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Water Charges: Motion [Private Members] (6 May 2014)

Dara Calleary: Regarding the household benefits package-----

Water Charges: Motion [Private Members] (6 May 2014)

Dara Calleary: -----can the Minister give a guarantee that the commitment he has given today on the €100 for older people will not go the same way as the telephone allowance and the electricity allowance? If it does, that promise given today will be as good as that given by the Minister, Deputy Burton, last Sunday. Many issues remain regarding Irish Water. There is still zero public confidence in...

Water Charges: Motion [Private Members] (6 May 2014)

Dara Calleary: Despite €180 million of local property tax being invested in Irish Water, not a single cent of this was spent on fixing leaking pipes or addressing problems with quality in many parts of the country. In the Minister's remarks, he might address the issue of water charges for the 1 million households that will still be without meters when charges kick in next October. Despite an...

Water Charges: Motion [Private Members] (6 May 2014)

Dara Calleary: I move:That Dáil Éireann: notes:— the commitment of the Taoiseach to inform the Houses of the Oireachtas of the standard level of water charges prior to the 23 May election; and — protracted Government delays in providing information to the public and the Commission for Energy Regulation in regard to the level of free allowance, low income household subvention,...

Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Access to Finance for SMEs (Resumed): Credit Review Office and Chambers Ireland (6 May 2014)

Dara Calleary: I welcome the witnesses from Chambers Ireland and the clarification that has been brought to working capital, which is an issue that seems to get lost in the discussion. What are Mr. Murphy's views on competition in the SME market and banking? What proposals would Chambers Ireland make on a new force in banking and different styles of banking? Reference was made to the low ratio of...

Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Access to Finance for SMEs (Resumed): Credit Review Office and Chambers Ireland (6 May 2014)

Dara Calleary: That information came from one of the banks.

Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Access to Finance for SMEs (Resumed): Credit Review Office and Chambers Ireland (6 May 2014)

Dara Calleary: It was the pillar banks. The second bank indicated it had no problem. The statistic was 25%.

Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Access to Finance for SMEs (Resumed): Credit Review Office and Chambers Ireland (6 May 2014)

Dara Calleary: If the banks are not encouraging a person to appeal to the office when he or she is turned down initially, there is probably complete ignorance on the part of the borrower that a loan process being made more difficult than it should be can be appealed to the office.

Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Access to Finance for SMEs (Resumed): Credit Review Office and Chambers Ireland (6 May 2014)

Dara Calleary: Is there a counterpart office to the Credit Review Office in other jurisdictions, such as in the UK? How do they rate and who promotes their services? Has the Credit Review Office considered working with the Revenue Commissioners, which has the ultimate business database?

Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Access to Finance for SMEs (Resumed): Credit Review Office and Chambers Ireland (6 May 2014)

Dara Calleary: It sends someone out.

Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Access to Finance for SMEs (Resumed): Credit Review Office and Chambers Ireland (6 May 2014)

Dara Calleary: Mr. Trethowan speaks about the market for SME and farm loans being highly concentrated and the relative lack of competition and says it is not conducive to raising what he defines as the low-risk appetite of banks which is required to support the needs of the real economy in the recovery. Will he expand on that?

Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Access to Finance for SMEs (Resumed): Credit Review Office and Chambers Ireland (6 May 2014)

Dara Calleary: Does Mr. Trethowan have any role in pushing the banks and the Government to look at, first, different kinds of financing such as crowd financing. What are his thoughts on Microfinance Ireland and the credit guarantee scheme?

Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Access to Finance for SMEs (Resumed): Credit Review Office and Chambers Ireland (6 May 2014)

Dara Calleary: I have a question on the same issue in terms of restructuring. When we had AIB and Bank of Ireland before the committee, from what we could deduce from AIB, it was saying that it included the restructuring of loans in its target. Bank of Ireland seemed to be way ahead. It seemed to have had a 90% offer of restructures as opposed that of AIB, which is around 25%.

Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Access to Finance for SMEs (Resumed): Credit Review Office and Chambers Ireland (6 May 2014)

Dara Calleary: I welcome Mr. Trethowan and I commend him on his work to date since 2010. Four years on there still seems to be a lack of awareness of the office. Does Mr. Trethowan have any thoughts on this? Does Mr. Trethowan receive support for his office from the banks? Is he sure when they decline a loan they pass on information about the office or is Mr. Trethowan picking up, as many of us are,...

Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Access to Finance for SMEs (Resumed): Credit Review Office and Chambers Ireland (6 May 2014)

Dara Calleary: Mr. Trethowen mentioned family-controlled SMEs being a particular feature of the market here and one of the graphs shows failed investment plays and failed business investment in better times. This is a major problem for many viable businesses.

Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Access to Finance for SMEs (Resumed): Credit Review Office and Chambers Ireland (6 May 2014)

Dara Calleary: Is Mr. Trethowan comfortable with the notion the pillar banks no longer have targets? How will we keep them honest? It is my view they played ducks and drakes with the targets and what they constituted as new lending was really relending and refinancing. We have no idea of the targets. How will Mr. Trethowen convince us and the business community that the banks are actually lending? He...

Joint Oireachtas Committee on Jobs, Enterprise and Innovation: Access to Finance for SMEs (Resumed): Credit Review Office and Chambers Ireland (6 May 2014)

Dara Calleary: -----but the target was one way of keeping them honest.

Written Answers — Department of Social Protection: Carer's Allowance Appeals (6 May 2014)

Dara Calleary: 223. To ask the Minister for Social Protection the position regarding a carer's allowance appeal in respect of a person (details supplied) in County Sligo; and if she will make a statement on the matter. [20039/14]

Written Answers — Department of Environment, Community and Local Government: Leader Programmes Funding (6 May 2014)

Dara Calleary: 296. To ask the Minister for Environment, Community and Local Government the position regarding an application for funding under the Leader programme for a community group (details supplied) in County Mayo; the timeframe for the processing of this application; and if he will make a statement on the matter. [20011/14]

Order of Business (1 May 2014)

Dara Calleary: I ask the Tánaiste to confirm the status of the workplace relations Bill. Will it include a commitment to mandatory collective bargaining within firms?

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