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Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

Gerry Horkan: I am sure that from 2008 to 2010, those individual staff members felt the brunt of public dissatisfaction with banks' decisions. In the same way, many back bench politicians and councillors would have felt the impact of what was being done from the top. In my own branch I heard of stories of people getting awful personal abuse about what the banks were doing.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

Gerry Horkan: They were only the messengers. One can equally understand the frustration of people who were getting letters and facing this behaviour. I am trying to get an understanding of Mr. Broderick's membership, where they are coming from and the kind of work they do. People can now do a degree of mobile banking that they could not do two, three or four years ago. Most of us now only go into a...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

Gerry Horkan: There must be more than that.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

Gerry Horkan: Mr. Broderick's members are working in all these branches. Does he see a lot more consolidation on the way? Does he see a lot of branches being closed?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

Gerry Horkan: Technology has removed the need for some people but, equally, not everybody is technologically savvy and many parts of the country do not have particularly good broadband.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

Gerry Horkan: Where does Mr. Broderick see the day-to-day future of banking in Ireland? He is at the coalface with 15,000 members. Is every bank fully unionised or would half the staff in a bank be non-union members?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

Gerry Horkan: In terms of the behaviour of the banks and the way they are putting pressure on customers by ringing them, some of those may be scripted conversations, but they are Mr. Broderick's members. Does Mr. Broderick have any kind of whistle-blowing charter or mechanism to allow his members to express concern about some of the tasks they are being asked to do? As the Chairman said, we have been...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

Gerry Horkan: Do they do that?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

Gerry Horkan: I have a number of other points but I am conscious that we are finishing at 5.30 p.m.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

Gerry Horkan: Mr. Broderick said that the culture has not changed that much. He also referred to performance measurement and performance-related pay. We all know about bankers getting rewards for lending money that never came back. That kind of behaviour, to which Mr. Broderick alluded, was part of the crisis and the crash. Does he see that coming back and happening again?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

Gerry Horkan: Is it happening?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Banking Sector in Ireland: Discussion (Resumed) (21 Feb 2017)

Gerry Horkan: How modest is modest?

Seanad: Recent Education Announcements: Statements (21 Feb 2017)

Gerry Horkan: I appreciate the opportunity to contribute. I was at a meeting of the finance committee so I was not able to be present for the whole debate. I want to touch on one aspect, that of admissions. I represented Dún Laoghaire-Rathdown, many of whose schools are quite oversubscribed. I am on my fifth term on the board of management of a secondary school. I have been on the boards of two...

Seanad: Recent Education Announcements: Statements (21 Feb 2017)

Gerry Horkan: Not all of those schools are oversubscribed either.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Report on Cost of Motor Insurance: Minister of State at the Department of Finance (16 Feb 2017)

Gerry Horkan: I thank the Minister of State for honouring the commitment he made to us the last time he was here that he would come back regularly to update us on progress in implementing his own report and the recommendations made in the Oireachtas joint committee's report. The Chairman and Senator Rose Conway-Walsh touched on quite a number of the points I might have made. I have questions about how...

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Report on Cost of Motor Insurance: Minister of State at the Department of Finance (16 Feb 2017)

Gerry Horkan: If a car is untaxed and the driver is uninsured, they will not be caught.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Report on Cost of Motor Insurance: Minister of State at the Department of Finance (16 Feb 2017)

Gerry Horkan: When is some of that stuff going to happen? There was an ANPR system but it did not work. When will an ANPR system that does work become operational, whereby a Garda car can be on a motorway or a city centre street and can detect plates, as it should be able to do all the time, whether it is on the garda’s jacket or the dashboard of the car? When will that come into operation?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Report on Cost of Motor Insurance: Minister of State at the Department of Finance (16 Feb 2017)

Gerry Horkan: But the database behind it was not working.

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Report on Cost of Motor Insurance: Minister of State at the Department of Finance (16 Feb 2017)

Gerry Horkan: When will that be working?

Joint Oireachtas Committee on Finance, Public Expenditure and Reform, and Taoiseach: Report on Cost of Motor Insurance: Minister of State at the Department of Finance (16 Feb 2017)

Gerry Horkan: What is the difference? Do privately owned vehicles exclude commercial, rental and-----