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Committee of Inquiry into the Banking Crisis: Nexus Phase (27 May 2015)

Marc MacSharry: So can you give me an example of one without one breach and one enforcement sanction without naming the bank or the individual involved?

Committee of Inquiry into the Banking Crisis: Nexus Phase (27 May 2015)

Marc MacSharry: But materially, what would that have meant to the institution, just again for us lay people?

Committee of Inquiry into the Banking Crisis: Nexus Phase (27 May 2015)

Marc MacSharry: Okay, thanks.

Committee of Inquiry into the Banking Crisis: Nexus Phase (27 May 2015)

Marc MacSharry: Great, yes thanks. Just two quick ones. In October 2008, did you watch Mr. Neary on "Prime Time"? That was the one where he extolled------

Committee of Inquiry into the Banking Crisis: Nexus Phase (27 May 2015)

Marc MacSharry: Okay. So you never saw it back or-----

Committee of Inquiry into the Banking Crisis: Nexus Phase (27 May 2015)

Marc MacSharry: Around the time like or-----

Committee of Inquiry into the Banking Crisis: Nexus Phase (27 May 2015)

Marc MacSharry: You were aware ... were you aware or not of his-----

Committee of Inquiry into the Banking Crisis: Nexus Phase (27 May 2015)

Marc MacSharry: -----extolling the solidity of the capitalisation of the banks?

Committee of Inquiry into the Banking Crisis: Nexus Phase (27 May 2015)

Marc MacSharry: Yes, but just the content of it. It's, I suppose, a quite famous ... the content was very much that the banks were very, very well capitalised. "The best in Europe," I think was the quote on the night. Were you aware of that content at the time?

Committee of Inquiry into the Banking Crisis: Nexus Phase (27 May 2015)

Marc MacSharry: October 2008.

Committee of Inquiry into the Banking Crisis: Nexus Phase (27 May 2015)

Marc MacSharry: And what would have been your view at the time?

Committee of Inquiry into the Banking Crisis: Nexus Phase (27 May 2015)

Marc MacSharry: Did you agree with it?

Committee of Inquiry into the Banking Crisis: Nexus Phase (27 May 2015)

Marc MacSharry: But you wouldn't use "The best in Europe" as ... in your own words?

Committee of Inquiry into the Banking Crisis: Nexus Phase (27 May 2015)

Marc MacSharry: Okay.

Committee of Inquiry into the Banking Crisis: Nexus Phase (27 May 2015)

Marc MacSharry: And just------

Committee of Inquiry into the Banking Crisis: Nexus Phase (27 May 2015)

Marc MacSharry: Was Mr. Neary your line manager from 2003 on? Did you report directly to him?

Committee of Inquiry into the Banking Crisis: Nexus Phase (27 May 2015)

Marc MacSharry: So he was the director of prudential when you were manager or head-----

Committee of Inquiry into the Banking Crisis: Nexus Phase (27 May 2015)

Marc MacSharry: -----of bank supervision and then he became CEO and, presumably, you reported to him then.

Committee of Inquiry into the Banking Crisis: Nexus Phase (27 May 2015)

Marc MacSharry: Okay. Did he rebuke your advances in terms of the regulatory improvements that you sought to make?

Committee of Inquiry into the Banking Crisis: Nexus Phase (27 May 2015)

Marc MacSharry: But before that, as head of banking supervision.

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