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Written Answers — Department of Finance: Revenue Commissioners Investigations (23 Feb 2017)

Michael McGrath: 141. To ask the Minister for Finance if the Revenue Commissioners have concluded its investigation into the tax affairs of medical consultants; the lessons learned for tax compliance; and if he will make a statement on the matter. [9341/17]

Written Answers — Department of Finance: IBRC Liquidation (23 Feb 2017)

Michael McGrath: 142. To ask the Minister for Finance when he expects to receive an interim and final dividend from the special liquidator of IBRC; the amount of the expected dividend; and if he will make a statement on the matter. [9342/17]

Written Answers — Department of Finance: Licensed Moneylenders (23 Feb 2017)

Michael McGrath: 152. To ask the Minister for Finance further to Parliamentary Questions Nos. 111, 112 and 115 of 15 February 2017, the up-to-date information available other than the 2013 data provided in regard to the number of licensed moneylenders; the number of customers; the value of loans outstanding; and if he will make a statement on the matter. [9466/17]

Written Answers — Department of Finance: Central Bank of Ireland Staff (23 Feb 2017)

Michael McGrath: 154. To ask the Minister for Finance the number of Central Bank employees dedicated to financial regulation; if this includes employees dedicated to credit union regulation; and if he will make a statement on the matter. [9514/17]

Written Answers — Department of Finance: Central Bank of Ireland Staff (23 Feb 2017)

Michael McGrath: 155. To ask the Minister for Finance the number of Central Bank employees dedicated to Brexit; and if he will make a statement on the matter. [9515/17]

Written Answers — Department of Finance: Central Bank of Ireland Staff (23 Feb 2017)

Michael McGrath: 156. To ask the Minister for Finance the number of staff vacancies in the enforcement section of the Central Bank; the specific roles that are vacant; if the vacancies are in the enforcement advisory section or the enforcement investigations section; and if he will make a statement on the matter. [9516/17]

Written Answers — Department of Finance: Central Bank of Ireland Investigations (23 Feb 2017)

Michael McGrath: 157. To ask the Minister for Finance if he will provide a breakdown of the 289 firms found to be unauthorised by the Central Bank regarding the services they provided; if they were financial services providers, collective investment schemes, payment services agents, moneylenders or any other service; if any of the firms were credit-servicing firms; if any of the firms own or owned mortgage...

Written Answers — Department of Health: Dental Services (23 Feb 2017)

Michael McGrath: 289. To ask the Minister for Health the number of claims under the dental treatment services scheme in each of the years 2012 to 2016 in tabular form; the annual cost of the scheme; and if he will make a statement on the matter. [9330/17]

Written Answers — Department of Health: Medical Card Administration (23 Feb 2017)

Michael McGrath: 306. To ask the Minister for Health when he expects to deliver on the commitment to provide a medical card to every child in receipt of a domiciliary care allowance. [9206/17]

Written Answers — Department of Health: Disability Support Services Provision (23 Feb 2017)

Michael McGrath: 323. To ask the Minister for Health the policy of his Department and the HSE on the provision of home based supports to assist families meet the care needs at home of severely disabled children that are completely dependent on their parents; the supports or schemes available; and if he will make a statement on the matter. [9282/17]

Written Answers — Department of Health: Health Insurance Data (23 Feb 2017)

Michael McGrath: 333. To ask the Minister for Health the number of health insurance policies offered in the market here as at December 2011, December 2012, December 2013, December 2014, December 2015 and December 2016 in tabular form; and if he will make a statement on the matter. [9332/17]

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

Michael McGrath: I thank Mr. Kissane for his attendance and opening presentation. Like Deputy Doherty, I thank him for all the work he continues to do for affected customers. I will start by addressing the overall numbers that are involved. Is Mr. Kissane satisfied that the numbers being quoted by the Central Bank and the banks are broadly accurate? The Central Bank's statement indicates a figure of 8,200...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

Michael McGrath: I will come back to the rates issue, but is it Mr. Kissane's view that the official figures put out by the Central Bank and the banks are still understating the problem?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

Michael McGrath: As of today, how many customers been put back on the correct tracker rate? That is the key issue. As Mr. Kissane said, we have to stop the offender offending. It seems from talking to customers and listening to the Central Bank and the banks that in the vast majority of cases people are still being overcharged. What is the true picture of the number of customers who are affected by this,...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

Michael McGrath: Our frustration is that we cannot even get answers to simple questions, including the question of how many customers in each bank, which customers those banks acknowledge are affected, are now paying the correct rate. That is very frustrating. No timeline has been given by the Central Bank for reinstatement of the correct rate for individual customers. Therefore, we do not know how long...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

Michael McGrath: On the key issue of the rate that customers are put back on, the nature of a tracker mortgage rate is that the only variable element is the ECB rate, and yet AIB is reinstating customers at 3.67% and Permanent TSB at 3.25%, to which Mr. Kissane alluded. What could be the possible basis for them doing that? What could be the legal justification? If they are going to inevitably lose this...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

Michael McGrath: That is what they are trying to do.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

Michael McGrath: Who will be the ultimate arbitrator on these issues if the Central Bank investigation merely roles on and on? Where will a customer ultimately get justice? Is it before the courts, is it with the Financial Services Ombudsman, is it with the Central Bank or will the Oireachtas have to bring in legislation to give a definitive interpretation of these issues?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

Michael McGrath: Is Mr. Kissane convinced that the banks deliberately, knowingly and willfully denied mortgage customers their contractual right to be on a tracker interest rate?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

Michael McGrath: There is no question that they would have a motivation to do so. They would have a direct economic interest in doing so. However, it is another step to say that is was definitely deliberate and it is a very serious allegation to make.

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