AIB (9 Apr 2014)

Aideen Hayden: ...as, say, non-co-operating borrowers, as Mr. O'Sullivan will be aware, if somebody has been categorised as a non-co-operating borrower, he or she cannot access the insolvency arrangements. How does permanent tsb determine whether somebody is a non-co-operating borrower? For example, in a situation in which I am involved where somebody is separated and that individual is co-operating but...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Permanent TSB and AIB (9 Apr 2014)

Aideen Hayden: ...to engage with a borrower who is engaging. On that point of non-co-operative borrowers, which is a matter for the Central Bank when we have it before us, I have a question. Permanent tsb does not have an independent appeals process. None of the other banks do. Is it reasonable that a body such as permanent tsb that does not have an independent appeals process, that is, a non-statutory...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Permanent TSB and AIB (9 Apr 2014)

Aideen Hayden: ...of clients, they were overturned by the lender because, reading between the lines, it thought MABS was being too generous. The Insolvency Service sets out minimum guidelines for living expenses. Does Permanent TSB abide by those guidelines or are there situations where it accepts lower amounts than are set out in those guidelines? If they cannot answer the question, I would be happy for...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Permanent TSB and AIB (9 Apr 2014)

Aideen Hayden: Does the bank or has the bank offered a split mortgage option to borrowers in positive equity?