Results 13,961-13,980 of 18,593 for speaker:Michael Creed

Written Answers — Department of Health: Health Care Professionals (12 May 2015)

Michael Creed: 467. To ask the Minister for Health the position regarding Government proposals to regulate the counselling and psychotherapy profession; and if he will make a statement on the matter. [18364/15]

Written Answers — Department of Transport, Tourism and Sport: Motor Fuels Issues (12 May 2015)

Michael Creed: 622. To ask the Minister for Transport, Tourism and Sport if he has received a submission from the Irish Petrol Retailers Association in connection with the problem of forecourt drive-offs; his views on the content of this submission; the initiatives he proposes in this area; and if he will make a statement on the matter. [18131/15]

Written Answers — Department of Agriculture, Food and the Marine: Basic Payment Scheme Applications (7 May 2015)

Michael Creed: 99. To ask the Minister for Agriculture, Food and the Marine whether he can account for the discrepancy between the digital record and the paper record posted in respect of a person (details supplied) in County Cork in connection with an individual plot area in respect of that person's 2015 application under the basic payment scheme; and if he will make a statement on the matter. [18088/15]

Written Answers — Department of Communications, Energy and Natural Resources: Renewable Energy Incentives (7 May 2015)

Michael Creed: 214. To ask the Minister for Communications, Energy and Natural Resources if his Department is considering a shift in public policy to incentivise other renewable energy sources, including solar energy; and if he will make a statement on the matter. [18053/15]

Written Answers — Department of Communications, Energy and Natural Resources: Energy Policy (7 May 2015)

Michael Creed: 215. To ask the Minister for Communications, Energy and Natural Resources when the White Paper on Renewable Energy will be published; and if he will make a statement on the matter. [18085/15]

Written Answers — Department of Social Protection: Carer's Allowance Delays (6 May 2015)

Michael Creed: 71. To ask the Minister for Social Protection the reason for the delay in approving a carer's allowance application in respect of a person (details supplied) in County Cork; and if she will make a statement on the matter. [17201/15]

Written Answers — Department of Education and Skills: Student Grant Scheme Appeals (6 May 2015)

Michael Creed: 449. To ask the Minister for Education and Skills when a person (details supplied) will receive a decision on a Student Universal Support Ireland appeal; and if she will make a statement on the matter. [17270/15]

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Ulster Bank (29 Apr 2015)

Michael Creed: I wish to give two minutes of my time to Senator Paul Coghlan.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Ulster Bank (29 Apr 2015)

Michael Creed: I thank Mr. Brown and his colleagues for their presentation. I have a number of questions primarily on the standard variable rate. First, in response to question No. 4 Mr. Brown said that a permanent interest rate reduction has been invoked in zero cases. That strikes me as strange. In most cases the mortgage holder is endeavouring to do their best but often it is the marginal difference...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Ulster Bank (29 Apr 2015)

Michael Creed: In so far as Mr. Brown can recall, are they equal?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Ulster Bank (29 Apr 2015)

Michael Creed: Do the credit rating agencies hold Ulster Bank's Republic of Ireland operation as a higher or lower risk?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Bank of Ireland (29 Apr 2015)

Michael Creed: I welcome Mr. Boucher and his team. He has given a very robust defence of the bank and the statistics make for interesting reading. I have to say I concur with the latter point made by Deputy Donnelly. Mr. Boucher is ahead of the posse. He has made reference to the other banks, in somewhat pejorative terms, and how they might manage their business. Undoubtedly, we have learned the...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Bank of Ireland (29 Apr 2015)

Michael Creed: The bank trades in the UK. Does it have a different rating for its UK operation?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Bank of Ireland (29 Apr 2015)

Michael Creed: Is the rating on a par?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Bank of Ireland (29 Apr 2015)

Michael Creed: That implies that the agencies see the risks as being the same.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Bank of Ireland (29 Apr 2015)

Michael Creed: The bank's UK operation is in the mortgage business as well. If the agencies give it a similar rating to its operation in Ireland, that suggests they consider the risks to be comparable. It would equally suggest that the rates a customer pays for a standard variable rate should be comparable but they are not.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Bank of Ireland (29 Apr 2015)

Michael Creed: For fixed rates.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Bank of Ireland (29 Apr 2015)

Michael Creed: What is bank's net interest margin in both cases?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Bank of Ireland (29 Apr 2015)

Michael Creed: Is it comparable?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Overview of the Banking Sector in Ireland (Resumed): Bank of Ireland (29 Apr 2015)

Michael Creed: What about fixed rates which are substantially lower?