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Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (8 Sep 2016)

John McGuinness: Has Ireland UnderGround made submissions to the insurance companies and brought the issues raised to its attention?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (8 Sep 2016)

John McGuinness: What has been their reaction? Are they proactive or interested in what is being said?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (8 Sep 2016)

John McGuinness: So they see Ireland UnderGround as a nuisance?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (8 Sep 2016)

John McGuinness: I remind the Senator of his timing.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (8 Sep 2016)

John McGuinness: Is the Deputy giving Mr. Griffin tips?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (8 Sep 2016)

John McGuinness: Yes.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (8 Sep 2016)

John McGuinness: In terms of the general debate going on now, one could say it is the same type of debate that has gone on since the collapse of PMPA. There was a debate going on around insurance costs during that time. The witnesses have so much data and others before them had the data for their time. What are the different elements of this that are actually preventing anything from being done?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (8 Sep 2016)

John McGuinness: Is Mr. Faughnan talking about Injuries Board being undermined?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (8 Sep 2016)

John McGuinness: In what way?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (8 Sep 2016)

John McGuinness: What is the cause of that?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (8 Sep 2016)

John McGuinness: I understand that.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (8 Sep 2016)

John McGuinness: I will come back to that because that is where I want to go next but I just want to finish off the other question. This is not just recent. This is not a new thing that has happened. Who is not listening to all of what you have been saying? I have heard Mr. Moran speak. This is our first time hearing Mr. Griffin. His is a new voice on behalf of young people and it is welcome. Mr....

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (8 Sep 2016)

John McGuinness: Could that be a regulator?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (8 Sep 2016)

John McGuinness: If one empowers the regulator to call this as it is and to demand actions from the various relevant actors, does that in some way point the finger at who might be at fault if the action is not taken?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (8 Sep 2016)

John McGuinness: Could I stop Mr. Faughnan-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (8 Sep 2016)

John McGuinness: In terms of the database, for example-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (8 Sep 2016)

John McGuinness: There is no difference between the companies here and the companies abroad.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (8 Sep 2016)

John McGuinness: They are all under the one interactive name.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (8 Sep 2016)

John McGuinness: They do it in the North and in Great Britain, as Mr. Faughnan said. What is so complex about the market in Ireland that allows the companies to say it is very difficult? Whenever anyone wants to get away from a problem, even in these Houses, he or she will mention data protection.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Rising Cost of Motor Insurance: Discussion (8 Sep 2016)

John McGuinness: That suddenly puts the frighteners on everybody. However, if they can do it in Britain and Northern Ireland, why is it not being done here? Why do the companies not do it?

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