Results 1,241-1,260 of 1,974 for speaker:Arthur Spring

Written Answers — Department of Social Protection: National Internship Scheme Placements (24 Apr 2013)

Arthur Spring: 158. To ask the Minister for Social Protection the time frame a person has to be in receipt of a job seeker's payment prior to being eligible for placement on an internship through the jobBridge National Internship Programme; if the same timeframe applies to persons who were in receipt of carer's allowance immediately prior to receiving a jobseekers payment; the reason for such a waiting...

Topical Issue Debate: Banking Sector Remuneration (23 Apr 2013)

Arthur Spring: Such blithe unawareness of considerations other than commercial interests and short-term commercial games is totally inappropriate for Mr. Boucher. It is incumbent on us as public representatives to exercise our 15% shareholding and send a message to Bank of Ireland and every other licensed institution in the country that the consequences of reckless behaviour or banking methods not...

Topical Issue Debate: Banking Sector Remuneration (23 Apr 2013)

Arthur Spring: Some people hold the view that they should be sacked. They should not be kept in a position where they are compensated in a way that is far in excess of what anybody else in society is being paid. As a former employee of banking institutions, including Bank of Ireland, I can tell the Minister of State that many of my former colleagues are looking at the CEO of Bank of Ireland and Mr. Kane...

Topical Issue Debate: Banking Sector Remuneration (23 Apr 2013)

Arthur Spring: I thank the Ceann Comhairle for choosing this topic. This is the second time I have raised this issue with the Minister, Deputy Noonan. In light of the fact that Mr. Boucher, when appearing before the Joint Committee on Finance, Public Expenditure and Reform on 1 November 2012, showed what was nothing shy of a contemptuous attitude towards this House and our position as public...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Arthur Spring: It would be appropriate for this committee to keep an eye on that issue.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Arthur Spring: Could the Deputy check for telephones?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Arthur Spring: If it is even switched on, it will affect it.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Arthur Spring: I wish to pick up on something mentioned by Mr. Fielding. He alluded to the fact that there had been an exponential increase in costs in the online banking system while the traditional form of banking, which is being eradicated, has had less significant increases in charges. Is that not a way of saying that the banks will make far more profits out of far less onerous ways of conducting...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Arthur Spring: Does the National Consumer Agency have the capacity to allow people to compare costs to determine what is most appropriate for them? Is there a calculation system, for example?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Arthur Spring: May I make a recommendation? If SMEs deposit money and write cheques, it is beneficial for them to know which bank is most appropriate to their size. A calculator system would be very appropriate in this regard. I ask the delegation to consider this. It would not take much endeavour or rocket science to put the desired arrangement in place. Everyone could benefit from it.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Arthur Spring: That is one of the questions. Costs are not apparent to people when they walk in.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Arthur Spring: It was mentioned that if one keeps a certain amount of money in a current account, one will not be subject to bank charges. As a former banker, I am quite aware of what is really meant in this regard. The Irish banks must have an enormous number of current accounts containing sums above the threshold. Obviously, they are able to attract interest on these by putting them on the inter-bank...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Arthur Spring: My first question relates to standing orders. It appears that some of the banking institutions apply a regime whereby if the cashflow of a business or individual does not meet the withdrawal of a standing order, he or she is penalised for missing the standing order payment. In the event that the standing order is put back in place, a surcharge or penalty is applied to the customer, who...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Arthur Spring: No. The customer is charged again to put the standing order back in place.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Arthur Spring: Yes; that is correct. Customers are penalised to begin with due to the fact that they are cash-strapped and cannot meet the standing order, and then when they put the standing order back in place they are charged a set-up fee. Obviously, people or businesses may be in dire financial straits to begin with, but they then get a double hit, which to me is unfair.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Arthur Spring: Can we get a report back on that? It is inequitable. I imagine we would not all be up to speed on the cost of clearing a cheque, using an ATM, having a credit card, and having direct debits and standing orders run out of a current account. If someone walks into a supermarket he or she can see displayed how much it will cost to purchase an item or conduct a transaction. That is the case...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Arthur Spring: I have a couple of questions.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Bank Charges: Discussion with Central Bank and ISME (17 Apr 2013)

Arthur Spring: Is Deputy Donnelly building one?

Written Answers — Department of Finance: Retail Sector (16 Apr 2013)

Arthur Spring: To ask the Minister for Finance the way he intends to protect possible job losses in the retail sector (details supplied) in view of the fact that selling goods on line at prices cheaper than cost price of goods available to Irish retailers in the same industry; his views on the fairness of non-flucuating exchange rates attributed to retail prices of goods to be sold in Ireland by UK...

Written Answers — Department of Social Protection: Disability Allowance Appeals (16 Apr 2013)

Arthur Spring: To ask the Minister for Social Protection the position regarding a disability allowance appeal in respect of a person (details supplied) in County Kerry; when a decision will be made; and if she will make a statement on the matter. [16813/13]