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Results 11,101-11,120 of 14,090 for speaker:Marc MacSharry

Committee of Inquiry into the Banking Crisis: Nexus Phase (23 Apr 2015)

Marc MacSharry: Okay.

Committee of Inquiry into the Banking Crisis: Nexus Phase (23 Apr 2015)

Marc MacSharry: I can imagine, but there was never-----

Committee of Inquiry into the Banking Crisis: Nexus Phase (23 Apr 2015)

Marc MacSharry: -----any instance anyway.

Committee of Inquiry into the Banking Crisis: Nexus Phase (23 Apr 2015)

Marc MacSharry: At the board meeting of 24 July 2008, there was a discussion about the Republic of Ireland division's practice of not seeking professional property valuations. Can you expand on this? It's on-----

Committee of Inquiry into the Banking Crisis: Nexus Phase (23 Apr 2015)

Marc MacSharry: -----AIB-----

Committee of Inquiry into the Banking Crisis: Nexus Phase (23 Apr 2015)

Marc MacSharry: He made reference to that exact-----

Committee of Inquiry into the Banking Crisis: Nexus Phase (23 Apr 2015)

Marc MacSharry: Okay. That's fine. That's fine.

Committee of Inquiry into the Banking Crisis: Nexus Phase (23 Apr 2015)

Marc MacSharry: For all cases.

Committee of Inquiry into the Banking Crisis: Nexus Phase (23 Apr 2015)

Marc MacSharry: So that everything should be valued.

Committee of Inquiry into the Banking Crisis: Nexus Phase (23 Apr 2015)

Marc MacSharry: And-----

Committee of Inquiry into the Banking Crisis: Nexus Phase (23 Apr 2015)

Marc MacSharry: Did that happen then?

Committee of Inquiry into the Banking Crisis: Nexus Phase (23 Apr 2015)

Marc MacSharry: Which was €5 million.

Committee of Inquiry into the Banking Crisis: Nexus Phase (23 Apr 2015)

Marc MacSharry: And who was it uneconomic for? Did the-----

Committee of Inquiry into the Banking Crisis: Nexus Phase (23 Apr 2015)

Marc MacSharry: -----did the borrower not pay?

Committee of Inquiry into the Banking Crisis: Nexus Phase (23 Apr 2015)

Marc MacSharry: So-----

Committee of Inquiry into the Banking Crisis: Nexus Phase (23 Apr 2015)

Marc MacSharry: Okay, so really it was a competitiveness thing; that if somebody, Customer A or Developer A was going to borrow €50 million-----

Committee of Inquiry into the Banking Crisis: Nexus Phase (23 Apr 2015)

Marc MacSharry: Oh right.

Committee of Inquiry into the Banking Crisis: Nexus Phase (23 Apr 2015)

Marc MacSharry: €4,990,000?

Committee of Inquiry into the Banking Crisis: Nexus Phase (23 Apr 2015)

Marc MacSharry: That we were going to say, "Well, look, we don't want to lose that €4,990,000, so I'll tell you what, don't worry about the valuation, our underwriter will make the call, end of story." Was that the practice?

Committee of Inquiry into the Banking Crisis: Nexus Phase (23 Apr 2015)

Marc MacSharry: And just in terms of your underwriting teams, or the credit committees, would they have valuing qualifications, other than their experience?

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