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Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (Resumed) (21 Nov 2019)

Kieran O'Donnell: It was stated that 70% of claims are personal injuries claims.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (Resumed) (21 Nov 2019)

Kieran O'Donnell: Mr. Horan is saying 75% of the €1.3 billion insurers' pay out relates to personal injury claims.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (Resumed) (21 Nov 2019)

Kieran O'Donnell: Okay, but the reduction from 255,000 to 200,000 is in respect of which types of claims?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (Resumed) (21 Nov 2019)

Kieran O'Donnell: To what does the 75% figure relate then?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (Resumed) (21 Nov 2019)

Kieran O'Donnell: By definition then, regarding the 75% in moneys paid out, there must be a correlation in that the reduction from 255,000 to 200,000 must involve a reduction in personal injury claims as well.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (Resumed) (21 Nov 2019)

Kieran O'Donnell: From what year is that?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (Resumed) (21 Nov 2019)

Kieran O'Donnell: We have a difficulty with time. I am-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (Resumed) (21 Nov 2019)

Kieran O'Donnell: Do the witnesses see their body having any role in terms of ghost brokers, interacting with the relevant companies and in any way recompensing the victims of those ghost brokers?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (Resumed) (21 Nov 2019)

Kieran O'Donnell: He accepts the-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (Resumed) (21 Nov 2019)

Kieran O'Donnell: The witness has made his argument about costs incurred rather than actual costs. Deputy Doherty's point is a very valid one.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (Resumed) (21 Nov 2019)

Kieran O'Donnell: I understand the point about insurance companies and competition for new customers. What I find difficult to understand is where they are increasing premiums for customers who are loyal because they believe they can get away with it. How does Insurance Ireland regard that as competition? I can understand the points about getting market share. It would be expected that their financial...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (Resumed) (21 Nov 2019)

Kieran O'Donnell: Does Insurance Ireland condone that?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (Resumed) (21 Nov 2019)

Kieran O'Donnell: Does Insurance Ireland condone the practice by its members, based on analysis of data, of deliberately loading premiums on customers, without any risk justification for the increase, because in all circumstances they are so loyal they will swallow the increase?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (Resumed) (21 Nov 2019)

Kieran O'Donnell: No. Does Mr. Hassett condone this practice?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (Resumed) (21 Nov 2019)

Kieran O'Donnell: No. Mr. Hassett sees nothing wrong with that practice.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Dual Pricing for Insurance: Discussion (Resumed) (21 Nov 2019)

Kieran O'Donnell: That concludes our consideration of this matter today. I thank the Competition and Consumer Protection Commission, CCPC, and Insurance Ireland for assisting the committee. The committee will give further consideration to the differential pricing issue in due course. We look forward to the outcome of the commission's deliberations. I hope the message goes back to the members of Insurance...

Seanad: Death of Former Member: Expressions of Sympathy (20 Nov 2019)

Kieran O'Donnell: I want to welcome Rory's family and I acknowledge the large Fianna Fáil presence and the Progressive Democrats presence here today. I got to know Rory very well as he is from Feenagh, and people would know I spent my childhood in Charleville. We both went to the same secondary school, as did Eamon de Valera, which has been commemorated in the town. Rory was an institution in his...

Seanad: Transport and Sport: Statements (20 Nov 2019)

Kieran O'Donnell: I thank the Minister for coming into the House. Reflecting on the debate which has been centred on the lack of capacity, one of the successes in the area of public transport has been the train service. Most weeks I use the Limerick to Dublin train service twice. During the years capacity has increased exponentially in terms of the number of passengers travelling. The difficulties in...

Seanad: Nithe i dtosach suíonna - Commencement Matters: RTÉ Financial Restructuring (12 Nov 2019)

Kieran O'Donnell: I welcome the Minister, Deputy Bruton, and thank him for taking the time for this debate. He has a report that was delivered by the board, which is chaired by Ms Moya Doherty, and Ms Dee Forbes as RTÉ's director general about a restructuring model for RTÉ. Everyone accepts the need for a restructuring of RTÉ overall. Nevertheless, I seek clarification from the Minister...

Seanad: Nithe i dtosach suíonna - Commencement Matters: RTÉ Financial Restructuring (12 Nov 2019)

Kieran O'Donnell: I thank the Minister for his comments. I wish to make two quick points. When the Minister meets the RTÉ board, he should stress that it is critical that any decision should include a proper evaluation, particularly concerning the mid-west and Limerick. All options must be considered where Lyric FM is concerned, including the University of Limerick offer and an examination of the...

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