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Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (Resumed) (3 Oct 2019)

Pearse Doherty: What percentage do those 100 cases represent of the overall number of personal injury cases?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (Resumed) (3 Oct 2019)

Pearse Doherty: It is 3% in terms of-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (Resumed) (3 Oct 2019)

Pearse Doherty: Yes. I am only looking at the number of claims as such but I understand the point Mr. Brennan is making about the value. Zurich believes that in 3% of its personal injury claims it found sufficient evidence of fraud. In those 100 cases, the company did not pay the claims. Is that correct?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (Resumed) (3 Oct 2019)

Pearse Doherty: They were not paid because the company believed it had strong evidence that they were fraudulent. Is that correct?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (Resumed) (3 Oct 2019)

Pearse Doherty: Only four of those were reported. The company believed there were around 100 fraudulent cases but it only reported four of them, or 4%, in 2018.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (Resumed) (3 Oct 2019)

Pearse Doherty: I do not understand this. Here we have an insurance company that did not pay out on claims that were made because it believed those claims were fraudulent. They were not paid out so those involved did not get any money. They obviously did not challenge that but only four of those cases were reported to gardaĆ­. How does that sit with section 19 of the Criminal Justice Act 2011, which...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (Resumed) (3 Oct 2019)

Pearse Doherty: It is not about whether Mr. Brennan is happy to work with the Garda or provide further information. There is a legal obligation on insurance companies to report suspicions of fraud. Mr. Brennan's company, Zurich Insurance, determined that there were 100 fraudulent claims made in 2018 and in 96% of those cases the information has not been passed on to the Garda. Zurich is therefore in...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (Resumed) (3 Oct 2019)

Pearse Doherty: We heard from Zurich that 3% of its 2018 claims were fraudulent. What percentage of claims did AIG believe to be fraudulent, following investigation?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (Resumed) (3 Oct 2019)

Pearse Doherty: Is Mr. O'Rourke saying that AIG reported every claim it believed to be fraudulent to the Garda?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (Resumed) (3 Oct 2019)

Pearse Doherty: How many fraudulent claims were made to AIG in 2018?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (Resumed) (3 Oct 2019)

Pearse Doherty: What percentage of the total number of claims is that?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (Resumed) (3 Oct 2019)

Pearse Doherty: Okay. That is a very low level of claims.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (Resumed) (3 Oct 2019)

Pearse Doherty: I will rewind a bit. Mr. O'Rourke says that AIG reported all fraudulent claims to the Garda. There were ten cases in 2018, which is 3% of AIG's overall personal injury claims. Is he saying that only 300 personal injury claims were made?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (Resumed) (3 Oct 2019)

Pearse Doherty: Mr. O'Rourke said that AIG reported all fraudulent claims. What is the overall figure?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (Resumed) (3 Oct 2019)

Pearse Doherty: Of the other 440 cases that were deemed suspicious, did AIG concur that they were not fraudulent, having looked into them further,?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (Resumed) (3 Oct 2019)

Pearse Doherty: Did AIG challenge every one of the 440 cases?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (Resumed) (3 Oct 2019)

Pearse Doherty: How many court cases did AIG challenge in 2018? Is Mr. O'Rourke telling me that AIG has 440 cases before the courts?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (Resumed) (3 Oct 2019)

Pearse Doherty: How many cases does AIG have before the courts, or how many did it challenge?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (Resumed) (3 Oct 2019)

Pearse Doherty: Are there fewer than 20 before the courts?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Insurance Sector: Discussion (Resumed) (3 Oct 2019)

Pearse Doherty: Would there be many more than that?

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