Results 1,241-1,260 of 5,732 for speaker:Fidelma Healy Eames

Joint Oireachtas Committee on Justice, Defence and Equality: General Scheme of Children and Family Relationships Bill 2014: Discussion (9 Apr 2014)

Fidelma Healy Eames: Okay. Is there a danger then that this would wander into the commercial area?

Joint Oireachtas Committee on Justice, Defence and Equality: General Scheme of Children and Family Relationships Bill 2014: Discussion (9 Apr 2014)

Fidelma Healy Eames: A written submission by Dr. Joanne Rose was made to this committee, a copy of which I have got, and she is an adult conceived from donor conception. I would like any of our guests but particularly Dr. Shannon to comment on the points Dr. Rose made. She stated that kinship lost for reasons of child production turns our normal social and cultural values of the best interests of the child on...

Joint Oireachtas Committee on Justice, Defence and Equality: General Scheme of Children and Family Relationships Bill 2014: Discussion (9 Apr 2014)

Fidelma Healy Eames: I have one final question for Dr. Tobin. He recognised in his submission that the provisions are adult-centric and do not accord sufficient weight to the constitutional rights of the child. He believes that head 10 may prove to be unconstitutional. He proposes a remedy, and I would question if it is in contradiction to this, namely, how is the right of a child to know his or her father,...

Joint Oireachtas Committee on Justice, Defence and Equality: General Scheme of Children and Family Relationships Bill 2014: Discussion (9 Apr 2014)

Fidelma Healy Eames: I see.

Joint Oireachtas Committee on Justice, Defence and Equality: General Scheme of Children and Family Relationships Bill 2014: Discussion (9 Apr 2014)

Fidelma Healy Eames: Fantastic. I thank our guests for their presentations. I apologise that I was not present for them, but I followed them on a monitor elsewhere. The matter before the committee is a far-reaching item of proposed legislation which will have implications for Irish society into the future. I am delighted by Dr. Shannon's pronouncement to the effect that the right of identity is a key right....

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Ulster Bank (8 Apr 2014)

Fidelma Healy Eames: Can Mr. Bell tell me the criteria to qualify for a split mortgage? If a customer wants one, will the bank facilitate that?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Ulster Bank (8 Apr 2014)

Fidelma Healy Eames: Was that 26?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Ulster Bank (8 Apr 2014)

Fidelma Healy Eames: If a customer specifically wants one, would the bank facilitate that?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Ulster Bank (8 Apr 2014)

Fidelma Healy Eames: Obviously I am talking about people who cannot do so.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Ulster Bank (8 Apr 2014)

Fidelma Healy Eames: Does Ulster Bank note the Central Bank's advice on age guidelines?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Ulster Bank (8 Apr 2014)

Fidelma Healy Eames: Let me put it another way. I am talking about a couple in their mid-forties who were given a 30-year mortgage by Ulster Bank. One income has been lost in the family. They were prepared to pay their mortgage into their mid-70s. Ulster Bank facilitated that loan six or seven years ago during the boom.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Ulster Bank (8 Apr 2014)

Fidelma Healy Eames: They have lost one income and have looked for a sustainable solution. They never stopped paying the mortgage and have always been compliant, although they have had to pay less. They looked for a split mortgage but were told that it was not available. They are now being offered a term extension by Ulster Bank which will put them into their eighties and past their life expectancy. Does Mr....

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Ulster Bank (8 Apr 2014)

Fidelma Healy Eames: Never mind the specific case, what I am saying is that if it is happening here, it is happening with others. I accept that everything is dealt with on a case by case basis but I wrote to the Governor of the Central Bank about this case. The Central Bank gave me specific guidelines on age. In certain conditions, if there was income to support it, a person might be let go to 70 or a little...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Ulster Bank (8 Apr 2014)

Fidelma Healy Eames: Obviously, I agree with Mr. Brown on that. I am not talking about 70, I am talking about past life expectancy, into their early eighties.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Ulster Bank (8 Apr 2014)

Fidelma Healy Eames: How many of the solutions proposed to clients are short-term arrangements, that is, for one year or less?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Ulster Bank (8 Apr 2014)

Fidelma Healy Eames: How many solutions are for one year or less?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Ulster Bank (8 Apr 2014)

Fidelma Healy Eames: There is an element of meeting Central Bank criteria with six-month stuff that is really only kicking the can down the road.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Ulster Bank (8 Apr 2014)

Fidelma Healy Eames: One final question-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Ulster Bank (8 Apr 2014)

Fidelma Healy Eames: Now that house prices are taking off again, what policies has Ulster Bank in place to ensure that reckless lending does not occur again?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform: Mortgage Arrears Resolution Process: (Resumed) Ulster Bank (8 Apr 2014)

Fidelma Healy Eames: In terms of-----