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Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Loans to Unregulated Private Investment Funds: Discussion (18 Oct 2018)

Kieran O'Donnell: It is a subtle difference but an important one. If the loans were purchased directly by funds, which are pension funds, they would have the capacity to do long-term restructures.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Loans to Unregulated Private Investment Funds: Discussion (18 Oct 2018)

Kieran O'Donnell: I ask Mr. Kissane to explain what he means by structured default?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Loans to Unregulated Private Investment Funds: Discussion (18 Oct 2018)

Kieran O'Donnell: From the fund.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Loans to Unregulated Private Investment Funds: Discussion (18 Oct 2018)

Kieran O'Donnell: Is Mr. Kissane in a position to name the bank?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Loans to Unregulated Private Investment Funds: Discussion (18 Oct 2018)

Kieran O'Donnell: Was the bank involved one of the pillar banks?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Loans to Unregulated Private Investment Funds: Discussion (18 Oct 2018)

Kieran O'Donnell: Was it sold to the fund?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Loans to Unregulated Private Investment Funds: Discussion (18 Oct 2018)

Kieran O'Donnell: Does Mr. Kissane know for definite that it was sold for €2 million less than his client offered?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Loans to Unregulated Private Investment Funds: Discussion (18 Oct 2018)

Kieran O'Donnell: Was that €4 million sold as a bundle of larger loans within the-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Loans to Unregulated Private Investment Funds: Discussion (18 Oct 2018)

Kieran O'Donnell: The asset was sold for €4 million.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Loans to Unregulated Private Investment Funds: Discussion (18 Oct 2018)

Kieran O'Donnell: Was the asset sold as part of a bundle?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Loans to Unregulated Private Investment Funds: Discussion (18 Oct 2018)

Kieran O'Donnell: Okay.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Loans to Unregulated Private Investment Funds: Discussion (18 Oct 2018)

Kieran O'Donnell: How could any bank provide a loan on those terms?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Loans to Unregulated Private Investment Funds: Discussion (18 Oct 2018)

Kieran O'Donnell: Is the bank concerned one of the pillar banks?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Loans to Unregulated Private Investment Funds: Discussion (18 Oct 2018)

Kieran O'Donnell: Is Mr. Stapleton comfortable identifying the bank?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Loans to Unregulated Private Investment Funds: Discussion (18 Oct 2018)

Kieran O'Donnell: Cerberus is the fund acting on behalf of Ulster Bank, which had a large number of farm and SME loans. Has Cerberus sold any farm land? To date, has it appointed receivers that have sold a family farm and home?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Loans to Unregulated Private Investment Funds: Discussion (18 Oct 2018)

Kieran O'Donnell: To Cerberus?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Loans to Unregulated Private Investment Funds: Discussion (18 Oct 2018)

Kieran O'Donnell: What is the IFA asking for today?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Loans to Unregulated Private Investment Funds: Discussion (18 Oct 2018)

Kieran O'Donnell: In his submission Mr. O'Donnell said that a settlement would not be honoured if the person in question appeared before this committee. He gave the example of company A, which had a loan from Ulster Bank. That loan was sold to a fund, a receiver was appointed and it was also made clear that the appearance by the company owner at this committee would result in withdrawal of the offer. Are...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Loans to Unregulated Private Investment Funds: Discussion (18 Oct 2018)

Kieran O'Donnell: It is Cerberus.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Sale of Loans to Unregulated Private Investment Funds: Discussion (18 Oct 2018)

Kieran O'Donnell: How has ISME found dealing with the funds on behalf of its members?

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