Results 13,621-13,640 of 27,945 for speaker:Michael McGrath

Written Answers — Department of Agriculture, Food and the Marine: Insurance Costs (28 Mar 2017)

Michael McGrath: 473. To ask the Minister for Agriculture, Food and the Marine the cost of insurance under different insurance headings, such as public liability, buildings cover, employer liability and so on, for his Department and each body under its aegis; the name of the insurance provider for each year since 2010 in tabular form; the number of current outstanding insurance claims against his Department...

Written Answers — Department of Communications, Energy and Natural Resources: Insurance Costs (28 Mar 2017)

Michael McGrath: 532. To ask the Minister for Communications, Energy and Natural Resources the cost of insurance under different insurance headings such as public liability, buildings cover, employer liability and so on for his Department and each body under its aegis; the name of the insurance provider for each year since 2010, in tabular form; the number of outstanding insurance claims against his...

Written Answers — Department of Transport, Tourism and Sport: Insurance Costs (28 Mar 2017)

Michael McGrath: 555. To ask the Minister for Transport, Tourism and Sport the cost of insurance under different insurance headings such as public liability, buildings cover, employer liability and so on for his Department and each body under its aegis; the name of the insurance provider for each year since 2010, in tabular form; the number of current outstanding insurance claims against his Department or the...

Written Answers — Department of Jobs, Enterprise and Innovation: Foreign Direct Investment (28 Mar 2017)

Michael McGrath: 587. To ask the Minister for Jobs, Enterprise and Innovation her plans and those of the agencies under the aegis of her Department to respond to the new investment environment faced by US multinationals with a presence here under the new US Administration; her particular plans to respond to these new challenges to Ireland's successful inward investment strategy; and if she will make a...

Written Answers — Department of Jobs, Enterprise and Innovation: Insurance Costs (28 Mar 2017)

Michael McGrath: 588. To ask the Minister for Jobs, Enterprise and Innovation the cost of insurance under different insurance headings such as public liability, buildings cover, employer liability and so on for her Department and each body under its aegis; the name of the insurance provider for each year since 2010, in tabular form; the number of current outstanding insurance claims against her Department or...

Written Answers — Department of Children and Youth Affairs: Insurance Costs (28 Mar 2017)

Michael McGrath: 613. To ask the Minister for Children and Youth Affairs the cost of insurance under different insurance headings such as public liability, buildings cover, employer liability and so on for her Department and each body under its aegis; the name of the insurance provider for each year since 2010, in tabular form; the number of current outstanding insurance claims against her Department or the...

Written Answers — Department of Children and Youth Affairs: Child Care Services (28 Mar 2017)

Michael McGrath: 621. To ask the Minister for Children and Youth Affairs when she will arrange for payments to issue out of the €1 million fund to community early years child care providers in recognition of the impact on those providers of the full implementation of the Child Care Act 1991 (Early Years Services) Regulations 2016 relating to the minimum FETAC level 5 qualification for staff; and if she...

Written Answers — Department of Defence: Insurance Costs (28 Mar 2017)

Michael McGrath: 645. To ask the Taoiseach and Minister for Defence the cost of insurance under different insurance headings such as public liability, buildings cover, employer liability and so on for his Department and each body under its aegis; the name of the insurance provider for each year since 2010, in tabular form; the number of current outstanding insurance claims against his Department or the body...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Overview of the Credit Union Sector: Discussion (23 Mar 2017)

Michael McGrath: I welcome Ms McKiernan and her colleagues. I think all the detailed questions have been covered. Overall, based on present trends, what does Ms McKiernan think the credit union sector will look like in, say, ten years time? We have already seen much consolidation. She has outlined this overall and the relevant figures. Her full written statement states that "if current loan, investment...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Overview of the Credit Union Sector: Discussion (23 Mar 2017)

Michael McGrath: Ms McKiernan has gone into detail and is saying what she would like to see happen to change the direction in which the sector is going, but what I am asking her is her honest assessment based on current trends. What will the sector look like in a decade?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Overview of the Credit Union Sector: Discussion (23 Mar 2017)

Michael McGrath: I said "based on current trends".

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Overview of the Credit Union Sector: Discussion (23 Mar 2017)

Michael McGrath: I know I am asking her to gaze into a crystal ball and look into the future, but we must be honest about the sector's position.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Overview of the Credit Union Sector: Discussion (23 Mar 2017)

Michael McGrath: Again, I do not think Ms McKiernan is answering the question, to be straight with her. I think she is giving a view as to what she would like to see happen. That is not what I asked her.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Overview of the Credit Union Sector: Discussion (23 Mar 2017)

Michael McGrath: The registrar is best placed to give an assessment based on current trends. Let us be specific. She is saying an increasing number of credit unions could face serious viability issues in three years. Again, to echo the Chairman's sentiment, how many? What are we looking at, again based on present trends?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Overview of the Credit Union Sector: Discussion (23 Mar 2017)

Michael McGrath: What is the current loan-to-asset ratio across the sector?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Overview of the Credit Union Sector: Discussion (23 Mar 2017)

Michael McGrath: Where does it need to be?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Overview of the Credit Union Sector: Discussion (23 Mar 2017)

Michael McGrath: What would Ms McKiernan regard as a viable loan-to-asset ratio for a typical credit union? I know there is wide variety-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Overview of the Credit Union Sector: Discussion (23 Mar 2017)

Michael McGrath: Is it the Central Bank's view that around 40% is the tipping point for viability?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Overview of the Credit Union Sector: Discussion (23 Mar 2017)

Michael McGrath: Yes, but ultimately, it does come down to a question of viability, and if the credit unions are not lending enough money, which is their bread and butter-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Overview of the Credit Union Sector: Discussion (23 Mar 2017)

Michael McGrath: -----they are in deep difficulty. Where does Ms McKiernan believe that the ratio needs to be as a sector average? Currently it is 27%. Last year the CUAC report raised serious concerns about it and again raised the viability issues that Ms McKiernan has also raised today. Where does it need to be? Should it be more like 40%?