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Committee on Budgetary Oversight: Tax Relief on Trade Union Subscriptions: Fórsa (21 Mar 2018)

Michael McGrath: This really comes down to a question of the best use of resources. There are many competing demands, not least from trade union members. They are quite legitimate. We have a current pay agreement, for example, but there will be future pay agreements as well. Many public services remain under huge pressure and certainly have not been restored following the economic crisis. Where does this...

Written Answers — Department of Finance: Financial Services Regulation (20 Mar 2018)

Michael McGrath: 71. To ask the Minister for Finance the cost of regulating the financial sector in 2016 and 2017; the amount of regulatory fees collected by the Central Bank from each tier in the same period; the number of entities in each tier of regulated entity such as retail credit firm, licensed credit institution and so on in tabular form; and if he will make a statement on the matter. [11937/18]

Written Answers — Department of Finance: Mortgage Data (20 Mar 2018)

Michael McGrath: 72. To ask the Minister for Finance if a buy-to-let mortgage which has been on interest only since its commencement by agreement between a bank and a borrower can be classified as a non-performing loan; and if he will make a statement on the matter. [11977/18]

Written Answers — Department of Finance: Insurance Industry Regulation (20 Mar 2018)

Michael McGrath: 83. To ask the Minister for Finance the details of the liquidation of a company (details supplied); the mechanism by which persons will receive 100% of their claims; the timeframe involved in reaching a conclusion of this case; and if he will make a statement on the matter. [12357/18]

Written Answers — Department of Finance: Prize Bonds (20 Mar 2018)

Michael McGrath: 107. To ask the Minister for Finance the procedure for prize bond draws; the location they take place; the regularity with which they are run; the person or body that conducts the draw; if they are independently observed; if there is scope to have the draws publicised similar to the national lottery; and if he will make a statement on the matter. [12758/18]

Written Answers — Department of Finance: EU Directives (20 Mar 2018)

Michael McGrath: 108. To ask the Minister for Finance when he plans to sign the statutory instrument for the transposition of the Insurance Distribution Directive, specifically in relation to Articles 22.3 and 29.3 regarding the remuneration model; if he will await the outcome of the review by the Central Bank before implementing them; if he will avail of discretion to implement these articles until this...

Written Answers — Department of Education and Skills: Schools Building Projects Status (20 Mar 2018)

Michael McGrath: 255. To ask the Minister for Education and Skills the status of a new school building project (details supplied) in County Cork; the next steps and timeframe for the completion of the project; if his attention has been drawn to the substandard nature of the existing accommodation on site; and if he will make a statement on the matter. [12576/18]

Written Answers — Department of Justice and Equality: Criminal Injuries Compensation Tribunal Applications (20 Mar 2018)

Michael McGrath: 340. To ask the Tánaiste and Minister for Justice and Equality when a hearing will take place in relation to an application to the Criminal Injuries Compensation Tribunal (details supplied); and if he will make a statement on the matter. [12362/18]

Written Answers — Department of Health: HSE Complaints Procedures (20 Mar 2018)

Michael McGrath: 572. To ask the Minister for Health the status of a complaint by a person (details supplied) submitted to the HSE in March 2017. [12437/18]

Written Answers — Department of Communications, Climate Action and Environment: Noise Pollution (20 Mar 2018)

Michael McGrath: 792. To ask the Minister for Communications, Climate Action and Environment the steps a person can take that is of the view that the noise levels emanating from their neighbour's residential property is excessive; and if he will make a statement on the matter. [12163/18]

Written Answers — Department of Housing, Planning, and Local Government: House Purchase Schemes (20 Mar 2018)

Michael McGrath: 1046. To ask the Minister for Housing, Planning, and Local Government if there are circumstances in which a couple might quality for the Rebuilding Ireland home loan in circumstances in which one of them previously had a mortgage in their name; and if he will make a statement on the matter. [12438/18]

Credit Union Sector Report: Motion (8 Mar 2018)

Michael McGrath: I welcome the opportunity to speak on the Oireachtas finance committee's report. I welcome representatives of the various credit union bodies in the Visitors Gallery. They might have missed the start of the debate because it started earlier than scheduled but I am glad they are here. I am sure they will be able to watch a recording of the beginning of the debate, introduced by the Chairman...

Motor Insurance: Motion (Resumed) [Private Members] (8 Mar 2018)

Michael McGrath: I move amendment No. 2: To delete all words after “Dáil Éireann” and substitute the following: “recognises that: — it has been 19 months since the Government first established the cost of insurance working group, CIWG, and 13 months since the publication of its Report on the Cost of Motor Insurance; — according to the fourth progress update...

Questions on Promised Legislation (8 Mar 2018)

Michael McGrath: Earlier this week the Competition and Consumer Protection Commission, CCPC, published a report on personal contract plans, PCPs, which are now a very important part of financing transactions in the motor industry. One of the commission's recommendations is that PCPs would come under the Central Bank's consumer protection code. This would require the intermediary or the car finance company...

Leaders' Questions (8 Mar 2018)

Michael McGrath: Today is International Women's Day which is rightly being celebrated all over the world, including in the House. There is some irony therefore in the fact that we listened yesterday to two courageous female civilian officers working with An Garda Síochána, Ms Lois West and Ms Laura Galligan, give evidence to the justice committee of how they had endured 15 months of torment because...

Leaders' Questions (8 Mar 2018)

Michael McGrath: We do not have protected disclosures because these two women had the courage to come forward and speak before an Oireachtas committee in public session. While we may not have any evidence that crimes were improperly investigated, we have it on record from these two women that people may well have been put in danger, in particular women in a domestic context, due to the misclassification and...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Scheme of the Insurance (Amendment) Bill 2017: Discussion (Resumed) (8 Mar 2018)

Michael McGrath: I thank Mr. Thompson and Mr. Jackson for their attendance and for the opening statement. Perhaps Mr. Thompson could summarise his understanding of how the reformed system that will be brought about when the general scheme of the Bill is eventually enacted will work in practice in the event of another insurance collapse in Ireland and how will that be different from the saga we have had...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Scheme of the Insurance (Amendment) Bill 2017: Discussion (Resumed) (8 Mar 2018)

Michael McGrath: In essence, in the event of a further collapse, instead of this 35% shortfall, the ICF will meet 100% of the cost of outstanding claims-----

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Scheme of the Insurance (Amendment) Bill 2017: Discussion (Resumed) (8 Mar 2018)

Michael McGrath: -----and that will be funded by the levy. Is the 2% non-life levy that people are currently paying here to stay?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: General Scheme of the Insurance (Amendment) Bill 2017: Discussion (Resumed) (8 Mar 2018)

Michael McGrath: To what level will the fund have to be built up? There is a very significant shortfall currently projected due to the work-out of the Quinn Insurance deficit. There is probably a decade or more of 2% contributions that will have to be paid in to clear that alone and then one must build up the fund. How does Mr. Thompson see that working its way through?

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