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Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Pearse Doherty: The figure for a one-year period gives us a good sense of the true position. How many fraudulent claims has AXA reported to the Garda?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Pearse Doherty: Over what period?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Pearse Doherty: Over a six-year period, AXA has reported 50 claims or approximately eight claims per annum. How many claims are being processed by AXA?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Pearse Doherty: The figure for suspected fraudulent claims within AXA is a fraction of 1%.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Pearse Doherty: If an insurer believes that a claim is fraudulent, should it not report it to the Garda regardless? AXA has carried out its own internal investigation, it believes that the claim is fraudulent and it is willing to come before this committee and provide figures on what it suggests is the number of potential fraudulent claims. When we drill down, however, out of 5,000 claims per annum, AXA is...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Pearse Doherty: It does not matter whether they are withdrawn. The crime has been committed. It may save AXA, but someone is committing a crime. AXA must report fraudulent claims to the Garda whether or not they are withdrawn.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Pearse Doherty: This is the issue. We have listened to discussion on this issue for quite a while. As I said, I know there are issues with fraudulent and exaggerated claims but they are not occurring on the scale the witnesses are suggesting, and the last ten minutes have just proved that. We have heard figures such as 20%, 10% and so on. Ms Muldoon is shaking her head, but either FBD is failing as a...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Pearse Doherty: I am not. FBD's claims number 65,000 per annum. Is that correct?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Pearse Doherty: I refer to the reforms for which many of us in these Houses are arguing and which would see the issue of fraudulent claims dealt with by the Garda fraud squad or the establishment of a variation of it. When will the insurance industry give us some transparency and tell its consumers and us as politicians bringing in these types of reforms what this will mean for customers? In October 2002,...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Pearse Doherty: Allianz argues that claims costs are not coming down. Its profits are increasing quite sizeably, but premiums will not come down.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Pearse Doherty: Is Mr. McGrath saying that if next year indicates another increase in profits - say, by 50% or 10% - Allianz will make sure that is passed on to the consumer?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Pearse Doherty: This is my last question. Mr. McMahon gave an indication of very clear figures regarding some claims that were made. I presume all those were settled in court and that none was settled by the industry. Is that correct?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Pearse Doherty: Were they FBD claims?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Pearse Doherty: Mr. McMahon referred to the slip and fall in a car park. One can look on the Internet and find there was a slip and fall in a car park involving a 74 year old woman, there was wet paint, the area was not cordoned off, there was no signage or anything else, she was seriously damaged, she dislocated her shoulder and so on. Why are the representatives of FBD trying to shock us by telling us...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (4 Jul 2019)

Pearse Doherty: I will finish on this point. We heard evidence before the committee from the marts, which FBD insures. We had a number of pieces of evidence, but the one I recall was of a claim whereby somebody was injured by a horse in a field, FBD settled with that claimant and, obviously, the mart's premium went up dramatically. The mart does not own a horse. The incident had nothing to do with the...

Saincheisteanna Tráthúla - Topical Issue Debate: Long Stay Residential Units (3 Jul 2019)

Pearse Doherty: The Minister of State is accusing me of lying and that is a serious accusation.

Saincheisteanna Tráthúla - Topical Issue Debate: Long Stay Residential Units (3 Jul 2019)

Pearse Doherty: The Minister of State has not refuted the point that he told them that the unit was going to be in design stage. What I said was that what the people in Donegal will say is that he told them barefaced lies. Will he refute the point that he sat across the table and said the unit was going to detailed design in 2019, instead of throwing accusations at me? Will he refute that point?

Saincheisteanna Tráthúla - Topical Issue Debate: Long Stay Residential Units (3 Jul 2019)

Pearse Doherty: That just confirms exactly what we have been told by the HSE, that the commitment given by the Minister of State has been ignored. I ask him about this on behalf of the committee members who made the long journey to meet them in his ministerial office. He told them face to face that there would be a detailed design in 2019, planning in early 2020 and a phased transition based on the...

Saincheisteanna Tráthúla - Topical Issue Debate: Long Stay Residential Units (3 Jul 2019)

Pearse Doherty: I did not.

Saincheisteanna Tráthúla - Topical Issue Debate: Long Stay Residential Units (3 Jul 2019)

Pearse Doherty: This is not the first time I have raised this issue on the floor of the Dáil. The Leas-Cheann Comhairle and I have continually raised it with the Minister of State for a number of years. Táim buíoch go bhfuil an cheist seo roghnaithe inniu le plé a dhéanamh ar Ospidéal Íosaf Srath an Urláir agus ar Ospidéal Pobal Ráth Mealtain mar tá an...

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