Results 1,021-1,040 of 5,587 for speaker:Kevin Humphreys

Seanad: Heritage Bill 2016: Report and Final Stages (13 Apr 2017)

Kevin Humphreys: Will the Minister outline why it was not brought to the House on Second Stage or Committee Stage? Why are we only getting it now on Report Stage where we cannot fully discuss and debate-----

Seanad: Heritage Bill 2016: Report and Final Stages (13 Apr 2017)

Kevin Humphreys: The Minister outlined that this has been highlighted on several occasions yet we are only seeing it now on Report Stage. Why was it not taken on Second Stage or Committee Stage?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector: Quarterly Engagement with Central Bank of Ireland (4 Apr 2017)

Kevin Humphreys: I welcome Professor Lane. In relation to the Central Bank's updated report, it outlines on page 22 the public warnings and on page 23 where the Central Bank issued communications to Bank of Ireland. That was in 2010. In 2012, Bank of Ireland commissioned a Red C report that would "encourage tracker mortgage holders to move off their product", to "ultimately improve the overall...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector: Quarterly Engagement with Central Bank of Ireland (4 Apr 2017)

Kevin Humphreys: That was discovered at Committee Stage here in the Dáil and was publicised. Should that have tripped a red light, through questioning of the CEO of Bank of Ireland who initially denied it was happening? After the release of the Red C study, it was quite obvious it was happening. Should that have tripped red lights at that stage?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector: Quarterly Engagement with Central Bank of Ireland (4 Apr 2017)

Kevin Humphreys: Those customers who were encouraged through this research and the letters that were sent out are part of the overall review to see if they were duped out of their tracker mortgage. The letter sent to customers stated it would be in their interest to come in to talk to the bank to see if there were better products.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector: Quarterly Engagement with Central Bank of Ireland (4 Apr 2017)

Kevin Humphreys: Reading the Central Bank's report, it hit me that after all the warnings the banks then went and commissioned Red C to do research. Those are accurate quotations from Red C about how it was commissioned to carry out research and there then followed several hundred letters being sent out to customers inviting them to come in. I am happy that the Central Bank is looking at it. Professor...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector: Quarterly Engagement with Central Bank of Ireland (4 Apr 2017)

Kevin Humphreys: But the Central Bank is prepared to look at it in its examinations.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector: Quarterly Engagement with Central Bank of Ireland (4 Apr 2017)

Kevin Humphreys: But they could have been talking to each other in relation to interpretation because the contracts were all similar. The interpretation across 15 lenders were very similar. It would indicate to me that there was some collusion between the lenders, that there was tick-tacking and phone calls taking place about how they were interpreting contracts.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector: Quarterly Engagement with Central Bank of Ireland (4 Apr 2017)

Kevin Humphreys: The Central Bank has used EY and Grant Thornton among others. How much have these contracts cost and will the Central Bank recover the costs of the consultants from the lenders?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector: Quarterly Engagement with Central Bank of Ireland (4 Apr 2017)

Kevin Humphreys: Do we know how much we have spent on this so far and how much has been charged back?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector: Quarterly Engagement with Central Bank of Ireland (4 Apr 2017)

Kevin Humphreys: How big is the Central Bank's team? Mr. Sheridan said it was quite comprehensive. How many?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector: Quarterly Engagement with Central Bank of Ireland (4 Apr 2017)

Kevin Humphreys: Maybe Mr. Sheridan could come back to me and let me know how many of those supervisors and enforcement staff are involved in that. I do not expect the witnesses to have the figure to hand today.

Seanad: Heritage Bill 2016: Committee Stage (Resumed) (29 Mar 2017)

Kevin Humphreys: I move amendment No. 1x:In page 5, line 30, to delete "(1), it shall publish a notice of the proposal—" and substitute the following:"(1) and following the conduct of any screenings and assessments necessary to comply with Council Directive 92/43/EEC of 21 May 1992 on the conservation of natural habitats and of wild fauna and flora, it shall publish a notice of the proposal—".

Seanad: Heritage Bill 2016: Committee Stage (Resumed) (29 Mar 2017)

Kevin Humphreys: Amendment No. 1x is commonsensical. If the Minister incorporated it on Report Stage, it would save quite an amount of time. Senator Ó Domhnaill's point on how to engage with users applies across the board. When we got involved in politics, we used letters and telephones. Now, we use e-mails or engage through Facebook. When users register, they must provide their e-mail addresses for...

Seanad: Heritage Bill 2016: Committee Stage (Resumed) (29 Mar 2017)

Kevin Humphreys: I thank the Minister for arranging the meeting with her officials which I found quite helpful. The Minister did not address the review mechanism. While it is not my amendment, I would be quite flexible in that regard. I would like to see a review mechanism built into the legislation. No precedent is being set in this regard. When I brought legislation through the House in the past, I...

Seanad: Heritage Bill 2016: Committee Stage (Resumed) (29 Mar 2017)

Kevin Humphreys: I need to come back in twice. I accept the Minister's point that by-laws are organic. We are dealing with legislation today and what I am asking to be reviewed is the legislation we are putting through the House today. The Bill is an enabler for by-laws. The purpose of the amendment is to review that mechanism.

Seanad: Heritage Bill 2016: Committee Stage (Resumed) (29 Mar 2017)

Kevin Humphreys: I accepted the Minister's undertaking.

Seanad: Heritage Bill 2016: Committee Stage (Resumed) (29 Mar 2017)

Kevin Humphreys: I want to press amendment No. a1x.

Seanad: Heritage Bill 2016: Committee Stage (Resumed) (29 Mar 2017)

Kevin Humphreys: Exactly.

Seanad: Heritage Bill 2016: Committee Stage (Resumed) (29 Mar 2017)

Kevin Humphreys: I think the Senator's suggestion is that we should all withdraw our amendments and have a conversation on the matter, but I would certainly be anxious that there would be a suitable penalty for the crime. On occasions a fixed penalty fine, or a lower one, may be correct but the penalty for major offences has to reflect the damages that could be done to Waterways Ireland and to our water...