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Written Answers — Department of Employment Affairs and Social Protection: Pensions Reform (31 May 2018)

Michael McGrath: 234. To ask the Minister for Employment Affairs and Social Protection if there is a working group tasked with implementing A Roadmap for Pensions Reform 2018-2023; if so, the membership of such a working group; the terms of reference of the working group; and if she will make a statement on the matter. [24110/18]

Written Answers — Department of Housing, Planning, and Local Government: Vacant Sites Levy (31 May 2018)

Michael McGrath: 247. To ask the Minister for Housing, Planning, and Local Government the position regarding plans to apply the vacant site levy from 2019; the nature of the sites that the levy will be applied to; the position in relation to zoned land being used for active farming; the position in relation to zoned land in which there is a reasonable prospect of the land being developed in the near future;...

Written Answers — Department of Health: State Claims Agency (30 May 2018)

Michael McGrath: 116. To ask the Minister for Health the stage of each case the State Claims Agency is dealing with, by programme, relating to the various cancer screening programmes; the notifications it has received from the HSE or the programmes themselves regarding correspondence received from persons or their legal representatives regarding a possible claim; the approach of the agency in dealing with...

Topical Issue Debate: Services for People with Disabilities (29 May 2018)

Michael McGrath: I thank the Minister of State for his reply. That is a new figure. Certainly, I was unable to extract such a figure by way of parliamentary questions. It informs us that there is some level of co-ordination between the HSE and service providers. The Minister of State should get an answer to the question of how many are on waiting lists if he does not already have the figure. He has said...

Topical Issue Debate: Services for People with Disabilities (29 May 2018)

Michael McGrath: I want to raise the lack of residential placements for adults with severe disabilities, in particular where they are cared for by one or both elderly parents. I would imagine this is an issue of which the Minister of State, Deputy Finian McGrath, is acutely conscious. There are families in such circumstances who are existing day by day beyond crisis point. I recently put down a...

Other Questions: Emergency Departments Services (29 May 2018)

Michael McGrath: 50. To ask the Minister for Health the reason for the substantial increase in overcrowding in Cork University Hospital emergency department over the first four months of 2018 relative to the same period in 2017 [23514/18]

Other Questions: Emergency Departments Services (29 May 2018)

Michael McGrath: This question relates to the overcrowding in the accident and emergency department at Cork University Hospital. Such overcrowding is not uncommon in a number of hospitals throughout the country. We have heard many harrowing stories of individuals, particularly elderly people, who have had to spend over 24 hours in accident and emergency units. They are looking for answers and for progress...

Other Questions: Emergency Departments Services (29 May 2018)

Michael McGrath: I thank the Minister for his reply. I welcome any investment that improves the situation for the people of Cork and the wider Munster region who rely on the services of CUH. Perhaps the Minister could provide more detail on the 30 additional acute medical beds that are scheduled to open in CUH later this year. Those beds have the potential to be of significant benefit. I have highlighted...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Resolution of Non-Performing Loans: Discussion (Resumed) (29 May 2018)

Michael McGrath: I welcome our guests and thank Mr. Tobin and Ms McEvoy for their opening statements. Can the witnesses explain what sufficient loss coverage by banks for future NPLs means in practice? As we know banks already have to set aside capital for NPLs. What is sufficient loss coverage and what impact does it have?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Resolution of Non-Performing Loans: Discussion (Resumed) (29 May 2018)

Michael McGrath: I was not familiar with the term. When Mr. Varley talks about common minimum coverage levels for newly originated loans that become non-performing, he is talking about loss provisions.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Resolution of Non-Performing Loans: Discussion (Resumed) (29 May 2018)

Michael McGrath: These would be specific provisions.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Resolution of Non-Performing Loans: Discussion (Resumed) (29 May 2018)

Michael McGrath: How does this dovetail with accounting standards?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Resolution of Non-Performing Loans: Discussion (Resumed) (29 May 2018)

Michael McGrath: I understand now, thank you. Mr. Varley has explained that the key provision on the accelerated out-of-court enforcement of loans secured by collateral does not apply to consumer loans. That is like an agreement upfront that if the loan goes wrong, this is how we will deal with it, the customer loses security and so on. I assume the borrowers do not lose any rights, that they still have...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Resolution of Non-Performing Loans: Discussion (Resumed) (29 May 2018)

Michael McGrath: Yes.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Resolution of Non-Performing Loans: Discussion (Resumed) (29 May 2018)

Michael McGrath: Yes, that is more likely.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Resolution of Non-Performing Loans: Discussion (Resumed) (29 May 2018)

Michael McGrath: It is not binding.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Resolution of Non-Performing Loans: Discussion (Resumed) (29 May 2018)

Michael McGrath: I understand that any residual debt may be personal or be converted to personal debt. There is the potential for judgments or judgment mortgages against somebody's home and so on. We can tease that out. There is one issue in the interaction between these proposals and the Private Member's Bill I introduced on behalf of Fianna Fáil, which was agreed unanimously in the House, that...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Resolution of Non-Performing Loans: Discussion (Resumed) (29 May 2018)

Michael McGrath: On that issue, is there any risk that the directive would potentially strike down any pre-existing legislative requirements on the statute book of a member state, or is it entirely forward looking? Consider, for example, loans that originated prior to March 2018 that became non-performing loans and were sold on to funds. If a member state legislates for this type of situation in its own way...

Written Answers — Department of Health: Cancer Screening Programmes (29 May 2018)

Michael McGrath: 55. To ask the Minister for Health the steps being taken to establish a redress scheme for the women and surviving families affected by the cervical cancer screening scandal; the role of the State Claims Agency in this matter; and if he will make a statement on the matter. [21619/18]

Written Answers — Department of Finance: Mortgage Resolution Processes (29 May 2018)

Michael McGrath: 156. To ask the Minister for Finance the definition of a non-performing loan, NPL, in the context of buy-to-let mortgages; if such a loan can be deemed to be an NPL if the terms of an agreement have been honoured for a number of years; and if he will make a statement on the matter. [23139/18]

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