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Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (12 Nov 2019)

Pearse Doherty: That is---

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (12 Nov 2019)

Pearse Doherty: May I ask a question?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (12 Nov 2019)

Pearse Doherty: Ms Rowland stated her approach is to look at fairness over time. Where does she get that from? The consumer protection code does not say it will protect people over their lifetime but it is okay if they are shafted for about five years by certain sectors. That would be like me being charged €50 for a loaf of bread in my local shop and being told by the shopkeeper not to worry...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (12 Nov 2019)

Pearse Doherty: Ms Rowland said-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (12 Nov 2019)

Pearse Doherty: A product is taken out for one year. How can Ms Rowland suggest that Mr. A or Mrs. B will be supported over time given that those customers could move somewhere else.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (12 Nov 2019)

Pearse Doherty: The consumer protection code exists in the here and now to protect customers in the here and now. It does not deal with what a company may do to customers over the lifetime of their experience. I and many others have phoned our insurance companies to ask if a renewal quote is the best the company can offer. If it says it is the best quote and I ask why I can get a quote from the same...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (12 Nov 2019)

Pearse Doherty: That is not what I am asking.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (12 Nov 2019)

Pearse Doherty: Did the insurance company that I was with act honestly, fairly and with integrity in the interests of its customer, which was me, when it told me that the best price it could give me was €274 more than I would get from the same company online? In the case of a constituent who was being charged €4,000, when I inputted online her exact details - the exact profile the company sent...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (12 Nov 2019)

Pearse Doherty: On a wider issue, the insurance market is completely and utterly broken for many people. The issue goes wider than dual pricing, which is just one element. We have a system under which people are legally required to have insurance to drive on the roads, and rightly so. That system is not in place in every country. I will give the example of a 19 year old who holds a provisional licence,...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (12 Nov 2019)

Pearse Doherty: No, it is not. It is the best price from the market. He cannot go to Insurance Ireland because he has got a quote and, therefore, that option is not available to him. The quote is €12,300.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (12 Nov 2019)

Pearse Doherty: I have two other questions. I am undertaking a series of public meetings in respect of insurance reform. One of the issues that arose at two of the meetings was that insurance companies are price discriminating on the basis of a full driving licence that is not an Irish driving licence. For example, people are entitled to drive with French driving licences but the companies increase the...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (12 Nov 2019)

Pearse Doherty: On an issue which strays from insurance but which deals with consumer protection, we had a call to the office of one of my colleagues, Deputy Adams, from a consumer who withdrew €20 from one of the new ATMs in a shop and was charged €23.95. Is the Central Bank aware of the new practice whereby a company - it is not AIB or Bank of Irelland - that is installing these ATMs in...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (12 Nov 2019)

Pearse Doherty: I thank Ms Rowland.

Dublin Mid-West By-election: Issue of Writ (7 Nov 2019)

Pearse Doherty: I welcome the moving of the writs for the by-elections for Cork North-Central, Dublin Mid-West, Dublin Fingal and Wexford. I also welcome the fact that we are not waiting an undue period for these by-elections to be held, as we were in this House ten years ago when the then Fine Gael-Green Party Government delayed the holding of by-elections and I was forced to go to the courts.

Dublin Mid-West By-election: Issue of Writ (7 Nov 2019)

Pearse Doherty: I apologise - Fianna Fáil-Green Party Government. They are interchangeable these days.

Dublin Mid-West By-election: Issue of Writ (7 Nov 2019)

Pearse Doherty: Ten years ago, I was forced to take a Fianna Fáil Government to court, which included Deputy Micheál Martin, who is the party's present leader, to ensure that the people of Donegal South-West were afforded proper representation in the Dáil, which was denied to them for 17 months, the largest delay ever in the history of the State. The Fianna Fáil-Green Party Government of...

Ceisteanna ar Reachtaíocht a Gealladh - Questions on Promised Legislation (7 Nov 2019)

Pearse Doherty: Across the State, insurance costs are continuing to rise to unaffordable levels. This is putting serious pressure on motorists and businesses are closing in every sector of the State. From 2014 to 2018, the value of personal injury claims paid out through the courts and the Personal Injuries Assessment Board fell by 15%. Between 2013 and 2017, the total number of motor insurance claims...

Ceisteanna ar Reachtaíocht a Gealladh - Questions on Promised Legislation (7 Nov 2019)

Pearse Doherty: As companies are closing and people are being fleeced, the Minister is sitting on his hands and will not implement legislation passed by both Houses of the Oireachtas. This matter needs to be dealt with.

Ceisteanna ar Reachtaíocht a Gealladh - Questions on Promised Legislation (7 Nov 2019)

Pearse Doherty: Did the Minister sign it?

Ceisteanna ó Cheannairí - Leaders' Questions (7 Nov 2019)

Pearse Doherty: Yesterday, I heard the Fianna Fáil leader, Deputy Micheál Martin, speak on RTÉ radio and tar entire communities on the Border as being lawless and out of control. He did likewise in the House on Tuesday. I raise this issue because that is not the case. As a representative of a Border county, I know that no one is more disgusted at the recent attacks on Kevin Lunney and the...

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