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Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Credit (Amendment) Bill 2018: Committee Stage (9 Mar 2022)

Seán Fleming: In the order of €500. However, the Deputy went on to make a point, and I thank the committee secretariat for advising the Department on this issue, that while we may oppose amendments and sections, it is important that the citation of the Bill remains here at the end of this process, so the Bill continues to be alive.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Credit (Amendment) Bill 2018: Committee Stage (9 Mar 2022)

Seán Fleming: There are only two sections in the Bill as proposed.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Credit (Amendment) Bill 2018: Committee Stage (9 Mar 2022)

Seán Fleming: I am saying there are two sections in the original Bill. I am giving the Deputy my views at this stage. We will be retaining section 2 of the Bill on the advice of the secretariat of the committee so that the legislation exists. The specifics with regard to the amendments will have been voted down but the Bill will not have been because, as the Deputy rightly pointed out, this committee...

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Credit (Amendment) Bill 2018: Committee Stage (9 Mar 2022)

Seán Fleming: As the Deputy is well aware, the reason we have the legislation is that there are many products on the market and many of them are above the cap that both the Deputy and the Government propose. The net effect of the legislation and even the legislation we will bring forward this evening will be an average of a 13% reduction in the current interest rate. Many moneylenders charge 60%, 70% or...

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Credit (Amendment) Bill 2018: Committee Stage (9 Mar 2022)

Seán Fleming: The amendment has the effect of adding collection charges to the list of charges that are prohibited under moneylending agreements. I am in agreement with the Deputy that collection charges should be prohibited. However, from a practical and procedural point of view, I object to the changes being framed as they are here and favour the more comprehensive Government Bill which also addresses...

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Credit (Amendment) Bill 2018: Committee Stage (9 Mar 2022)

Seán Fleming: I said it was about €500.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Credit (Amendment) Bill 2018: Committee Stage (9 Mar 2022)

Seán Fleming: To €480.

Select Committee on Finance, Public Expenditure and Reform, and Taoiseach: Consumer Credit (Amendment) Bill 2018: Committee Stage (9 Mar 2022)

Seán Fleming: I thank the committee for dealing with this matter today.

Written Answers — Department of Health: Public Procurement Contracts (8 Mar 2022)

Seán Fleming: 670. To ask the Minister for Health further to Parliamentary Question No. 220 of 16 February 2022, the current position in relation to the tender process (details supplied); and if he will make a statement on the matter. [12955/22]

Written Answers — Department of Agriculture, Food and the Marine: Forestry Sector (8 Mar 2022)

Seán Fleming: 765. To ask the Minister for Agriculture, Food and the Marine if an extension to the planting licence on lands (details supplied) will be granted; and if he will make a statement on the matter. [12618/22]

Seanad: Credit Union Sector: Statements (2 Mar 2022)

Seán Fleming: I am delighted to have the opportunity to take part in this debate. This is my second visit to the Seanad in a week to discuss credit unions. I am encouraged to see the work of the credit union sector being given such prominence in public debate. I watched with interest the Seanad debate on the future of banking that took place in May 2021. I noted at the time that the role credit unions...

Seanad: Credit Union Sector: Statements (2 Mar 2022)

Seán Fleming: I thank all the Senators who have contributed to the debate. It is clear that everybody who has spoken has a deep personal knowledge of, interest in and commitment to the credit union movement. We are reflecting this in the programme for Government. For the first time ever, a Minister of State has been given dedicated responsibility for the credit union movement. I have mentioned the...

Written Answers — Department of Children, Equality, Disability, Integration and Youth: Emergency Accommodation (2 Mar 2022)

Seán Fleming: 138. To ask the Minister for Children, Equality, Disability, Integration and Youth if he will report on the situation in relation to the provision of emergency accommodation for persons arising from domestic abuse at a location (details supplied); and if he will make a statement on the matter. [11884/22]

Written Answers — Department of Health: Health Services (2 Mar 2022)

Seán Fleming: 158. To ask the Minister for Health his plans in relation to the restoration of services at a location (details supplied); and if he will make a statement on the matter. [11804/22]

Seanad: Nithe i dtosach suíonna - Commencement Matters: Credit Unions (23 Feb 2022)

Seán Fleming: I am very pleased to discuss the issue of credit unions and I thank the Senator for raising it. He has a long-term interest in credit unions. He has raised this matter often in the past and will no doubt continue to do so because they have such a key role in Irish society. I look forward to a longer debate on credit unions taking place in the House on 2 March and I know the Senators...

Seanad: Nithe i dtosach suíonna - Commencement Matters: Credit Unions (23 Feb 2022)

Seán Fleming: I should have made clear in my opening reply that the Central Bank makes decisions on regulatory matters and is independent of the Government and the Department of Finance. That is well established but I wanted to reiterate it. The regulations developed by the Central Bank, which were updated just two years ago, provide substantial capacity for credit unions, in particular larger ones, to...

Written Answers — Department of Education and Skills: Special Educational Needs (23 Feb 2022)

Seán Fleming: 154. To ask the Minister for Education and Skills if she will provide information regarding facilities for special needs and ASD classes at a location (details supplied); and if she will make a statement on the matter. [10402/22]

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