Results 13,781-13,800 of 18,593 for speaker:Michael Creed

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Credit Union Sector: Discussion (Resumed) (16 Dec 2015)

Michael Creed: Is it not the case that credit unions have strayed from the category of core lending, their original raison d'être? Core lending in all financial institutions in the period since 2007 has been on a downward trajectory. People have been repairing their domestic balance sheets and have not been in a position to borrow, rather they have been repaying loans, which is the reason deposits in...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Credit Union Sector: Discussion (Resumed) (16 Dec 2015)

Michael Creed: How can the community ethos be protected in the context of restructuring or rationalisation? How can the registrar protect the community ethos in terms of the reach of the credit union movement into the communities that I represent and yet have fewer credit unions? Ms McKiernan referred to there being a current loan arrears figure of 13.5% and, in some instances, up to 30%. Is there a...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Credit Union Sector: Discussion (Resumed) (16 Dec 2015)

Michael Creed: Ms McKiernan spoke about the requirements of modern day financial systems and the credit union movement being ill-equipped to meet them, but it has been alleged to us that the Central Bank drags its feet, even in facilitating those credit unions that want to move towards the use of new technology, different platforms and so on. Would she care to comment on this?

Written Answers — Department of Agriculture, Food and the Marine: Single Payment Scheme Payments (16 Dec 2015)

Michael Creed: 79. To ask the Minister for Agriculture, Food and the Marine if he will make substantial payments on account, of up to 50%, under the single payment scheme and the disadvantaged areas scheme in cases where administrative checks are expected to be protracted and where no refunds are due to his Department; and if he will make a statement on the matter. [45494/15]

Written Answers — Department of Social Protection: Disability Allowance Applications (15 Dec 2015)

Michael Creed: 125. To ask the Tánaiste and Minister for Social Protection when a claim for a disability allowance by a person (details supplied) will be facilitated; and if she will make a statement on the matter. [45210/15]

Written Answers — Department of Social Protection: Carer's Allowance Applications (15 Dec 2015)

Michael Creed: 128. To ask the Tánaiste and Minister for Social Protection when a decision will be made on an application for a carer's allowance by a person (details supplied) in County Cork. [45249/15]

Written Answers — Department of Agriculture, Food and the Marine: Basic Payment Scheme Eligibility (15 Dec 2015)

Michael Creed: 217. To ask the Minister for Agriculture, Food and the Marine the reason a person (details supplied) in County Cork whose holding was the subject in previous years of a Department satellite and ground inspection and whose 2015 application was amended accordingly has found that an application has again been the subject of penalty for ineligible grounds; if he will offer a rational explanation...

Planning and Development (Amendment) Bill 2015: Second Stage (10 Dec 2015)

Michael Creed: I welcome the opportunity to make some brief remarks on the Planning and Development (Amendment) Bill. The Bill is being introduced primarily in the context of a housing crisis but it also deals with a range of issues that will reach into other areas covered by the planning system over time. Broadly, the provisions are welcome, although they require some further discussion in terms of their...

Written Answers — Department of Health: Respite Care Services (10 Dec 2015)

Michael Creed: 148. To ask the Minister for Health why a decision has been taken to refuse access to respite care for users of a service from other regions who have in the past used the service; his views on the case of a person (details supplied) from County Cork who previously accessed the Cheshire Homes service in Newbridge in County Kildare but who has now been refused access. [44474/15]

Written Answers — Department of Social Protection: Departmental Schemes (8 Dec 2015)

Michael Creed: 134. To ask the Tánaiste and Minister for Social Protection if she will extend the starting point of the homemaker's scheme, given the changes to the State pension (contributory) payment scale and the negative impact this is having on women; and if she will make a statement on the matter. [44004/15]

Leaders' Questions (2 Dec 2015)

Michael Creed: The Deputy set up a few himself.

Written Answers — Department of Jobs, Enterprise and Innovation: Work Permit Application Numbers (1 Dec 2015)

Michael Creed: 238. To ask the Minister for Jobs, Enterprise and Innovation the number of new work permits and the number of existing permits that have been approved and that have been renewed for the meat industry in 2014 and 2015 to date; why the industry continues to require work-permitted labour; and if he will make a statement on the matter. [42841/15]

Written Answers — Department of Agriculture, Food and the Marine: Agriculture Scheme Payments (1 Dec 2015)

Michael Creed: 251. To ask the Minister for Agriculture, Food and the Marine the reason for the delay in issuing payment under the disadvantaged areas scheme and the single payment scheme to a person (details supplied) in County Cork; and if he will make a statement on the matter. [42444/15]

Written Answers — Department of Agriculture, Food and the Marine: Agri-Environment Options Scheme Payments (1 Dec 2015)

Michael Creed: 289. To ask the Minister for Agriculture, Food and the Marine when persons (details supplied) in County Cork will receive the next payment under the agri-environment options scheme; and if he will make a statement on the matter. [42840/15]

Written Answers — Department of Agriculture, Food and the Marine: Basic Payment Scheme Applications (26 Nov 2015)

Michael Creed: 117. To ask the Minister for Agriculture, Food and the Marine the reason for the delay in issuing a payment under the 2015 basic payment scheme to a person (details provided) in County Cork; and if he will make a statement on the matter. [42085/15]

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Credit Union Sector: Discussion (25 Nov 2015)

Michael Creed: I thank the delegations for the presentations which have been most interesting. There is a debate in the Dáil tonight and there are parallel debates going on between the credit union sector and the Department. I hope we can collectively aim for an end game which involves something that is workable for everybody, not least the punter out there who puts his or her money in trust with the...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Credit Union Sector: Discussion (25 Nov 2015)

Michael Creed: I gleaned from Deputy Mattie McGrath’s contribution to the debate last night that 55% of credit unions will be affected by the cap. Half of the credit unions have individual deposit holders and the other half do not and are unaffected. Of the half that are affected, what percentage of their total deposits are in accounts of more than €100,000?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Credit Union Sector: Discussion (25 Nov 2015)

Michael Creed: It is 1% of deposit holders but what percentage is it of the total amount of €11 billion on deposit?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Credit Union Sector: Discussion (25 Nov 2015)

Michael Creed: I appreciate that.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Credit Union Sector: Discussion (25 Nov 2015)

Michael Creed: What about the appropriate balance to be struck in terms of long-term savings? Since we are coming out of the recession, credit unions have a lot of money on deposit. As the economy picks up, people might consider changing their car, going on holiday or extending their home. As that level of activity picks up, the credit union business of short-term lending will pick up and that money on...